You had your best-laid plans and then COVID-19 came along and hammered the entire economy. But you’ve got this – if you have the right information. Join The Globe and Mail’s personal finance team, columnist Rob Carrick and editor Roma Luciw, as they guide you through one of the biggest stress tests your finances will ever face. If you’re between 20 and 40, this financial advice is for you.

Stress Test
Claim This Podcastby The Globe and Mail
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Podcast Overview
You had your best-laid plans and then COVID-19 came along and hammered the entire economy. But you’ve got this – if you have the right information. Join The Globe and Mail’s personal finance team, columnist Rob Carrick and editor Roma Luciw, as they guide you through one of the biggest stress tests your finances will ever face. If you’re between 20 and 40, this financial advice is for you.
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Publishing Since
5/27/2020
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Recent Episodes

April 29, 2026
No, you don’t need $1.7-million to retire
Financial planner Moira Rose Váně and retirement reporter Meera Raman discuss realistic retirement paths for young Canadians, challenging the myth of needing millions to stop working.

April 22, 2026
Everyone wants a prenup. Very few people get one
More than half of young Canadians say they’d want a prenup if they got married or entered a common-law relationship. But only a small share have actually signed one. So what’s stopping them? In this episode, we look at the gap between interest and action and why prenups may still be harder, pricer and more emotionally charged than many expect. We hear from a Toronto woman who says getting a prenup with her husband became the most difficult part of wedding planning. Then, Aimee Schalles, lawyer and co-founder of Jointly.ca, breaks down what happens if you don’t have a prenup, why more young Canadians want them, and why so few actually sign.

April 15, 2026
Your “starter home” might be your forever home
For decades, there was a formula for homeownership. Buy something small, maybe a condo or a townhouse, watch its value rise, and then eventually move up to something bigger. But that formula is breaking down for many young Canadians. Today, we’re looking at what happens when an idea passed down through generations stops working when it's your turn. First, we hear from a Toronto homeowner who stretched far beyond her budget to skip the starter home altogether and buy a place she hopes to stay in long-term. Then, we meet a millennial who’s decided to rent and wait rather than make the jump into homeownership. And later, Rob speaks with Mike Moffatt, founding director of the Missing Middle Initiative, who explains why many young buyers are either stuck in small condos or skipping the first rung entirely and what today’s market means for people hoping to move up.
111 total episodes available with 31 transcripts
Recent guests on Stress Test
Guests from recent episodes — sign up to see every guest that has ever appeared on this show.
Mike Comrie
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Sam Lichtman
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Aravind Sithamparapillai
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Shannon Lee Simmons
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Chantaie Allick
Guest
Jermaine L. Murray
Guest
two recent grads
Guest
Ben Felix
Guest
two young Canadians
Guest
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- What is Stress Test?
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This podcast updates daily.
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This podcast is available on 9 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
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