- 8
- Episodes
- 2026
- First episode
About Under The Surface Podcast
Under the Surface is a podcast for CEOs, CFOs, and leaders in community-driven financial institutions and growth-oriented businesses who want honest conversations about leadership, risk, independence, and the decisions that never make it into the boardroom. This show goes beyond surface-level strategy. Each episode explores the real tradeoffs leaders face, the pressure behind major decisions, and the unseen work required to build resilient, independent organizations in an increasingly complex market. These are the conversations leaders don’t always say out loud — but think about every day. Hosted by Paul Zyla, Under the Surface is a guided conversation series with business owners, fractional leaders, and operators who are navigating growth, security, sustainability, and long-term readiness. If you lead an organization where clarity matters, risk is real, and decisions carry weight, this podcast is for you.
- Publisher
- Brand Managers
- Category
- business
- Language
- en
- Explicit
- No
- First episode
- 22 Jan 2026
- Latest episode
- 23 Mar 2026
Latest episodes
8 episodes in the feed.
23 Mar 2026
The Hidden Cost of Bad Systems in Growing Companies
In this episode of Under The Surface, we unpack what’s really going wrong inside growing organizations when technology starts to feel like a bottleneck instead of a competitive advantage. I’m joined by Monica Swanson, a seasoned technology and operations strategist, who breaks down why so many companies struggle with disconnected systems, siloed data, and reactive decision-making. We go beyond the surface to talk about how technology, process, and people must work together—and what happens when they don’t. If your team is stuck in manual work, frustrated by systems, or unsure how to scale operations effectively, this episode is for you. We dig into real-world examples, practical frameworks, and the mindset shift leaders need to turn technology into a true business enabler. Guest Introduction: Monica Swanson is a technology and operations strategist with over 30 years of experience helping organizations align their systems with business goals. She specializes in bridging the gap between business and technology—translating complex systems into practical, scalable solutions. Monica works with growing companies to create strategic roadmaps that improve efficiency, eliminate silos, and enable long-term growth. Key Takeaways: Technology issues are rarely just technology problems—they’re usually process and people problems underneath the surface. As companies grow, siloed systems and disconnected data become a major hidden cost. You don’t need more tools—you need alignment between technology, processes, and teams. Leaders must shift from reactive tech decisions to proactive strategy as complexity increases. Change management isn’t optional—it’s a continuous requirement for scaling organizations. The real ROI of better systems comes from time saved, reduced frustration, and improved performance. Chapter Markers: 0:00 Intro 1:50 Guest Introduction 3:00 Why tech becomes a “second job” for leadership 6:00 The problem with siloed systems and data 10:30 Technology vs business solutions (people, process, tech) 14:30 Why change management is so hard 17:00 The importance of listening across teams 19:30 Fractional leadership and strategic alignment 22:00 Turning tech problems into business impact 24:30 Calculating the real cost of inefficiency 26:30 Seeing the bigger picture across departments 28:20 Final takeaway: tech as a growth enabler Keywords: Under The Surface podcast, Monica Swanson, business technology strategy, IT leadership, operational efficiency, digital transformation, process improvement, change management, fractional leadership, business systems alignment, scaling companies, data silos, ERP strategy, CRM challenges
6 Feb 2026
Operational Integrity in a Noisy World
In this episode of Under the Surface, Paul Zyla sits down with Amber Crowley, COO of Partners in Excellence, to unpack what real leadership looks like when public narratives move faster than the truth. Together, they explore operational integrity, transparency, emotional discipline, and staying grounded in facts and values during regulatory pressure and media scrutiny. Amber shares how leaders can anchor their teams in reality, balance growth with stability, and guide organizations through uncertainty without creating fear. From healthcare operations to technology partnerships, this conversation is about clarity, accountability, and calm execution. If you’re looking to lead with confidence, protect your culture, and stay focused when external noise gets loud, this episode is for you. Guest Introduction: Amber Crowley is the Chief Operating Officer at Partners in Excellence, an autism therapy organization serving families across Minnesota and Wisconsin. With nearly two decades of healthcare leadership experience, Amber is known for her steady, transparent, and values-driven approach. She has guided organizations through growth, regulatory change, and operational complexity while keeping people and purpose at the center. Key Takeaways: Strong leadership requires anchoring decisions in facts, not reactions. Transparency works best when paired with clear boundaries and responsibility. Growth seasons and survival seasons require different leadership muscles. Calm, consistent communication reduces fear during uncertainty. Operational integrity means protecting people, systems, and values first. Great leaders know when to push forward and when to pause. Chapter Markers: 0:00 Intro 1:45 Guest Introduction: Amber Crowley and Partners in Excellence 3:00 Mission, Growth, and Healthcare Leadership Journey 7:20 Operational Integrity vs. Public Narrative 12:00 Adapting Leadership in Times of Scrutiny 16:10 From Growth Mode to Survival Mode 21:30 Leading Teams Through Uncertainty 26:00 Confidence, Communication, and FAQs 31:15 Collaboration and “Friendly Competitors” 34:45 Technology and Strategic Partnerships 38:10 Leadership Values and Final Reflections 42:40 Rapid-Fire Leadership Questions 49:20 Closing Thoughts Keywords: Paul Zyla, Amber Crowley, Under the Surface podcast, healthcare leadership, operational integrity, leadership under pressure, healthcare operations, organizational transparency, crisis leadership, autism therapy leadership, compliance and regulation, leadership mindset, executive leadership, healthcare management
23 Jan 2026
Turning Sales Into a Scalable Growth Engine
In this episode of Under the Surface, I’m joined by Tom Hoelderle for a grounded conversation about what actually drives sustainable growth — and why sales talent alone isn’t enough. We dig into the realities many leaders face when growth depends too heavily on founders, tribal knowledge, or a handful of tenured salespeople. Tom breaks down why value proposition clarity is the foundation of strategy, how repeatable sales systems protect valuation, and what happens when organizations try to scale without process, discipline, or accountability. We also explore the tension leaders face when introducing change into established sales teams, how KPIs and compensation shape behavior, and why sales infrastructure matters long before an exit is ever on the table. If you’re a CEO, founder, or executive leader trying to scale revenue without burning yourself out — this episode is for you. Guest Introduction: Tom Hoelderle is a seasoned sales, marketing, and operations leader with deep experience helping organizations translate strategy into measurable results. He works closely with executive teams to build clear value propositions, repeatable sales systems, and KPIs leaders can trust — bringing discipline, alignment, and accountability to revenue engines that need to scale. Key Takeaways: A clear value proposition is the starting point for all strategy and sales execution. Founder-led sales limit scale and can significantly impact long-term valuation. Revenue growth depends on systems, frameworks, and repeatable processes — not heroics. Sales process adoption improves when tools add value to the salesperson, not just leadership. KPIs and compensation drive behavior and must align with growth goals. Sustainable sales engines must operate independently of individual relationships. Chapter Markers: 0:00 Intro – What Under the Surface Is Really About 0:45 Guest Introduction – Meet Tom Hoelderle 2:30 Why Value Proposition Is the Foundation of Strategy 5:30 The Trap of Founder-Led Sales 8:50 Sales Systems, Process, and Scalability 11:45 Change Management Inside Tenured Sales Teams 15:00 CRM, Tools, and Driving Adoption 19:30 When to Optimize vs Replace Sales Models 22:00 Growth, Cost Discipline, and Valuation 25:00 Sales KPIs, Compensation, and Accountability 29:00 Private Equity, Due Diligence, and Sales Readiness 34:00 The Role of Independent Advisors 39:00 Closing Thoughts Keywords: Paul Zyla, Tom Hoelderle, Under the Surface Podcast, sales leadership, revenue growth, scalable sales systems, founder-led sales, value proposition strategy, sales KPIs, sales process, B2B manufacturing sales, private equity readiness, organizational change management, executive leadership podcast
23 Jan 2026
AI, Risk, and Readiness
In this episode of Under the Surface, I sit down with Chris Cathers — founder of Grit Meets Growth — to talk about what leaders are really facing as AI moves from curiosity to operational reality. We dig into how organizations are approaching AI adoption, the difference between public and private models, and why data governance, guardrails, and leadership discipline matter more than ever. Chris brings a grounded perspective shaped by his background in cybersecurity and his work with executive teams who want to move fast without creating unnecessary risk. We also explore organizational change, employee adoption, and why AI should be used to make people better — not replace them. If you’re a CEO, founder, or executive leader trying to balance innovation, security, and long-term readiness, this episode is for you. Guest Introduction: Chris Cathers is a founder, executive coach, and community builder who works with successful leaders who know there’s more possible than their current results. With a background in cybersecurity and risk management, and as the force behind Grit Meets Growth, Chris helps organizations navigate change, build resilient leadership, and adopt new technologies with clarity and discipline. Key Takeaways: AI should make your people better — not replace them. Leaders need guardrails, governance, and clear use cases before scaling AI. Data is the real risk, and data strategy must come before deployment. Public AI and private AI are very different — and leaders need to understand both. Organizational change management is critical for successful AI adoption. Chapter Markers: 0:00 Intro – Welcome to Under the Surface 1:00 Guest Introduction – Meet Chris Cathers 2:10 Why AI Is the Conversation Leaders Can’t Ignore 5:30 Enterprise vs Mid-Market AI Adoption 8:00 Public AI vs Private AI 11:30 Solving the Right Problems with AI 15:00 Organizational Change and Employee Adoption 18:30 Using AI to Make People Better 22:00 AI as a General-Purpose Business Tool 25:30 Infrastructure, Power, and the Future of AI 28:00 Data, Security, and Governance 31:30 Closing Thoughts Keywords: Paul Zyla, Chris Cathers, Under the Surface Podcast, AI leadership, artificial intelligence business, cybersecurity leadership, executive decision making, business risk management, data governance, AI adoption, private AI, public AI, leadership podcast, technology strategy
23 Jan 2026
The Real Work of Staying Independent (VIDEO)
Welcome to the very first episode of Under the Surface. In this conversation, I sit down with Renee Cormier to talk about the real work behind building a sustainable, independent business in a market that’s changing fast. We go beyond surface-level strategy and dig into what leaders are actually wrestling with — the tradeoffs, the pressure, the infrastructure decisions, and the discipline it takes to build something that lasts. We talk about what it really means to “get good, then get big,” why readiness isn’t just about growth plans, and how leaders need to think differently about risk, security, and long-term stability. If you’re a CEO, founder, or executive leader navigating growth, independence, and real-world decision-making, this episode is for you. Guest Introduction: Renee Cormier is a marketing strategist, business consultant, and the founder of the Fractional Referral Network, a community of independent leaders focused on building long-term, sustainable practices. She works across marketing strategy, business consulting, and organizational design, giving her a front-row seat to what leaders are actually wrestling with in today’s market. Key Takeaways: Building an independent business requires discipline, clarity, and long-term thinking — not just growth plans. The real work happens behind the scenes: infrastructure, boundaries, and decision-making under pressure. Sustainable growth starts with getting good before getting big. Fractional leadership is about ownership, accountability, and embedded impact — not surface-level consulting. Readiness is about choosing the right work for the long term. Chapter Markers: 0:00 Intro – Welcome to Under the Surface 1:00 Guest Introduction – Meet Renee Cormier 2:00 The Real Work of Staying Independent 7:30 Navigating Growth, Risk, and Uncertainty 15:00 Fractional Leadership vs Traditional Consulting 23:00 Building Infrastructure That Scales 31:00 Getting Good Before Getting Big 36:30 Long-Term Readiness and Leadership Discipline 38:20 Closing Thoughts Keywords: Paul Zyla, Renee Cormier, Under the Surface Podcast, leadership podcast, business leadership, fractional leadership, independent business, executive decision making, business growth strategy, organizational readiness, risk management, sustainable business, CEO podcast, CFO podcast, leadership conversations
23 Jan 2026
Turning Sales Into a Scalable Growth Engine (AUDIO)
In this episode of Under the Surface, I’m joined by Tom Hoelderle for a grounded conversation about what actually drives sustainable growth — and why sales talent alone isn’t enough. We dig into the realities many leaders face when growth depends too heavily on founders, tribal knowledge, or a handful of tenured salespeople. Tom breaks down why value proposition clarity is the foundation of strategy, how repeatable sales systems protect valuation, and what happens when organizations try to scale without process, discipline, or accountability. We also explore the tension leaders face when introducing change into established sales teams, how KPIs and compensation shape behavior, and why sales infrastructure matters long before an exit is ever on the table. If you’re a CEO, founder, or executive leader trying to scale revenue without burning yourself out — this episode is for you. Guest Introduction: Tom Hoelderle is a seasoned sales, marketing, and operations leader with deep experience helping organizations translate strategy into measurable results. He works closely with executive teams to build clear value propositions, repeatable sales systems, and KPIs leaders can trust — bringing discipline, alignment, and accountability to revenue engines that need to scale. Key Takeaways: A clear value proposition is the starting point for all strategy and sales execution. Founder-led sales limit scale and can significantly impact long-term valuation. Revenue growth depends on systems, frameworks, and repeatable processes — not heroics. Sales process adoption improves when tools add value to the salesperson, not just leadership. KPIs and compensation drive behavior and must align with growth goals. Sustainable sales engines must operate independently of individual relationships. Chapter Markers: 0:00 Intro – What Under the Surface Is Really About 0:45 Guest Introduction – Meet Tom Hoelderle 2:30 Why Value Proposition Is the Foundation of Strategy 5:30 The Trap of Founder-Led Sales 8:50 Sales Systems, Process, and Scalability 11:45 Change Management Inside Tenured Sales Teams 15:00 CRM, Tools, and Driving Adoption 19:30 When to Optimize vs Replace Sales Models 22:00 Growth, Cost Discipline, and Valuation 25:00 Sales KPIs, Compensation, and Accountability 29:00 Private Equity, Due Diligence, and Sales Readiness 34:00 The Role of Independent Advisors 39:00 Closing Thoughts Keywords: aul Zyla, Tom Hoelderle, Under the Surface Podcast, sales leadership, revenue growth, scalable sales systems, founder led sales, value proposition strategy, sales KPIs, sales process, B2B manufacturing sales, private equity readiness, organizational change management, executive leadership podcast
22 Jan 2026
AI, Risk, and Readiness (AUDIO)
In this episode of Under the Surface, I sit down with Chris Cathers — founder of Grit Meets Growth — to talk about what leaders are really facing as AI moves from curiosity to operational reality. We dig into how organizations are approaching AI adoption, the difference between public and private models, and why data governance, guardrails, and leadership discipline matter more than ever. Chris brings a grounded perspective shaped by his background in cybersecurity and his work with executive teams who want to move fast without creating unnecessary risk. We also explore organizational change, employee adoption, and why AI should be used to make people better — not replace them. If you’re a CEO, founder, or executive leader trying to balance innovation, security, and long-term readiness, this episode is for you. Guest Introduction: Chris Cathers is a founder, executive coach, and community builder who works with successful leaders who know there’s more possible than their current results. With a background in cybersecurity and risk management, and as the force behind Grit Meets Growth, Chris helps organizations navigate change, build resilient leadership, and adopt new technologies with clarity and discipline. Key Takeaways: AI should make your people better — not replace them. Leaders need guardrails, governance, and clear use cases before scaling AI. Data is the real risk, and data strategy must come before deployment. Public AI and private AI are very different — and leaders need to understand both. Organizational change management is critical for successful AI adoption. Chapter Markers: 0:00 Intro – Welcome to Under the Surface 1:00 Guest Introduction – Meet Chris Cathers 2:10 Why AI Is the Conversation Leaders Can’t Ignore 5:30 Enterprise vs Mid-Market AI Adoption 8:00 Public AI vs Private AI 11:30 Solving the Right Problems with AI 15:00 Organizational Change and Employee Adoption 18:30 Using AI to Make People Better 22:00 AI as a General-Purpose Business Tool 25:30 Infrastructure, Power, and the Future of AI 28:00 Data, Security, and Governance 31:30 Closing Thoughts Keywords: Paul Zyla, Chris Cathers, Under the Surface Podcast, AI leadership, artificial intelligence business, cybersecurity leadership, executive decision making, business risk management, data governance, AI adoption, private AI, public AI, leadership podcast, technology strategy
22 Jan 2026
The Real Work of Staying Independent (AUDIO)
Welcome to the very first episode of Under the Surface. In this conversation, I sit down with Renee Cormier to talk about the real work behind building a sustainable, independent business in a market that’s changing fast. We go beyond surface-level strategy and dig into what leaders are actually wrestling with — the tradeoffs, the pressure, the infrastructure decisions, and the discipline it takes to build something that lasts. We talk about what it really means to “get good, then get big,” why readiness isn’t just about growth plans, and how leaders need to think differently about risk, security, and long-term stability. If you’re a CEO, founder, or executive leader navigating growth, independence, and real-world decision-making, this episode is for you. Guest Introduction: Renee Cormier is a marketing strategist, business consultant, and the founder of the Fractional Referral Network, a community of independent leaders focused on building long-term, sustainable practices. She works across marketing strategy, business consulting, and organizational design, giving her a front-row seat to what leaders are actually wrestling with in today’s market. Key Takeaways: Building an independent business requires discipline, clarity, and long-term thinking — not just growth plans. The real work happens behind the scenes: infrastructure, boundaries, and decision-making under pressure. Sustainable growth starts with getting good before getting big. Fractional leadership is about ownership, accountability, and embedded impact — not surface-level consulting. Readiness is about choosing the right work for the long term. Chapter Markers: 0:00 Intro – Welcome to Under the Surface 1:00 Guest Introduction – Meet Renee Cormier 2:00 The Real Work of Staying Independent 7:30 Navigating Growth, Risk, and Uncertainty 15:00 Fractional Leadership vs Traditional Consulting 23:00 Building Infrastructure That Scales 31:00 Getting Good Before Getting Big 36:30 Long-Term Readiness and Leadership Discipline 38:20 Closing Thoughts Keywords: Paul Zyla, Renee Cormier, Under the Surface Podcast, leadership podcast, business leadership, fractional leadership, independent business, executive decision making, business growth strategy, organizational readiness, risk management, sustainable business, CEO podcast, CFO podcast, leadership conversations
Contact Under The Surface Podcast
- Guest appearances
- Books guests
Based on episode analysis; this does not confirm that the show is currently accepting guests.
Host of Under The Surface Podcast?
Claim your podcast to manage its listing and keep your show details accurate.
Pod Engine is an independent podcast discovery and analytics service and is not affiliated with or endorsed by this podcast. Artwork and show content belong to their owners. Full legal notice.
Explore this show
Podcast research with Pod Engine