The Accountant Quits helps finance professionals build real-world Web3 finance skills for accounting, treasury, and finance roles in crypto-native companies.
Learn alongside a global community through the Crypto Accounting Academy and Crypto Treasury Management Academy.
Our podcast features practitioners building and running finance teams in Web3.
Website - www.theaccountantquits.com
Jacob Margulies (https://www.linkedin.com/in/jacob-margulies-a32a9a115/) is the Co-Founder at Reah (https://www.reah.com/), a financial operating system that unifies fiat banking, digital assets and AI-powered execution in one platform.
It provides global bank accounts, payments, treasury, cards and invoicing for businesses worldwide, all governed by one programmable policy engine.
And Reah describes itself as non-custodial. Customers have complete control of their assets, and Reah says it cannot access, freeze, or move their funds.
This episode also includes a live demo, where Jacob shares his screen and walks through the platform.
✅ OUR RESOURCES
🌐 Join a global community of web3 accounting & finance professionals - https://www.onchainfinanceinstitute.com/courses (https://www.theaccountantquits.com/courses)
🤓 Join the FREE Crypto Accounting Class & learn how to start working in web3 accounting - https://www.onchainfinanceinstitute.com/free-class (https://www.onchainfinanceinstitute.com/free-class)
🙌 Join the next cohort of the Crypto Accounting Academy and learn how to manage a business using crypto - https://www.onchainfinanceinstitute.com/crypto-accounting-academy (https://www.onchainfinanceinstitute.com/crypto-accounting-academy)
💎 Join the next cohort of the Crypto Treasury Management Academy and learn how to optimize, allocate and protect your organization's treasury - https://www.onchainfinanceinstitute.com/crypto-treasury-management-academy (https://www.onchainfinanceinstitute.com/crypto-treasury-management-academy)
✅ EPISODE SPONSOR
💰 The full-stack OS for Web3 businesses using Kryptos and 10% off (Code OCF10) - https://kryptos.io/?via=ocf-institute (https://kryptos.io/?via=ocf-institute)
✊ Follow The Accountant Quits on Socials
👉 LinkedIN: (https://www.linkedin.com/school/the-accountant-quits)https://www.linkedin.com/school/ocf-institute (https://www.linkedin.com/school/ocf-institute)
👉 Twitter(X): https://x.com/ocfinstitute (https://x.com/ocfinstitute)
👉 YouTube: https://www.youtube.com/@theaccountantquits (https://www.youtube.com/@theaccountantquits)
🎙️ Follow Episode Guest
Jacob Margulies: https://www.linkedin.com/in/jacob-margulies-a32a9a115/ (https://www.linkedin.com/in/jacob-margulies-a32a9a115/ )
🎧 Website
For show notes and past guests, please visit https://www.theaccountantquits.com/ (https://www.theaccountantquits.com/)
Topics covered:
(0:00) Coming Up
(2:52) Jacob’s story into web3
(5:50) What is an agentic neobank
(8:57) Traction at Reah
(9:58) How is Reah non-custodial
(11:57) How would customers retrieve funds if Reah shuts down
(12:59) Who is the custodian for fiat
(13:51) Does Reah have partner banks
(14:36) Custody for EVM, Bitcoin, Solana & Tron
(15:52) Business model of Reah
(18:08) Fiat/crypto transactions
(21:28) Get 10% off with Kryptos subledger (https://kryptos.io/?via=ocf-institute)
(23:09) Off-ramping crypto to fiat
(25:52) Does AI Kill the Neobank Moat
(28:17) Treasury products - BlackRock & AAA iShares ETF
(29:44) Business licences for Reah
(31:35) Competing with other neobanks like Meow, Altitude
(33:22) Demo of Reah
(43:15) Integrations with accounting softwares like Xero & Quickbooks
(44:10) Pricing
(45:11) Upcoming features
(46:21) Closing thoughts
(47:19) Favourite maxim
(47:37) Reach out to Jacob
10 Sept 2026
#113: Real-Time Verification for Digital Assets with Accountable
Accountable (https://accountable.capital/) allows institutions to prove their assets and liabilities in real time, and privately, without revealing their API keys, wallet addresses or trading strategies.
That's their Data Verification Network.
It might just be the missing trust layer that finally convinces the masses to adopt blockchain technology.
To date, they've verified over $2 billion in onchain assets across 60+ partners, including Keyrock, RockawayX, Amber, K3 Capital and Galaxy Digital, a publicly listed firm.
Jerome Tijssen (https://www.linkedin.com/in/jerometijssen/), CFO at Accountable (https://accountable.capital/), joins us to help us understand real-time verification for digital assets.
✅ OUR RESOURCES
🌐 Join a global community of web3 accounting & finance professionals - https://www.onchainfinanceinstitute.com/courses (https://www.theaccountantquits.com/courses)
🤓 Join the FREE Crypto Accounting Class & learn how to start working in web3 accounting - https://www.onchainfinanceinstitute.com/free-class (https://www.onchainfinanceinstitute.com/free-class)
🙌 Join the next cohort of the Crypto Accounting Academy and learn how to manage a business using crypto - https://www.onchainfinanceinstitute.com/crypto-accounting-academy (https://www.onchainfinanceinstitute.com/crypto-accounting-academy)
💎 Join the next cohort of the Crypto Treasury Management Academy and learn how to optimize, allocate and protect your organization's treasury - https://www.onchainfinanceinstitute.com/crypto-treasury-management-academy (https://www.onchainfinanceinstitute.com/crypto-treasury-management-academy)
✅ EPISODE SPONSOR
💰 The full-stack OS for Web3 businesses using Kryptos and 10% off (Code OCF10) - https://kryptos.io/?via=ocf-institute (https://kryptos.io/?via=ocf-institute)
✊ Follow The Accountant Quits on Socials
👉 LinkedIN: (https://www.linkedin.com/school/the-accountant-quits)https://www.linkedin.com/school/ocf-institute (https://www.linkedin.com/school/ocf-institute)
👉 Twitter(X): https://x.com/ocfinstitute (https://x.com/ocfinstitute)
👉 YouTube: https://www.youtube.com/@theaccountantquits (https://www.youtube.com/@theaccountantquits)
🎙️ Follow Episode Guest
Jerome Tijssen: https://www.linkedin.com/in/jerometijssen/ (https://www.linkedin.com/in/jerometijssen/)
🎧 Website
For show notes and past guests, please visit https://www.theaccountantquits.com/podcast (https://www.theaccountantquits.com/podcast)
Topics covered:
(0:00) Coming Up
(2:24) Jerome’s story into web3
(4:41) Accountable for real time verification
(7:25) Proof of solvency v/s proof of reserves
(8:24) Privacy through zk-proofs
(11:18) Galaxy Digital on tokenized collateralized loan obligations
(13:54) Get 10% off with Kryptos subledger (https://kryptos.io/?via=ocf-institute)
(15:27) Vault as a service and building the infrastructure layer
(19:57) Continuously verified NAV feed
(22:24) The bigger opportunity for tokenization
(24:26) Accountable Ledger v/s subledgers
(27:18) Pricing to run an Accountable node
(28:41) Recommended tech stack & neobanks
(32:40) Closing thoughts
(33:52) Favourite quote
(34:31) Reach out to Jerome
20 Aug 2026
#112: MiCA Compliance in Europe.. What you NEED to know
MiCA's transitional deadline closed on July 1st, 2026.
Some of the biggest names in the industry lost the ability to serve European clients overnight.
But one jurisdiction rose to become a MiCA licensing hub: Malta.
It's now ranked 4th for CASP (Crypto Asset Service Providers) authorizations, and 2nd for Other Crypto Assets.
In this episode, we spoke with Joseph Axisa (https://www.linkedin.com/in/joseph-axisa-1b86141b4/), Managing Partner at Axis (https://axisgroup.xyz/), a MiCA advisory practice based in Malta, working with some of the industry's most recognisable names, including Arbitrum DAO, Rain, Ether.Fi, Rhinofi, and Legion.cc
✅ OUR RESOURCES
🌐 Join a global community of web3 accounting & finance professionals - https://www.onchainfinanceinstitute.com/courses (https://www.theaccountantquits.com/courses)
🤓 Join the FREE Crypto Accounting Class & learn how to start working in web3 accounting - https://www.onchainfinanceinstitute.com/free-class (https://www.onchainfinanceinstitute.com/free-class)
🙌 Join the next cohort of the Crypto Accounting Academy and learn how to manage a business using crypto - https://www.onchainfinanceinstitute.com/crypto-accounting-academy (https://www.onchainfinanceinstitute.com/crypto-accounting-academy)
💎 Join the next cohort of the Crypto Treasury Management Academy and learn how to optimize, allocate and protect your organization's treasury - https://www.onchainfinanceinstitute.com/crypto-treasury-management-academy (https://www.onchainfinanceinstitute.com/crypto-treasury-management-academy)
✅ EPISODE SPONSOR
💰 The full-stack OS for Web3 businesses using Kryptos and 10% off (Code OCF10) - https://kryptos.io/?via=ocf-institute (https://kryptos.io/?via=ocf-institute)
✊ Follow The Accountant Quits on Socials
👉 LinkedIN: (https://www.linkedin.com/school/the-accountant-quits)https://www.linkedin.com/school/ocf-institute (https://www.linkedin.com/school/ocf-institute)
👉 Twitter(X): https://x.com/ocfinstitute (https://x.com/ocfinstitute)
👉 YouTube: https://www.youtube.com/@theaccountantquits (https://www.youtube.com/@theaccountantquits)
🎙️ Follow Episode Guest
Joseph Axisa: https://www.linkedin.com/in/joseph-axisa-1b86141b4/ (https://www.linkedin.com/in/joseph-axisa-1b86141b4/)
🎧 Website
For show notes and past guests, please visit https://www.theaccountantquits.com/podcast (https://www.theaccountantquits.com/podcast)
Topics covered:
(0:00) Coming Up
(2:56) Joseph’s story into digital assets
(6:30) Overview of Axis services
(8:16) How companies navigated MiCA compliance
(11:55) Choosing Malta for MiCA compliance
(17:48) Filing requirements post MiCA licence
(19:19) Submitting a MiCA whitepaper
(25:23) Common objections from regulator
(27:45) Get 10% off with Kryptos subledger (https://kryptos.io/?via=ocf-institute)
(29:10) Title II whitepaper & Other Category
(31:57) Do all L1 & L2s need MiCA licence
(32:44) PSD2 and EMD2 v/s MiCA for payment platforms
(37:29) Interpreting onchain actions and smart contracts for MiCA
(39:56) Etherscan as a passive front-end
(42:46) Decentralization exemption under Recital 22
(45:17) DeFi protocols and MiCA
(47:14) Reverse solicitation v/s direct solicitation
(49:47) Onchain vaults don’t trigger MiCA, but AIFMD
(57:53) How Axis Advisory uses AI
(01:04:00) Closing thoughts
(01:05:09) Favourite quote
(01:05:57) How to reach out to Joseph & Axis
Who has been a guest on The Accountant Quits Podcast
Names identified in recent episode analyses. Showing up to five guests.
Jozef Vogel
Neil Thakur
Jonathan Turnham
Karel Olivier
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YouTube views
7,415
Score snapshot 15 Sept 2025
Spotify
5.0 / 5
7 ratings
Podcast Authority Score: 58 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
60
Social presence
0
YouTube
74
Engagement
68
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