The Banker Next Door

About The Banker Next Door

BND is focused on the U.S. Banking industry and how the industry intersects with finance, technology, and economics. Topics discussed can include all types of banking products and lines of business along with strategy, marketing, management, and leadership.

Publisher

Dr. Joseph Bergquist

Category

business

Language

en

Explicit

No

First episode

17 Aug 2023

Latest episode

23 Oct 2026

Latest episodes

838 of 921 episodes have a transcript.

1. 

   23 Oct 2026TRANSCRIPT

   Review of Federal Reserve Survey of Consumer Finances from 2022 to 2025

   The Federal Reserve released their triennial report on consumer finances from 2022 to 2025. The report is broken down to cover five sections, which include Income, Net Worth, Assets, Debt, and Financial Vulnerability. Some of the key findings include the median net worth of people 75 or older surged 37%. Households in their 30’s saw their median net worth fall 23%, as income remained flat. Owning a home splits the fortunes of 30-somethings. Fewer 30-somethings have retirement accounts. Older borrowers still owe debt with median balances above $100k. Americans fell behind on their bills at a higher rate than at any time since 2010. Despite inflation being at a 40 year high, U.S. households survived the economic storm and thrived. This episode reviewed The Federal Reserve Changes in U.S. Family Finances from 2022 to 2025: Evidence from the Survey of Consumer Finances. A link to the report is included below. The episode also reviewed multiple articles from Investopedia and The Epoch Times. Link: Changes in U.S. Family Finances from 2022 to 2025 Evidence from the Survey of Consumer Finances October 2026

2. 

   22 Oct 2026TRANSCRIPT

   Review of CSBS 2026 Annual Survey of Community Banks

   Host [Host Name] reviews the 2026 CSBS Annual Survey of Community Banks, highlighting key risks and trends impacting the industry.

3. 

   21 Oct 2026TRANSCRIPT

   Review of OCC report on Debanking by America's big banks

   Host [Host Name] reviews the OCC report on big banks debanking clients for political and religious reasons, exploring the implications for fair banking.

Inside a recent episode

Review of Federal Reserve Survey of Consumer Finances from 2022 to 2025

Published 23 Oct 2026 · Transcript excerpt

[…] So we'll go through those real quick. And I think we'll help with providing a better summary of the really important things that are in this report. So first, let's roll down here. I want to roll down to the executive summary here. So the key findings in this report include the following. So on income, so real median family income, which is measured for the year before the survey rose 7% between 22 and 25 surveys, while real mean family income actually fell by 6%. So families in the lower ends of the income and net worth distribution saw modest increases in median and mean income, while families in the upper ends saw declines. […]

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

70,493

Score snapshot 15 Sept 2025

Apple Podcasts (US)

4.8 / 5

9 ratings

Spotify

5.0 / 5

2 ratings

Podcast Authority Score: 69 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

81

Social presence

0

YouTube

76

Engagement

68

Contact The Banker Next Door

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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