Surplus Stack

About Surplus Stack

Welcome to the Surplus Stack Podcast—a show for women ready to take control of their money, ditch financial stress, and build more than enough for the life they love. Hosted by financial educator Eduek Brooks, each episode breaks down personal finance in a way that’s real, relatable, and easy to follow. From budgeting and paying off debt to investing and increasing your income, this podcast gives you the mindset, strategies, and step-by-step guidance to create your own financial surplus—without sacrificing joy or freedom. Whether you're just starting your financial journey or ready to hit your next milestone, this podcast is your go-to space for honest conversations, practical tools, and empowering stories from women who are stacking their way to financial independence. New episodes drop weekly. Subscribe and start stacking.

Publisher

Eduek Brooks

Category

business · business · education

Language

en

Explicit

No

First episode

24 Mar 2025

Latest episode

17 Mar 2026

Latest episodes

16 episodes in the feed.

1. 

   17 Mar 2026

   How Your Emotions Influence Your Spending Habits

   #007 - In this episode of the Surplus Stack Podcast, Eduek explores one of the biggest drivers behind overspending: emotional spending. Our spending decisions are rarely just about money. They are influenced by what we see, what we feel, what we have been told growing up, and the person we believe we should become. Eduek breaks down the most common triggers behind emotional spending, including social media influence, stress, fear of missing out, status, hormones, and the expectations we carry from family and society. Without awareness of these triggers, it is easy to fall into cycles of spending followed by guilt or regret. The episode focuses on helping listeners build awareness around their spending behaviour and introduces practical tools to help regain control, including the Five Whys method, spending rules, wait periods, wishlists, sinking funds, and accountability systems. The goal is not to eliminate spending, but to make sure financial decisions are intentional and aligned with personal values rather than external pressures. Key Takeaways Emotional spending is often triggered by what we see, what we feel, what we have been told, and who we want to become. Social media, advertising, and peer influence can subtly drive spending decisions without us realizing it. Feelings such as stress, joy, depression, hope, or fear of missing out can push people to spend impulsively. Many financial goals are borrowed from others rather than rooted in our own values. Using the Five Whys method can help uncover the real motivation behind major financial decisions. Evaluating the trade-off between the joy of a purchase and the sacrifice required to obtain it can prevent impulsive spending. Calculating how many work hours a purchase costs can create awareness around spending decisions. Personal spending rules, wait periods, wishlists, and sinking funds are effective tools for reducing emotional spending. Tracking spending patterns through a money system helps identify trends and triggers. Accountability from a trusted person or community can help reinforce better financial habits. Resources Mentioned Surplus Stack Society https://www.surplusstacksociety.com The Surplus Method Course The Surplus Stack System (money tracking system) Spending Trigger Journal Bi-weekly Money Promenade (co-budgeting sessions) Monthly Money Audit How Surplus Stack Society Helps Inside the Surplus Stack Society, members receive the tools, structure, and support needed to build healthier financial habits and eliminate emotional spending. Members gain access to the Surplus Method course, which teaches budgeting, saving, investing, debt payoff, and financial independence planning. The program also includes the Surplus Stack System, a comprehensive money system that tracks income, spending, surplus, goals, and net worth. Members participate in bi-weekly Money Promenade sessions where they budget together and discuss financial decisions in real time. They also receive a monthly money audit where Eduek reviews their finances, identifies spending patterns, and provides personalized feedback. The community environment also provides accountability partners so members can stay aligned with their financial goals while working through spending triggers and money habits. Connect Join Surplus Stack Society https://www.surplusstacksociety.com Instagram @twosidesofadime @surplusstacksociety Email contact@surplusstacksociety.com

2. 

   10 Mar 2026

   Why You Need Keep a Surplus of 30% of Your Income Every Month

   #006 - In this episode of the Surplus Stack Podcast, Eduek breaks down one of the most important numbers in your financial journey: your surplus. A surplus is the money you have left after you’ve covered your living expenses. Over the last five years, Eduek has worked with hundreds of women who have paid off debt, saved aggressively, and invested six figures. The one thing they all have in common is that they consistently maintain a surplus. In this episode, Eduek explains why a 30% surplus is the foundation of financial freedom, how to calculate your surplus step by step, and how to diagnose whether you have an income problem or a money system problem. If you’ve ever felt like your money disappears every month or you’re constantly moving money around just to get by, this episode will help you understand exactly what needs to change. Key Takeaways What a surplus actually is and why it is the foundation of financial progress How to calculate your surplus using your net income and monthly expenses Why using percentages instead of dollar amounts helps you understand your financial health The four surplus ranges and what each one means for your finances How to determine whether you have an income problem or a system problem Why reaching a 30% surplus creates the breathing room needed to save, invest, and pay off debt consistently How Surplus Stack Society Helps Inside Surplus Stack Society, members use the Surplus Stack System to track their budget, expenses, debt, investments, and net worth all in one place. The community also includes: The Surplus Method course to guide members through budgeting, saving, investing, and debt payoff The 30% Surplus in 30 Days challenge Bi-weekly Money Promenade co-budgeting sessions Monthly money audits and coaching The goal is simple: help members build a strong surplus so they can move forward with their financial goals. Resources Mentioned Surplus Stack Society https://www.surplusstacksociety.com (https://www.surplusstacksociety.com) Connect with Eduek Instagram @twosidesofadime @surplusstacksociety Email contact@surplusstacksociety.com If you’re ready to build a surplus and take control of your finances, Surplus Stack Society provides the tools, system, and support to help you get there.

3. 

   3 Mar 2026

   The 5 Financial Milestones Everyone Should Hit on Their Money Journey

   #005 - In this episode of the Surplus Stack Podcast, Eduek Brooks breaks down the five financial milestones everyone should aim to achieve on their journey toward financial independence. Many people feel overwhelmed by conflicting financial advice. Should you save more, invest more, pay off debt first, or increase your income? In this episode, Eduek simplifies the path by outlining a clear sequence of milestones that help you prioritize your financial goals and measure your progress. You will learn why building a strong surplus is the foundation for everything else in your finances, how to determine the right emergency fund for your lifestyle, and why reaching your first $100,000 invested is a critical turning point for long-term wealth. Eduek also shares how these milestones are built directly into the framework of the Surplus Stack Society, giving members a step by step path to move from financial stress to financial independence. Key Takeaways A 30% surplus in your net income creates the breathing room needed to save, invest, and pay off debt consistently Your emergency fund should be based on your lifestyle, job stability, and family needs rather than a one size fits all rule Eliminating consumer debt provides freedom and flexibility in your career, lifestyle, and financial decisions Reaching your first $100,000 invested is a powerful milestone where compound growth begins to accelerate Financial independence happens when your investments can fully replace your income Following a clear financial sequence prevents overwhelm and helps you focus on the most important goal at each stage The 5 Financial Milestones Discussed Build a 30% surplus in your net income Save at least three months of emergency expenses Pay off all consumer debt Reach $100,000 invested or one year of income invested Achieve financial independence How the Surplus Method Supports These Milestones Inside Surplus Stack Society, members follow the S.U.R.P.L.U.S framework to progress through each stage of their financial journey: Strengthen your surplus mindset. Uncover your 30% surplus Reach three months of emergency savings Pay off consumer debt Land one year of salary invested Utilize surplus for your children’s future Secure financial independence Members also move through “Surplus Seasons,” which help them focus on the most important financial priorities for their stage of life. Surplus Seasons Debutante Season – Building your 30% surplus and setting up your money system Baroness Season – Building emergency savings and eliminating debt Viscountess Season – Growing investments toward $100,000 Duchess Season – Working toward financial independence Resources Mentioned Surplus Stack Society https://www.surplusstacksociety.com Connect with Eduek Instagram @twosidesofadime @surplusstacksociety email: contact@surplusstacksociety.com If you are ready to hit your financial milestones faster with the support of a structured system, coaching, and community, join the Surplus Stack Society and start building your path to financial independence.

4. 

   27 Jan 2026

   The Money Routine That Will Change Your Finances

   #004 - Eduek breaks down the simple money routine that helped her pay off $47,000 of debt, invest $30,000, and build a fully funded emergency fund in under three years. The key is not doing the most, it’s building an efficient money system once, then maintaining it with a routine that can take as little as five minutes. Key Takeaways Why a consistent money routine is a non-negotiable in 2026 How to build your money system one time (income, expenses, categories) Why you should budget using take-home pay and plan for your lowest month How to categorize spending with the 5S framework (Security, Safety, Survival, Satisfaction, Stewardship or Solvency) How to balance your budget to zero so every dollar has a job Paycheck split and bank account split to avoid overdraft and overspending A simple routine: budget before payday, transfer on payday, track mid-month, adjust as needed Resources Mentioned Surplus Stack System and Surplus Stack Society (https://www.surplusstacksociety.com/) Connect Instagram: @twosidesofadime (https://www.instagram.com/twosidesofadime/), @surplusstacksociety (https://www.instagram.com/surplusstackssociety/) Email: hello@twosidesofadime.com (mailto:hello@twosidesofadime.com), contact@surplusstacksociety.com (mailto:contact@surplusstacksociety.com)

5. 

   20 Jan 2026

   How I Plan to Make $300,000 in 2026

   #003 - Eduek is sharing her full strategy to make $300,000 in 2026. She breaks down how she chose the number by reverse engineering her three-year goals, why 2026 is her rebuild year, and what it is actually going to take to hit that income goal without burning out. You’ll hear how she is setting a non-negotiable get out of bed fee, tightening up her income streams, tying each stream to a specific financial goal, and why she is adding a nine-to-five for stability while she builds stronger cash reserves. Key Points Why she chose $300,000 and how it connects to her three-year plan How to reverse engineer income based on goals, not current salary The get out of bed fee and why her baseline is $3,000 Why she put all her offers under one umbrella: Surplus Stack Society The five income streams she is focusing on plus one new stream in 2026 Why she is going back to a nine to five and why it is strategic, not a setback How she is pacing her focus by quarter to avoid burnout Income Streams Mentioned Surplus Stack Society (reinvesting into the business, goal of 300 members in 2026) Brand partnerships (goal $36K, stretch $45K, tied to rebuilding her emergency fund) Speaking engagements (goal $25K, stretch $30K, tied to investing) Licensing her courses to companies (goal $75K by selling three packages) Affiliate income (goal $2.5K as play money) Nine to five (for predictable income, personal bills, debt, and savings) Resources Mentioned Goal Execution Book (how she tracks targets, action steps, and quarterly focus) Richest Year Challenge (https://www.surplusstacksociety.com/Richestyearchallenge) (goal mapping and building a realistic 12-month plan with 90-day priorities) Let’s Stay Connected If this episode resonated with you, share it with a friend who keeps starting over every Monday. And don’t forget to subscribe so you never miss an episode. See you in the next one.

6. 

   13 Jan 2026

   You Don’t Need Another Reset. You Need to Rebuild Trust in Yourself

   #002 - January is full of resets, challenges, and “go hard or go home” energy. But if you struggle to stick to your goals, another reset is the last thing you need. In this episode, Eduek breaks down why extreme challenges like 75 Hard often backfire, how constantly starting over erodes self-trust, and what actually builds discipline long term. Instead of restarting your goals every Monday or every new month, you’ll learn how to pick up where you left off, rebuild confidence in yourself, and create momentum that actually lasts. This episode is your permission to stop starting from scratch and start building consistency the right way. Key Takeaways You don’t need another reset. You need to rebuild trust in yourself. Discipline comes from consistency over time, not short bursts of intensity. If a goal isn’t meaningful to you, it won’t stick. Let it go. One focused action beats ten scattered ones every time. Start where you are. Start in the middle. Do not start from scratch. Resources Mentioned The Richest Year Challenge A 3-day challenge designed to help you map out your financial goals for the year and break them into realistic 90-day actions, with built-in accountability and community support. You can join at any time and watch the replays inside the private community. If goal setting, discipline, or consistency has been a struggle for you, the Richest Year Challenge was created to help you build clarity, focus, and momentum without burnout. Join the Richest Year Challenge. (https://www.surplusstacksociety.com/Richestyearchallenge) Let’s Stay Connected If this episode resonated with you, share it with a friend who keeps starting over every Monday. And don’t forget to subscribe so you never miss an episode. See you in the next one.

7. 

   6 Jan 2026

   The fireproof way to achieve your goals in 2026

8. 

   25 Mar 2025

   014 | Day 7: Identify Your Surplus Blockers | Sprint to Surplus Challenge

   In this conversation, Eduek discusses the various types of surplus blockers that individuals may face in their financial journey. These include spending blockers, income blockers, societal blockers, mindset blockers, and organizational blockers. She emphasizes the importance of identifying these blockers to achieve financial abundance and provides actionable steps to overcome them. Resources Join the Surplus Stack Society (https://www.surplusstacksociety.com/) Get your FREE Sprint to Surplus Journal and Surplus Calculator (https://www.surplusstacksociety.com/sprinttosurplus) Takeaways Surplus does not just come from earning more. Identifying spending blockers is crucial for financial growth. Income blockers can prevent you from achieving your ideal lifestyle. Societal barriers can significantly impact financial opportunities. Mindset issues can hinder your ability to earn more. Organizational systems are essential for managing finances effectively. Tracking spending helps in identifying financial leaks. Advocating for oneself is important in overcoming societal barriers. Understanding systemic issues is key to navigating financial challenges. Taking actionable steps can help remove financial blockers. Chapters 00:00 Identifying Surplus Blockers 03:49 Understanding Spending Blockers 06:34 Exploring Income Blockers 09:43 Addressing Societal Blockers 12:56 Mindset and Organizational Blockers 13:11 Outro.mp3 Keywords surplus, financial growth, spending habits, income issues, societal barriers, mindset, financial systems, budgeting, financial leaks, financial advice.

9. 

   25 Mar 2025

   013 | Day 6: Calculate Your Current Surplus Percentage | Sprint to Surplus Challenge

   In this session, Eduek discusses the importance of calculating your surplus percentage to understand your financial health. The conversation covers how to determine your monthly net income, essential expenses, and ultimately your surplus amount and percentage. Eduek emphasizes the need for adjustments in spending or income to achieve a healthy surplus. Additionally, the session transitions into setting financial goals and creating actionable plans to increase income and savings over time, encouraging listeners to share their progress and goals within the community. Resources Join the Surplus Stack Society (https://www.surplusstacksociety.com/) Get your FREE Sprint to Surplus Journal and Surplus Calculator (https://www.surplusstacksociety.com/sprinttosurplus) Takeaways Understanding your surplus percentage is key to financial health. Calculate your monthly net income to assess your surplus. Identify essential expenses to determine your surplus amount. A low surplus percentage indicates a need for income adjustments. Aim for a surplus percentage of at least 30% for financial flexibility. Set aggressive savings goals based on personal aspirations. Break down large financial goals into manageable 90-day tasks. Evaluate your spending habits to find areas for improvement. Engage with the community to share progress and goals. Regularly reassess your financial situation to stay on track. Chapters 00:00 Understanding Your Surplus Percentage 03:37 Calculating Your Surplus Amount and Percentage 06:58 Setting Financial Goals and Action Plans 09:36 Outro.mp3 Keywords surplus percentage, financial goals, budgeting, income management, savings, investing, financial overflow, money management strategies.

10. 

    25 Mar 2025

    012 | Day 5: Calculate Your Surplus Number | Sprint to Surplus Challenge

    In this session, the focus is on calculating your surplus number, which is essential for understanding how much money you need beyond essential expenses to live comfortably. Eduek guides listeners through identifying core living expenses and surplus lifestyle expenses, emphasizing the importance of knowing exact financial needs to set realistic income and savings goals. The conversation transitions into setting actionable financial goals and planning steps to achieve the desired surplus lifestyle. Resources Join the Surplus Stack Society (https://www.surplusstacksociety.com/) Get your FREE Sprint to Surplus Journal and Surplus Calculator (https://www.surplusstacksociety.com/sprinttosurplus) Takeaways Your surplus number defines your financial comfort zone. Understanding your expenses is crucial for financial planning. Negotiating salaries requires knowing your financial needs. Itemizing lifestyle costs helps clarify financial goals. Many desired lifestyles are more affordable than perceived. Calculating your surplus number helps identify income gaps. Setting financial goals requires actionable steps. Optimizing spending is key to achieving financial surplus. Reflecting on income needs can guide job negotiations. Immediate actions can lead to a surplus lifestyle. Chapters 00:00 Defining Your Surplus Number 03:32 Calculating Living Expenses and Goals 06:50 Bridging the Gap to Your Surplus Lifestyle 08:02 Outro.mp3 Keywords financial surplus, budgeting, lifestyle expenses, income goals, financial planning

11. 

    25 Mar 2025

    011 | Day 4: What Does Your Surplus Style Look Like? | Sprint to Surplus Challenge

    In this conversation, Eduek discusses the concept of 'surplus style' and how it relates to financial abundance. She emphasizes the importance of defining personal financial goals that align with individual values rather than societal expectations. The discussion covers various aspects of financial abundance, including security, freedom, generosity, and enjoyment, encouraging listeners to reflect on their unique definitions of success and fulfillment. Resources Join the Surplus Stack Society (https://www.surplusstacksociety.com/) Get your FREE Sprint to Surplus Journal and Surplus Calculator (https://www.surplusstacksociety.com/sprinttosurplus) Takeaways Understanding your surplus style helps define financial success. Financial abundance looks different for everyone. Surplus should reflect personal values and priorities. Avoid societal pressures when defining financial goals. Wealth is about designing a life that feels abundant. Identify what makes you feel financially secure. Journal about your financial overflow and priorities. Imagine your perfect day with financial abundance. Align financial goals with what truly excites you. Let go of financial goals that feel like a chore. Chapters 00:00 Defining Your Surplus Style 03:57 Understanding Financial Abundance 06:44 Aligning Financial Goals with Personal Values 08:53 Outro.mp3 Keywords financial abundance, surplus style, personal finance, financial goals, mindset, intentional spending, wealth, financial security, life design, personal values.

12. 

    25 Mar 2025

    010 | Day 3: Get Comfortable with Abundance | Sprint to Surplus Challenge

    In this conversation, Eduek discusses the importance of embracing an abundance mindset to overcome limiting financial beliefs. She explores how societal conditioning can lead to guilt and self-sabotage regarding financial success. The speaker emphasizes that abundance is not solely about money but encompasses various aspects of life, including opportunities, resources, and relationships. They encourage listeners to give themselves permission to prosper and to recognize the positive impact of wealth on their ability to help others. Practical exercises are provided to help shift mindset and embrace financial abundance. Resources Join the Surplus Stack Society (https://www.surplusstacksociety.com/) Get your FREE Sprint to Surplus Journal and Surplus Calculator (https://www.surplusstacksociety.com/sprinttosurplus) Takeaways Many people struggle to accept financial abundance due to limiting beliefs. Guilt and self-sabotage can hinder financial success. Abundance is a mindset that applies to all areas of life. Recognizing discomfort with money is the first step to change. Abundance includes opportunities, resources, and connections. You are allowed to enjoy money beyond mere survival. The more you have, the more you can give back. Accepting help is a part of opening yourself to abundance. Celebrating financial gains can shift your mindset positively. Living a surplus lifestyle is achievable and fulfilling. Chapters 00:00 Embracing Abundance: Overcoming Financial Limiting Beliefs 03:33 Understanding Abundance Beyond Money: A Holistic Approach 06:58 Permission to Prosper: Accepting Wealth and Freedom 10:42 Outro.mp3 Keywords abundance mindset, financial beliefs, wealth acceptance, money management, personal growth, financial security, mindset shift, prosperity, self-sabotage, financial freedom.

13. 

    25 Mar 2025

    009 | Day 2: Reframe Your Beliefs | Sprint to Surplus Challenge

    In this session, Eduek discusses the importance of reframing limiting beliefs about money to foster financial growth. The conversation emphasizes identifying negative beliefs, questioning their validity, and replacing them with empowering affirmations. She encourages listeners to actively challenge their beliefs and to support others in doing the same, ultimately promoting a mindset conducive to financial abundance. Resources Join the Surplus Stack Society (https://www.surplusstacksociety.com/) Get your FREE Sprint to Surplus Journal and Surplus Calculator (https://www.surplusstacksociety.com/sprinttosurplus) Takeaways Many money beliefs are subconsciously inherited. Reframing beliefs can support financial abundance. Identifying limiting beliefs is the first step. Question the validity of your beliefs. Look for evidence that contradicts limiting beliefs. Surround yourself with examples of success. Replace limiting beliefs with empowering statements. Practice affirmations to reinforce positive beliefs. Support friends in challenging their limiting beliefs. Speaking affirmations out loud can manifest change. Chapters 00:00 Reframing Money Beliefs 03:58 Challenging Limiting Beliefs 06:46 Empowering Financial Mindset 10:59 Outro.mp3 Keywords money beliefs, financial growth, limiting beliefs, reframing, empowerment, financial abundance, money management, affirmations, mindset, personal finance

14. 

    25 Mar 2025

    008 | Day 1: Confront Your Money Belief System | Sprint to Surplus Challenge

    This conversation explores the deep-rooted beliefs and influences that shape our relationship with money. It delves into how upbringing, personal experiences, cultural norms, and social environments contribute to our financial mindset. The speaker emphasizes the importance of understanding these influences to reframe our beliefs and improve our financial reality. Resources: Join the Surplus Stack Society (https://www.surplusstacksociety.com/) Get your FREE Sprint to Surplus Journal and Surplus Calculator (https://www.surplusstacksociety.com/sprinttosurplus) Takeaways Your relationship with money is shaped from childhood. Subconscious beliefs drive financial decisions. Upbringing significantly impacts money handling. Financial trauma can lead to fear of instability. Cultural norms dictate our financial behaviors. Gender roles influence financial confidence and discussions. Your social circle affects your financial mindset. Surrounding yourself with ambitious people expands potential. Reflecting on money beliefs can lead to positive change. Awareness of financial habits is crucial for growth. Chapters 00:00 Confronting Your Money Beliefs 05:44 The Impact of Upbringing on Financial Mindset 10:26 Personal Experiences and Financial Trauma 14:26 Cultural and Societal Influences on Money Management 14:53 Outro.mp3 Keywords money beliefs, financial mindset, upbringing, personal experiences, cultural influences, societal conditioning, financial trauma, environment, money management, financial success, money mindset, limiting beliefs, money trauma.

15. 

    24 Mar 2025

    005 What's Your Surplus Season?

    In this episode, Eduek introduces the concept of the Surplus Season, a structured roadmap designed to guide individuals on their financial journey from survival to freedom. The discussion breaks down the different 'seasons' of financial milestones, emphasizing the importance of focusing on one key area at a time to avoid overwhelm. Each season is tailored to specific financial goals, such as building an emergency fund, paying off debt, and investing, ultimately leading to financial independence and the ability to give back to the community. Resources Join the Surplus Stack Society (https://www.surplusstacksociety.com/) Get your FREE Sprint to Surplus Journal and Surplus Calculator (https://www.surplusstacksociety.com/sprinttosurplus) Takeaways The Surplus Season helps individuals focus on one financial milestone at a time. Understanding your current financial situation is crucial for progress. The Debutante Season focuses on achieving 30% disposable income. Building an emergency fund is essential in the Baroness Season. Investing becomes a priority in the Viscountess Season. Financial freedom is achieved in the Duchess Season. Community support is vital for accountability and motivation. Generosity should be a goal once financial stability is reached. Each season has specific goals to guide financial growth. Consistency is key to maintaining financial progress. Chapters 00:00 Introduction to Surplus Season 02:46 Understanding the Debutante Season 05:33 Exploring the Baroness Season 07:54 The Viscountess Season: Investing and Growth 09:41 Achieving Financial Freedom in the Duchess Season 12:32 Recap and Community Engagement Keywords financial advice, surplus season, financial freedom, money mindset, emergency fund, debt management, investing, financial milestones, personal finance, community support

16. 

    24 Mar 2025

    003 Philosophies of The Surplus Stack Society

    In this episode of the Surplus Stack podcast, Eduek discusses the core philosophies that guide the teachings inside The Surplus Stack Society. Emphasizing that money is a tool meant to serve individuals, the conversation explores the importance of proactive money management, the spiritual aspect of money, and the role of debt as a wealth-building tool. She encourages listeners to view their financial journey as a marathon, celebrating milestones along the way, and emphasizes the importance of enjoying money while building wealth. The episode also highlights the significance of mindset in financial management, the necessity of investing, and the belief that wealth is a right for everyone. Resources Join the Surplus Stack Society (https://www.surplusstacksociety.com/) Get your FREE Sprint to Surplus Journal and Surplus Calculator (https://www.surplusstacksociety.com/sprinttosurplus) Takeaways Money is a tool that allows you to create the life you want. Your money should always be aligned with your values and goals. Money should be a source of ease and not stress. Debt is a tool that can help you build wealth when used wisely. Building wealth is a marathon, not a sprint. Celebrate every financial milestone, no matter how small. Wealth isn't about putting your life on hold until you hit a goal. Money is never truly lost; it just moves and circulates. Money management is 80% psychology and 20% math. We all deserve to build wealth and financial abundance. Chapters 00:00 Introduction to Surplus Stack Society Philosophies 01:05 Money as a Tool for Freedom and Security 02:15 The Spirit of Money and Mindset 03:43 Understanding Debt as a Tool 06:08 The Marathon of Financial Journey 08:56 Celebrating Financial Milestones 11:47 Enjoying Money Today 13:10 The Flow of Money: Circulation vs. Loss 14:55 Psychology of Money Management 17:10 Creating Financial Stability 19:32 Taking Control of Your Finances 22:11 Money Management as a Learnable Skill 23:57 The Importance of Investing 25:58 Wealth is a Right for Everyone

Podcast Authority Score: 29 / 100

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