Conversations with people on the road to umoja (unity) for a better and more inclusive world . Discussing posted content from the Umoja Bingwa website - https://www.umojabingwa.co.za/posts/ (https://www.umojabingwa.co.za/posts/)
The average age of first-time bond applicants is between 34 - 37 and the average a home loan grant amount ratio was 90%.The Comcorp Mortgage Software data for May 2022 shows that 71.3% of property buyers were first-timers.
Meet Thapelo Nkgabe, a former colleague of mine while working at a large bookstore franchise in South Africa, during our undergraduate years at university. A first time home buyer at nearly a decade before the average age of a home buyer.
This Episode was Sponsored by J.J. The Consultant https://linktr.ee/jjtheconsultant
Google Subscribe to Umoja Bingwa for more updates on the link below https://linktr.ee/umojabingwa
Intro and outro supplied by long time friend Colin aka the Local Ghost Check out The Local Ghost on #SoundCloud https://soundcloud.com/the-local-ghost (https://soundcloud.com/the-local-ghost)
14 Sept 2020
Episode 4 with Caroline and Osvaldo Part 1
Umoja continues the talk on personal finance from the previous episode. Joined by guest and friend Caroline who is a charted accountant as well as Osvaldo , a banking professional and entrepreneur . The conversation goes into topics of income streams out there and the different investment approaches people have as well as the various banks available to get into the habit of saving which will later be discussed in part two of episode 4.
Intro and outro supplied by long time friend Colin aka the Local Ghost Check out The Local Ghost on #SoundCloud
https://soundcloud.com/the-local-ghost (https://soundcloud.com/the-local-ghost)
Other links include
Website - https://www.umojabingwa.co.za/ (https://www.umojabingwa.co.za/)
Facebook - https://www.facebook.com/umojabingwa/ (https://www.facebook.com/umojabingwa/)
Instagram - https://www.instagram.com/umojabingwa/ (https://www.instagram.com/umojabingwa/)
Twitter - https://twitter.com/umojabingwa (https://twitter.com/umojabingwa)
Spreaker https://www.spreaker.com/show/umoja-t.. (https://www.spreaker.com/show/umoja-t..).
YouTube - https://www.youtube.com/channel/UCeip.. (https://www.youtube.com/channel/UCeip..).
5 Aug 2020
Episode 3 Finance with Caroline
Umoja introduces the concept of personal finance and its importance in the conversation of being able to champion that aspect of our lives. Joined by guest and friend Caroline who is a charted accountant. Caroline shares her experiences with personal finance as a daughter , student and career driven woman. The conversation touches on the many themes of personal finance within developing nations which will be later discussed in more episodes to come.
New intro and outro supplied by long time friend Colin aka the Local Ghost Check out The Local Ghost on #SoundCloud
https://soundcloud.com/the-local-ghost (https://soundcloud.com/the-local-ghost)
Other links include
Website - https://www.umojabingwa.co.za/ (https://www.umojabingwa.co.za/)
Facebook - https://www.facebook.com/umojabingwa/ (https://www.facebook.com/umojabingwa/)
Instagram - https://www.instagram.com/umojabingwa/ (https://www.instagram.com/umojabingwa/)
Twitter - https://twitter.com/umojabingwa (https://twitter.com/umojabingwa)
Spreaker https://www.spreaker.com/show/umoja-t.. (https://www.spreaker.com/show/umoja-t..).
YouTube - https://www.youtube.com/channel/UCeip.. (https://www.youtube.com/channel/UCeip..).
15 Feb 2020
All The Way Up (Live)
Live at Waterfall Toastmasters Breakfast Club.
Completing a level 4 project at Reddam house while engaging the audience.
All the way up to the self actualizing peak of Maslows hierarchy of needs.
Intro and outro supplied by the Local Ghost Check out The Local Ghost on #SoundCloud
https://soundcloud.com/the-local-ghost (https://soundcloud.com/the-local-ghost)
Alpha Jay link Listen to 02 Victim of the City by Alpha Jay on #SoundCloud
https://soundcloud.com/j-j-mtuse/02-victim-of-the-city (https://soundcloud.com/j-j-mtuse/02-victim-of-the-city)
Website - https://www.umojabingwa.co.za/ (https://www.umojabingwa.co.za/)
Facebook - https://www.facebook.com/umojabingwa/ (https://www.facebook.com/umojabingwa/)
Instagram - https://www.instagram.com/umojabingwa/ (https://www.instagram.com/umojabingwa/)
Twitter - https://twitter.com/umojabingwa (https://twitter.com/umojabingwa)
Spreaker https://www.spreaker.com/show/umoja-talks (https://www.spreaker.com/show/umoja-talks)
YouTube - https://www.youtube.com/channel/UCeipHwm_WnF1Y78RXj49pZQ (https://www.youtube.com/channel/UCeipHwm_WnF1Y78RXj49pZQ)
2 Apr 2019
Episode 1 - Umoja Talks
We are discussing Africanism referencing the linked article African of the year
https://www.umojabingwa.co.za/african-of-the-year/ (https://www.umojabingwa.co.za/african-of-the-year/)
Joined with Josephine Katumba katumbajay@gmail.com (mailto:katumbajay@gmail.com)
Introduction song
Produced by Fela Kuti
Title - Lady
Album - Shakara
Release date - Lagos Nigeria 1972
Label: EMI
Produced By Fela Kuti
Title - Beast of no Nation
LP - Beast of no Nation
Release Date 1989
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