Worried about making the right money moves for your future? The Blueprint Finance Podcast cuts through the noise.
Join award-winning adviser Daniel Lipman & Paralympian Rory McSweeney for practical, jargon-free advice on everything from mastering your mortgage to building an investment portfolio.
In each episode, discover how to:
► Build a real strategy: Understand the long game for your loans, investments, and insurance.
► Turn complexity into clarity: Get simple, actionable steps for today's market.
► Learn from real Kiwis: Hear success stories that show you what's possible.
Let's go!
Can Love and Money Mix? Rory and Dan Ask the Uncomfortable Questions | Ep 27
Can love and money mix? Most Kiwi couples never actually decide how they'll run their money together. They just default, and the law writes the plan for them.In this episode Daniel Lipman and Rory McSweeney ask the uncomfortable questions: joint or separate accounts, whose KiwiSaver is it really, what happens to mum and dad's gift money, and whether a prenup is a plan or a red flag.CHAPTERS00:00 — You already have a prenup. You just didn't write it.05:18 — The mum-and-dad gift that quietly becomes your ex's money09:20 — Joint, separate or hybrid: what most couples actually do11:10 — The $30,000 prenup that met a $28 million estate14:43 — "It's my KiwiSaver." No, it isn't.19:32 — Buying with mates: the risk nobody reads in the agreement21:27 — Sally Ridge went after Adam Parore's business. It cost her $100k.25:32 — The three-year clock, and the toothbrush that started itLINKS FROM THIS EPISODEFull episode + show notes: https://blueprintfinance.co.nz/the-podcast/episode-28/?utm_source=youtube&utm_medium=social&utm_campaign=podcast-ep28&utm_content=descriptionBuying your first home with a partner or the bank of mum and dad: https://blueprintfinance.co.nz/first-home/?utm_source=youtube&utm_medium=social&utm_campaign=podcast-ep28&utm_content=descriptionKiwiSaver planning: https://blueprintfinance.co.nz/kiwisaver-planning/?utm_source=youtube&utm_medium=social&utm_campaign=podcast-ep28&utm_content=descriptionFree calculators + the POAI newsletter: https://blueprintfinance.co.nz/poai-newsletter/?utm_source=youtube&utm_medium=social&utm_campaign=podcast-ep28&utm_content=descriptionTHE BLUEPRINT FINANCE PODCASTHosted by Daniel Lipman and Rory McSweeney.All episodes: https://blueprintfinance.co.nz/the-podcast/?utm_source=youtube&utm_medium=social&utm_campaign=podcast-ep28&utm_content=descriptionSubscribe: https://www.youtube.com/@BlueprintFinancenz?sub_confirmation=1Buying with a partner, friends or family help? Talk to a Blueprint mortgage adviser about how to structure it before you sign.This episode is general information only, not financial or legal advice. Relationship property is a legal matter, so speak to a lawyer about your own situation. Blueprint Finance is a licensed financial advice provider (FSP 1006023).#NZFinance #NZProperty #KiwiSaver
19 Aug 2026
How Much Do You ACTUALLY Need to Retire in NZ? 2026 Breakdown.
How much do you actually need to retire in New Zealand? Advisers Daniel Lipman and Rory McSweeney crunch the numbers on the three tiers of retirement — Bare Bones ($50K/yr), Modest & Comfortable ($75K/yr) and Choices ($100K/yr) — and work out the real gap between NZ Super and the lifestyle you want.They cover the "renter tax" (why not owning your own home adds $20–30K a year to your target), the 4% rule and how $765K invested can pay you for life, whether NZ Super will still be around when we retire, and a simple five-step method to work backwards from the retirement you want to a plan that gets you there.CHAPTERS00:00 The elephant in the room: retirement00:31 The Sorted framework (today's dollars, after tax)01:26 Tier 1 — Bare Bones: $50K a year03:25 Tier 2 — Modest & Comfortable: $75K a year04:20 Tier 3 — Choices: $100K a year06:48 The renter tax: +$20–30K a year if you don't own08:25 Why mortgage-free matters ($130K in Auckland)09:05 Two ways to bridge the gap10:10 The 4% rule: $765K that never runs out12:13 Will NZ Super still be around?14:06 Inflation, buffers and the 4% rule's risks15:55 Five steps to work out YOUR number18:18 The scary number (today's dollars vs tomorrow's)19:06 Free tools + get in touchWant to talk it through? Get in touch: blueprintfinance.co.nzRetirement income tiers are based on guidance from sorted.org.nz (Te Ara Ahunga Ora Retirement Commission) and NZ Super rates at the time of recording. This episode is general information only and is not financial advice — it doesn't take your personal situation, needs or goals into account. Speak to a financial adviser before making financial decisions.
3 Aug 2026
Property Strategies I'd Avoid in 2026 (After 82 Deals) Michael Wilson | Ep 26
After 82 property deals, Michael (aka The Property Philosopher) knows exactly which strategies he'd avoid in 2026 — and which still earn S tier status. Spoiler: the flashiest ones rank worst.Michael Wilson learned property from scratch — no rich parents, a building apprenticeship, and a first deposit scraped together over 18 months by selling nearly everything he owned. 82 deals later, he joins the Blueprint Finance podcast to rank every major NZ property strategy for today's market — and to get honest about the hard lessons: the servicing wall that stalls most portfolios, the "ignorance tax" that cost him six figures, and what happens when a council changes the rules halfway through your deal.CHAPTERS00:00 — Meet Wils Diggity: 82 property deals, learned from scratch00:30 — Trouble with the police at 20, and the question that started it03:00 — The apprenticeship plan and 18 months to a first deposit05:30 — Three properties in 12 months: buy, add value, revalue06:30 — Hitting the servicing wall09:00 — The ignorance tax: six figures left on the table10:30 — When the council changes the rules mid-deal13:00 — Why a 20% development margin isn't enough14:00 — The flip with a buried surprise15:00 — 12 years of cycles: pivoting the strategy every time18:00 — What you want to do vs what gets you there21:00 — The property clock: where Auckland sits now23:00 — 20 spec builds later… same net worth27:00 — The blind ranking: S tier to D tier28:30 — BRRR and the Dunedin "free house"31:00 — Is flipping back in 2026?32:30 — Build-to-rent and finance risk34:30 — Subdivisions and relocatable homes36:00 — The mansion effect: Z tier38:00 — Gross vs net yield: the 12.6% trap39:30 — What investors actually wantLINKSThinking about your next investment property? Book a Property Portfolio Review with the Blueprint team:https://blueprintfinance.co.nz/property-investment-review/?utm_source=youtube&utm_medium=description&utm_campaign=podcast_ep26Free calculators + the POAI newsletter:https://blueprintfinance.co.nz/poai-newsletter/?utm_source=youtube&utm_medium=description&utm_campaign=podcast_ep26Follow Michael: https://www.instagram.com/wils_diggity/Read more about him: https://nzpropertyinvestor.co.nz/meet-the-property-philosopher/This episode is general information only, not financial advice. Blueprint Finance is a licensed financial advice provider (FSP 1006023).
Who has been a guest on The Blueprint Finance Podcast
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Lawrence Kenyon-Slade
Brandon Lipman
Paul
Alex Martelli
Arthur Loo
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Podcast Authority Score: 37 / 100
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