Navigating finance is a journey. On Talking Cents with Heritage, we host insightful conversations on finance, business and the community around us. Learn how to take control of your money with banking designed for you.
Founded in 1965, Heritage Federal Credit Union is a not-for-profit institution with a mission to Improve lives; Simplify banking. The credit union is an Equal Housing Lender. Insured by NCUA.
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Every wondered what it really takes to get an Small Business Administration loan? In this episode, our hosts Sami Etienne and guest host, Taylor Humphrey, sit down with Jennifer "Jen" Boester, Heritage SBA Relationship Manager, to unpack the ins and outs of the SBA loan process. Jen shares advice for small business owners as well as real-world success stories. This conversation is packed with insider tips to help your business grow with confidence.
18 Nov 2025
The Keys to a New Life
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Do you ever look at your life and wish you could create a new life for yourself? In this episode, hosts Sami Etienne and Taylor Humphrey, have a heartfelt conversation with Abby Baker, Heritage Concierge Banker. Abby shares her experience transforming her life, how receiving a Habitat for Humanity home and beginning her career at Heritage helped her build a new life, and her advice for transforming your life.
19 Aug 2025
Celebrating 100 years of the Evansville Civic Theatre
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In this special episode, hosts Sami Etienne and Cierra Ziliak sit down with Dani Scott, Artistic & Educational Director, and Emily Durchholz, President, to celebrate 100 seasons of the Evansville Civic Theatre. They discuss the Theatre’s return to its historic home, upcoming performances and what this centennial season means to the community. Tune in for a heartfelt look at the legacy and future of one of Evansville’s most treasured cultural institutions.
29 Jul 2025
So You Want to Buy a House?
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The housing market can be intimidating to navigate for experienced and first-time home buyers. In this episode, our hosts, Sami Etienne and Cierra Ziliak, sit down with Courtney Brock, Sales Manager, to discuss buying a home. Brock leads the Heritage team of expert Mortgage Loan Officers. Through this conversation, she provides insights on the role a financial intuition plays in buying a home, tips for navigating the market and insights on how to process news about the housing market.
1 May 2025
Deep Dive Into Downtown Evansville
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In this episode, our hosts Sami Etienne and Cierra Ziliak sit down with Adam Trinkel, Executive Director of the Downtown Evansville Economic Improvement District, to explore what’s driving growth and energy in the heart of the city. From local restaurants and unique shops to community-focused events and upcoming initiatives, we’re covering what makes Downtown Evansville a vital part of the city’s identity. Adam shares insights on exciting projects in the works and how the district is evolving to better serve residents, visitors and businesses alike. Whether you're a longtime local or just discovering downtown, this episode is your front-row seat to what’s happening—and what’s next—in Downtown Evansville.
12 Mar 2025
Celebrating our Heritage
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Did you know that Heritage began in a cooler? Heritage traces its foundation to a locked cooler in the parking lot of the Alcoa Warrick Operations factory in Newburgh, IN. Founded in 1965, Heritage has evolved over the last 60 years into the credit union we all know and love today. In this episode, our hosts Sami Etienne and Cierra Ziliak, take a trip down memory lane with Leann Cross, HRIS Administrator and Heritage 2025 Employee of the Year, to celebrate our Heritage. Join as we discuss the start of Heritage, the evolution of the credit union and the history of banking.
12 Mar 2025
Love & Money: Navigating Finances with Your Partner
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Join our hosts, Sami Etienne and Cierra Ziliak, and episode guests, Chuck and Ashley Elliot, as we explore the challenges of navigating finances in a committed partnership. Chuck and Ashley Elliot are authors, speakers and relationship coaches based out of Evansville, Indiana. In this episode, we dive into the often tricky topic of managing finances within a marriage, offer healthy ways to navigate finances with your partner and tips for improving communication around finances. Tune in for practical advice on building a strong financial foundation and fostering trust and transparency with your partner. Learn more about Chuck and Ashley Elliot here.
29 Jan 2025
Re-introducing Talking Cents with Heritage
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Welcome back to Talking Cents with Heritage — your go-to podcast for insightful conversations on finance, business, and the world around us! In this exciting new episode, we’re reintroducing the podcast with a fresh internal twist. We encourage you to catch up on previous episodes, but stay tuned— exciting new content is on the way! Join our new hosts, Sami Etienne and Cierra Ziliak, as they share the purpose of the podcast, highlight exciting updates, and introduce the voices behind the mic. You won’t want to miss what’s coming next!
2 Aug 2024
Gen Z Banking
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Sami Etienne, Director of Marketing, and Cierra Ziliak, Marketing Strategy Manager, engage in conversation with two students from the University of Evansville, Taylor Johnson and Kaylee Woosley, about Gen Z banking. This open dialogue conversation explores Sami, Cierra, Taylor and Kaylee’s different life experiences and how those experiences have shaped their relationships with banking. Learn about how Taylor and Kaylee view banking as members of Generation Z and gain insights from the stories shared by Sami and Cierra.
9 Jul 2024
Credit Union V. Banks
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Ben Griffin discusses the differences between Credit Union V. Banks.
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Kendall Hurt discusses the value and importance of investing in our community.
5 Oct 2023
Rebranding Heritage
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Sami Etienne discusses Heritage's new rebrand.
28 Jul 2023
Mike Whaley - Ag Lending Balance Sheets/Financial Statements
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Mike Whaley discusses Ag Lending Balance Sheets/Financial Statements.
14 Jul 2023
Transforming Member Experience: The Power of Virtual Teller Stations
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Amy Pruden discusses Transforming Member Experience: The Power of Virtual Teller Station.
23 May 2023
Buying a Home in Today’s Market – Common Questions
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Alyssa Brown answers common questions on buying a home in today's market.
23 May 2023
Financial Literacy and Navigating Building Credit
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Ben Wolter discusses financial literacy and shares tips on how to navigate building credit.
23 May 2023
Is Reducing Your Monthly Payments with Debt Consolidation Right for You?
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Charles Schefer discusses debt consolidation and the best ways to navigate if it is best for you.
23 Mar 2023
Financial Security and Avoiding Fraud
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Apple Podcasts (US)
5.0 / 5
1 ratings
Spotify
5.0 / 5
1 ratings
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