by Flow Mortgage Co
Welcome to The Flow: Real Estate & Money Show. The Flow is for people in Canada who are: looking to understand the homebuying process, to demystify real estate investing, and to make mortgage financing accessible for anyone. The goal here is to help people understand: ways to make their money work for them, get in the market sooner, and open up the box on how mortgage financing works. We hope to help you find your State of Flow. Hear something interesting? Let's Connect! Website: getflowmortgage.ca Alex's Social Media: @themortgagepug Flow's Social Media: @flowmortgageco
Language
🇺🇲
Publishing Since
10/21/2023
Email Addresses
1 available
Phone Numbers
0 available
April 29, 2025
<p>Is Canada actually in a real estate bubble like everyone says it is? Host Alex McFadyen dives deep into the pressing question. The discussion encompasses key factors including price to income ratios, debt to GDP ratios, mortgage stress, and the impact of recent political developments. Alex provides a thorough examination of both sides of the argument, presenting evidence for the possibility of a bubble as well as reasons why Canada might not be in one. He also highlights the role of immigration, fixed-rate mortgages, and economic growth in shaping the current real estate landscape. Whether you're a homeowner, investor, or simply curious about the market, this episode offers valuable insights to help you understand the complexities of the Canadian housing market.</p><p>Alex McFadyen is a seasoned independent mortgage broker with over 14 years of experience in the industry. Alex is the owner and Mortgage Advisor of Flow Mortgage Co.</p><p>Alex’s Social Media: @themortgagepug</p><p>**********</p><p>Ready to take the plunge into homeownership? Don’t miss our comprehensive First-Time Home Buyers Course available at the link below. This essential resource is designed to guide you through the maze of purchasing your first home with confidence and ease. Free for a limited time to listeners of the show!</p><p>https://alex-s-school-7883.thinkific.com/courses/first-time-home-buyer-course</p><p>For daily insights, make sure to find us on Instagram, Facebook, and YouTube: @flowmortgageco</p><p>Don't just dream about your future home, make it a reality! Subscribe to "The Flow: Real Estate & Money Show" for more invaluable insights, and visit our website at getflowmortgage.ca to discover how we can help make your property aspirations come true.</p>
April 22, 2025
<p>Did the Bank of Canada make the worst decision? Alex delves into the Bank of Canada's (BOC) recent decision to pause interest rates at 2.75%, exploring its implications on the Canadian real estate market and mortgage strategies. We discuss the context of a weak growth outlook, rising job losses, and falling inflation, as well as the potential impact of the upcoming Canadian election. Key topics include the 'sticky' core inflation, consumer and business expectations, and the possible outcomes of this pause, drawing from historical data. We also examine the strategic considerations for mortgage holders, the potential for rate cuts, and the resulting effects on home affordability and the real estate market. The episode provides insights on fixed vs. variable rates, the effect of tariffs, and the psychological dynamics among consumers and businesses in this uncertain economic climate.</p><p>Alex McFadyen is a seasoned independent mortgage broker with over 14 years of experience in the industry. Alex is the owner and Mortgage Advisor of Flow Mortgage Co.</p><p>Alex’s Social Media: @themortgagepug</p><p>**********</p><p>Ready to take the plunge into homeownership? Don’t miss our comprehensive First-Time Home Buyers Course available at the link below. This essential resource is designed to guide you through the maze of purchasing your first home with confidence and ease. Free for a limited time to listeners of the show!</p><p>https://alex-s-school-7883.thinkific.com/courses/first-time-home-buyer-course</p><p>For daily insights, make sure to find us on Instagram, Facebook, and YouTube: @flowmortgageco</p><p>Don't just dream about your future home, make it a reality! Subscribe to "The Flow: Real Estate & Money Show" for more invaluable insights, and visit our website at getflowmortgage.ca to discover how we can help make your property aspirations come true.</p>
April 15, 2025
<p>In this episode, host Alex McFadyen from Flow Mortgage Co. welcomes Bruno Valko, Vice President of Sales at RMG Mortgages, to discuss the complexities of the Canadian real estate market and mortgage rates amid economic uncertainties. The conversation explores the impact of the US Federal Reserve's decisions on Canadian bond yields, mortgage rates, and real estate values. They cover various topics, including the role of the Bank of Canada, the effects of tariffs, the challenges for first-time home buyers, and the potential for interest rate changes. Bruno provides expert insights on strategic mortgage planning, the importance of risk tolerance, and navigating market volatility. This episode is essential listening for anyone looking to understand the current Canadian real estate landscape and make informed decisions about their mortgage.</p><p>Bruno Valko, the VP of sales of RMG Mortgages. FIRST, make sure to check out Episode 16 and 42 of The Flow when we first had Bruno on.</p><p>Bruno and his team at RMG Mortgages are well known for their data-driven analyses of where the Canadian economy is at and how those trends will impact different areas of the economy. If you want to find out more about these reports, be sure to get in touch.</p><p>To learn more about RMG Mortgages and the options available in private mortgage lending, make sure to get in touch with Bruno and check out RMG Mortgages at the options below:Website: rmgmortgages.ca</p><p>Facebook: @RMGMortgages</p><p>YouTube: @RMG_Mortgages</p><p>Alex’s Social Media: @themortgagepug</p><p><br></p><p>Ready to take the plunge into homeownership? Don’t miss our comprehensive First-Time Home Buyers Course available at the link below. This essential resource is designed to guide you through the maze of purchasing your first home with confidence and ease. Free for a limited time to listeners of the show!</p><p>https://alex-s-school-7883.thinkific.com/courses/first-time-home-buyer-course</p><p>For daily insights, make sure to find us on Instagram, Facebook, and YouTube: @flowmortgageco</p><p>Don't just dream about your future home, make it a reality! Subscribe to "The Flow: Real Estate & Money Show" for more invaluable insights, and visit our website at getflowmortgage.ca to discover how we can help make your property aspirations come true.</p>
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