tell.talks is the podcast for people who work in fintech, payments and financial services. We have honest, direct conversations with the founders, leaders and operators shaping the industry.
Each episode runs around 15 minutes. No fluff, no jargon for the sake of it. Just conversations about what's working, what isn't, and where embedded finance, open banking, payments infrastructure and the future of money are actually heading.
Guests have included executives from TSB Bank, Railsr, SaaScada, Moorwand, Andaria and more. Covering everything from legacy core banking systems, Confirmation of Payee, BaaS regulation, to leadership, M&A and building without funding.
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New episodes every fortnight. Follow to never miss one.
20 - Adapt or lose relevance. Daniel Cronin, Integrated Finance, on the future of banking
What will it take for banks to stay relevant as AI changes how people discover, access and interact with financial services? In this episode of tell.talks, Daniel Cronin, serial fintech founder and co-founder of Integrated Finance, explores why traditional routes to market are losing their power and why the next generation of banking must be machine readable. Dan shares why tier two and tier three banks are being squeezed by hyperscalers and Banking as a Service providers, why launching an ac...
11 Aug 2026
19 - Regulation isn't slowing innovation. Uncertainty is. Lorraine Mouat on getting regulation right
Does regulation really hold innovation back, or is uncertainty the bigger problem? In this episode of tell.talks, Lorraine Mouat joins us to unpack the relationship between regulation, risk and growth in financial services. Drawing on experience from both inside financial services firms and regulatory consultancy, Lorraine shares why businesses can become too focused on second-guessing the regulator, what proportionality really means, and why a perfect-looking risk register isn't necessarily ...
27 Jul 2026
18 - High-value payments need a different approach. David Hunter, HY10
For most people, making a payment is simple. But for ultra-high-net-worth individuals, the opposite is often true. In this episode of tell.talks, Rob speaks with David Hunter, CEO of HY10, about why traditional transaction banking struggles to meet the needs of affluent clients, despite decades of innovation across financial services. Together they explore: Why wealth can actually create more payment frictionThe gap between traditional private banking and modern fintechManaging complex, high-...
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