The Stacking Benjamins Show

About The Stacking Benjamins Show

Named Best Personal Finance Podcast by Bankrate.com and Kiplinger — and the only podcast the Plutus Awards retired from competition after winning twice — The Stacking Benjamins Show is personal finance that doesn’t put you to sleep. Hosts Joe Saul-Sehy (former 16-year financial advisor, ex-WXYZ-TV “Money Man”) and Josh “OG” Bannerman, CFP (Certified Financial Planner, Bannerman Wealth) sit around the card table in Joe’s mom’s half-finished basement in Texarkana and talk money with the smartest guests in personal finance, investing, and behavioral economics. As Fast Company wrote, the show “strikes a great balance of fun and functional.” Every Monday, Wednesday, and Friday: expert guests, real headlines, listener questions, and Doug’s trivia. Topics include investing, retirement planning, budgeting, real estate, behavioral finance, taxes, and financial independence — for anyone who wants to be smarter about money without being talked down to. Subscribe to The 201 — the free newsletter that goes deeper than the show — at stackingbenjamins.com/201 (http://stackingbenjamins.com/201)

Publisher

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

Category

business · education

Language

en

Explicit

No

First episode

13 Apr 2017

Latest episode

6 Nov 2026

Latest episodes

444 of 1,580 episodes have a transcript.

1. 

   6 Nov 2026TRANSCRIPT

   Should You Cut Your 401(k) When Money Gets Tight? How to Handle Higher Prices SB1920

   Social Security checks are getting a raise because everything costs more. Joe Saul-Sehy, OG, and Doug are joined by a Brooklyn financial planner who works with creative people on lumpy incomes and Jesse Cramer of Personal Finance for Long-Term Investors to ask whether you should trim retirement savings when the budget squeezes. They play “Cut It, Keep It, or Crank It” and “Who Gets the Next Dollar?” with realistic households. The goal is to keep a temporary squeeze from turning into a permanent setback.What You’ll Walk Away WithWhy a Social Security raise is both good news and a sign your costs went upWhat a single inflation number misses about how prices actually hit your householdThe first signs your budget is leaking if you have never tracked your spendingA quick way to see price changes by scrolling through your online shopping cartsWhat “enoughness” means and how to use it when prices shiftWhen to cut your 401(k) contribution, when to keep it, and why many of the panelists would hold it at the employer matchWhy it is easier to keep a small retirement contribution going than to restart a stopped oneA financial triage order for deciding where each new dollar goesWhether to pay a car repair from cash or a credit cardWhy a 401(k) loan is rarely better than pausing contributionsWhy retirement comes before college savings, even for loving parentsHow to handle lumpy income and set aside taxes before a windfall arrivesWhy asking for what you need in a negotiation costs you nothingWhy This Matters Now Prices are rising unevenly, with groceries, gas, and airfare moving in different directions, and many people are trimming retirement savings to cope. Year-end is when budgets get reset and benefit elections get made, which makes it a natural time to decide your plan before the squeeze decides it for you. This episode gives you a framework you can use without feeling judged for being behind.From the Basement Doug’s trivia goes back to a sailor in 1492 who brought smoking home to Spain and got locked up for it, then to the giant settlement that came centuries later. He also confesses to once trying to smoke a Slim Jim, and nearly gets the guest’s name right while inventing a few new words. Everyone swaps stories about their love of the Sizzler salad bar, and OG tries to hold on to his lead for the “You suck the least” trophy.Resources MentionedCreative Money: New Financial Rules for Artists, Innovators, and Misfits: the guest’s new book, out Tuesday, Nov 10Personal Finance for Long-Term Investors: Jesse Cramer’s podcast See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

2. 

   4 Nov 2026TRANSCRIPT

   How to Stop Your Brain From Wrecking Your Portfolio With Dr. Daniel Crosby (SB1919)

   Behavioral finance expert Dr. Daniel Crosby interviews Joe Saul-Sehy and OG about how our primal brains sabotage investing and how to build financial resilience.

3. 

   2 Nov 2026TRANSCRIPT

   How to Build Your Perfect Portfolio With Peter Lazaroff (Plus Who Gets Your Life Insurance) SB1918

   Joe Saul-Sehy and OG interview Peter Lazaroff about building a personalized investment portfolio and discuss life insurance beneficiary strategies.

Inside a recent episode

Should You Cut Your 401(k) When Money Gets Tight? How to Handle Higher Prices SB1920

Published 6 Nov 2026 · Transcript excerpt

[…] Could we turn down the retirement contribution 1% and cancel cable or something that we could live without? But I also have to go back and ask the question, is $400 going to become $800? Are there bigger structural changes that we need to make in the family, whether that's Look for a higher paying job. […]

Who has been a guest on The Stacking Benjamins Show

Names identified in recent episode analyses. Showing up to five guests.

• Daniel Crosby
• Peter Lazaroff
• Amy Wilson
• Chuck Jaffe
• Kelley Long

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

836,784

Score snapshot 15 Sept 2025

Apple Podcasts (US)

4.4 / 5

1,968 ratings

Spotify

4.6 / 5

255 ratings

Podcast Authority Score: 86 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

98

Social presence

0

YouTube

86

Engagement

100

Contact The Stacking Benjamins Show

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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Questions about The Stacking Benjamins Show