Spilling The Title Tea

About Spilling The Title Tea

Title experts share their knowledge

Publisher

Ashley Ramsey

Category

business

Language

en

Explicit

No

First episode

7 Mar 2023

Latest episode

3 Nov 2026

Latest episodes

90 episodes in the feed.

1. 

   3 Nov 2026

   Building Bridges in Real Estate: A Conversation with Whitney Martin

   In this episode of Spilling the Title Tea, Ashley introduces us to Whitney Martin, a new member of the Springdale Title Team. Whitney shares her journey from being a real estate agent to stepping into the world of title work, emphasizing the importance of relationships in ensuring a smooth transaction process. From Realtor to Relationship Developer Whitney, born and raised in Richmond, Kentucky, has nearly a decade of real estate experience. Her passion for building relationships has led her to her current role, where she aims to be a resource for agents, lenders, and clients. "My biggest passion is I wanted to be a resource for agents and lenders and their buyers and sellers," Whitney explains. She recognizes the challenges that can arise during the contract-to-close process and is dedicated to easing those burdens for everyone involved. The Importance of Clear Communication Communication is key in real estate, especially as transactions can involve multiple parties. Whitney highlights her proactive approach, reaching out to realtors immediately after a new order comes in. She believes in introducing herself to clients early on and providing resources to help them understand the process. "I want to clear some of those blurred lines. I want to make sure that if our processor is going to be contacting you next week for documents, I’ll just call and give a heads up," she says. Educating Clients for a Smooth Process Whitney's commitment to education shines through in her efforts to guide clients. She has developed a pamphlet that clarifies roles and responsibilities among all parties involved in a transaction. This not only empowers clients but also alleviates confusion. "It’s an education process so they know who handles what portion," she notes. Whitney’s initiative ensures that clients are informed and can navigate the complexities of real estate with confidence. Behind the Scenes in Title Work Whitney's transition from realtor to title expert has opened her eyes to the intricate processes that occur behind the scenes. She emphasizes the need for timely information from realtors to keep everything on track. "The earlier we get information from our realtor partners, the smoother the closing process will be," she affirms. This proactive approach is crucial in preventing delays and ensuring seamless transactions for clients. A Commitment to Client Care At the heart of Whitney’s work is a genuine desire to care for clients. She strives to provide a stress-free experience, knowing that buying a home is often the biggest transaction in a person's life. "It is just as important to us that they have a seamless closing process as it is for them," Whitney reflects. Whitney Martin’s dedication to relationship-building and proactive communication highlights the vital role of title professionals in the real estate process. Her insights remind us that behind every closing, there are dedicated individuals working tirelessly to ensure everything runs smoothly. For more on Whitney’s journey and valuable insights into the title process, listen to the full episode.

2. 

   12 Oct 2026

   Starting a Business the Right Way: LLCs, Bookkeeping & Taxes with Kandi Hylton

   In this episode of Spilling the Title Tea, Ashley sits down with Kandi Hylton, owner of Hylton Business Solutions LLC, to discuss what every small business owner should know about starting, managing, and growing a successful business. Kandi shares her journey into accounting, how she built a successful accounting and tax partnership, and why she eventually decided to launch her own business in 2020. What started as a desire for more flexibility and family time turned into an opportunity to help entrepreneurs navigate the often-overwhelming financial and administrative responsibilities of business ownership. Ashley and Kandi discuss the importance of setting up a business correctly from the beginning, understanding the differences between LLCs and sole proprietorships, obtaining the proper licenses, and staying compliant with state and local tax requirements. Kandi also explains why bookkeeping is essential, how QuickBooks can simplify financial management, and why keeping accurate records throughout the year can save business owners time, money, and unnecessary stress. Whether you're thinking about starting your first business, struggling to keep up with bookkeeping, or looking for ways to streamline your existing operations, this episode is packed with practical advice to help you build a stronger foundation for long-term success. Highlights Kandi's journey into accounting: How her early interest in bookkeeping led her to become an accountant, Enrolled Agent, and eventually a business owner. Launching Hylton Business Solutions: Why Kandi transitioned from a 12-year accounting partnership to starting her own company in 2020 to prioritize family and flexibility. What to do before starting a business: Why Kandi recommends sitting down with a knowledgeable professional before filing paperwork or officially launching a company. LLC vs. sole proprietorship: Understanding why forming an LLC isn't always the first or best step for every new business. The paperwork doesn't stop with an EIN: Why registering an LLC and obtaining a federal tax ID are only the beginning of properly setting up a business. Understanding business licenses: How state, city, and county requirements can vary and why businesses operating in multiple jurisdictions need to pay special attention. Avoiding costly tax mistakes: Why tracking where business income is earned throughout the year matters for local taxes and year-end reporting. Why bookkeeping matters: How accurate financial records help business owners stay organized, prepare for tax season, and avoid problems that can threaten their business. QuickBooks training vs. outsourced bookkeeping: How Kandi helps business owners manage their own books, receive monthly oversight, or completely outsource their bookkeeping as they grow. Helping entrepreneurs through education: Kandi shares her plans to develop workshops, online courses, and training resources to help small business owners better understand the financial side of entrepreneurship. Links Katie :  Facebook (https://www.facebook.com/kandi.hylton) Sringdale Title Links: sprindaletitle.com (http://sprindaletitle.com/) Facebook (https://www.facebook.com/SpringdaleTitleLLC) https://www.linkedin.com/company/73182038 (https://www.linkedin.com/company/73182038) Instagram (https://www.instagram.com/springdaletitle/)

3. 

   1 Sept 2026

   5 Things Every Real Estate Agent Should Know Before Closing with Olivia Bowdy

   In this episode of Spilling the Title Tea, Ashley is joined by Springdale Title’s Post-Closing Team Lead, Olivia Bowdy, for a practical conversation about making real estate transactions smoother for everyone involved. Ashley and Olivia walk through some of the most common issues that can create last-minute problems or even delay a closing, from missing contract amendments and expired contracts to commission documentation, LLC paperwork, and client contact information. They explain why the title company asks for certain documents, why getting information in early matters, and how agents can help prevent unnecessary surprises at the closing table. They also discuss the growing importance of identity verification and the steps being taken to protect buyers and sellers from wire fraud. Whether you’re a new agent or have been closing deals for years, these simple reminders can help protect your clients, keep your transactions on track, and make closing day easier for everyone. Highlights Why every amendment or addendum needs to be sent to both the title company and lender as soon as it is signed. How a last-minute contract change can send a file back through underwriting and potentially delay closing. Why an expired real estate contract needs a properly signed closing extension, even if everyone still plans to show up and close. The difference between everyone agreeing to close and having the legally required documentation to support that agreement. Why buyer-agent commissions and who is responsible for paying them need to be clearly documented in the contract. The importance of reviewing preliminary settlement statements before closing to catch incorrect commissions, fees, brokerage information, and other mistakes. Why title companies request operating agreements or bylaws when an LLC or corporation is buying or selling real estate. How resolutions can allow one or two people to sign at closing while documenting approval from everyone who has authority within the company. Why agents should provide accurate client contact information as early as possible for identity verification, lien clearance, payoffs, and wire instructions. How identity verification and secure wire procedures help protect buyers, sellers, agents, and title companies from increasingly common wire fraud. Links Sringdale Title Links: sprindaletitle.com (http://sprindaletitle.com/) Facebook (https://www.facebook.com/SpringdaleTitleLLC) https://www.linkedin.com/company/73182038 (https://www.linkedin.com/company/73182038) Instagram (https://www.instagram.com/springdaletitle/)

Who has been a guest on Spilling The Title Tea

Names identified in recent episode analyses. Showing up to five guests.

• Echo Falwell
• Seth Johnson
• Jennifer Lainhart
• Sydney Ziebold

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

3 ratings

Spotify

5.0 / 5

1 ratings

Podcast Authority Score: 53 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

82

Social presence

0

YouTube

0

Engagement

60

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Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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