The Christian Retirement Show

About The Christian Retirement Show

On the Christian Retirement Show, CFP® professional Eric Schrum talks about all things regarding Retirement Planning, Investing, and stewardship.

Publisher

Eric Schrum

Category

business · religion & spirituality

Language

en

Explicit

No

First episode

1 Sept 2020

Latest episode

3 Oct 2026

Latest episodes

53 episodes in the feed.

1. 

   3 Oct 2026

   Average 401(k) Balance by Age: How Do You Compare?

   What’s the average 401(k) balance for people your age, and is that even the right number to compare yourself to? For ages 55–64, the average is $305,006, but the median is just $107,269. In this episode, Eric Schrum, CFP® Professional, walks through the 2026 numbers by age and by income, and explains why your balance matters less than what it can reliably pay you in retirement. In this episode: - Average vs. median 401(k) balance by age (2026 data) - Why the average is almost 3× the median for people near retirement - Why the 65+ numbers are misleading (the rollover effect) - How income changes the comparison more than age does - Turning a balance into a retirement paycheck 📅 Wondering where you stand? Schedule a complimentary discovery call: https://calendly.com/meeterics/free-10-minute-intro-call?month=2026-05&date=2026-05-27 The content Provided is for general information and educational purposes only and should not be considered a recommendation of any particular strategy investment product or investing advice of any kind. Content is not intended to be and should not be construed as legal or tax advice and or a legal opinion. Please consult a financial professional for your specific situation. Investing involves risks, including the loss of the entire principle. Past performance does not guarantee future results. The views and opinions expressed here are of the author and do not necessarily reflect the opinion of Schrum Private Wealth Management, LLC. Investment Advisory services offered through Schrum Private Wealth Management, LLC. An SEC registered investment advisor. #401k #RetirementPlanning #RetirementSavings

2. 

   18 Sept 2026

   5 Reasons You’re Not Ready to Retire (Even If You Have the Money)

   Having enough money saved and being ready to retire are two different things. Here are 5 gaps that don’t show up on a balance sheet — but can derail retirement anyway. In this episode, I walk through five signs your retirement plan might have a gap your account balance doesn’t show — from having no real spending plan, to a misalignment with your spouse, to a risk almost nobody checks for before their first year of retirement: sequence-of-returns risk. If you’ve hit your number but still feel unsure, this episode is for you. Want a real readiness review — not just a number check? Schedule a complimentary conversation with our team: https://calendly.com/meeterics/free-10-minute-intro-call?month=2026-05&date=2026-05-27 Questions? Reach us directly: eric@schrumpw.com The content Provided is for general information and educational purposes only and should not be considered a recommendation of any particular strategy investment product or investing advice of any kind. Content is not intended to be and should not be construed as legal or tax advice and or a legal opinion. Please consult a financial professional for your specific situation. Investing involves risks, including the loss of the entire principle. Past performance does not guarantee future results. The views and opinions expressed here are of the author and do not necessarily reflect the opinion of Schrum Private Wealth Management, LLC. Investment Advisory services offered through Schrum Private Wealth Management, LLC. An SEC registered investment advisor.

3. 

   10 Sept 2026

   Is Your Social Security Check Above Average? (Social Security Checks Ranked)

   The “average” Social Security check is $2,085.98 — but averages hide a lot. Here’s the real percentile breakdown, from the 25th to the 90th, so you can see exactly where you stand. Most people compare their Social Security check to one number: the average. But that number blends every earner, every career length, and every claiming age into a single figure — and it’s not the same as “typical.” In this episode, I break down the actual distribution of Social Security checks using the SSA’s own percentile data: the 25th, 50th (median), 75th, and 90th percentile benefit amounts. You’ll see where the average really falls inside that range, the three things that determine your own position on the ladder, and how much a single claiming decision can shift you. 📌 KEY TAKEAWAYS The average Social Security check is $2,085.98/mo (SSA, July 2026) — but the median is closer to $1,990/mo. The realistic range for most retirees runs from about $1,370/mo (25th percentile) to about $3,290/mo (90th percentile). Three things move you along that range: years worked, lifetime earnings, and claiming age. Claiming age is the one factor you control — it can shift a benefit by two full percentile rungs on its own. The maximum possible benefit ($5,181/mo) is a ceiling almost no one reaches. 🔗 GET YOUR PERSONAL NUMBER Create a free account at ssa.gov to see your actual projected benefit at 62, full retirement age, and 70. 📅 WANT A CLAIMING STRATEGY BUILT AROUND YOUR HOUSEHOLD? Book a complimentary discovery call with Schrum Private Wealth Management: https://calendly.com/meeterics/free-10-minute-intro-call?month=2026-05&date=2026-05-27 The content Provided is for general information and educational purposes only and should not be considered a recommendation of any particular strategy investment product or investing advice of any kind. Content is not intended to be and should not be construed as legal or tax advice and or a legal opinion. Please consult a financial professional for your specific situation. Investing involves risks, including the loss of the entire principle. Past performance does not guarantee future results. The views and opinions expressed here are of the author and do not necessarily reflect the opinion of Schrum Private Wealth Management, LLC. Investment Advisory services offered through Schrum Private Wealth Management, LLC. An SEC registered investment advisor.

Who has been a guest on The Christian Retirement Show

Names identified in recent episode analyses. Showing up to five guests.

• Adam Burt
• ERIC SCHRUMP
• Owen Schrum
• Tec Clark

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

18 ratings

Spotify

5.0 / 5

2 ratings

Podcast Authority Score: 32 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

43

Social presence

0

YouTube

0

Engagement

51

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Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

Questions about The Christian Retirement Show