Financial and retirement guidance with Ben Schrock of BA Schrock Financial Group in Wadsworth, Ohio. Also serving the Cleveland and Akron areas. This podcast will help you learn important financial concepts that allow you to retire with confidence.
Tax planning is easier when you make decisions before the calendar forces your hand. Today, we walk through several mid-year tax planning strategies that may help retirees coordinate income, investments, and giving more intentionally throughout the year. The key is knowing which opportunities actually fit your situation instead of assuming every popular tax strategy belongs in your plan.
Here’s some of what we discuss in this episode:
🧾 Mid-Year Planning: Start before tax season
🔄 Roth Conversions: Evaluate future tax exposure
📆 Annual Strategy: Reassess conversions each year
📉 Tax Losses: Use downturns strategically
🎁 Charitable Giving: Coordinate gifts with taxes
📤 QCD Planning: RMDs can support giving
For more, visit us online: https://baschrock-fg.com/
3 Sept 2026
Housing Decisions in Retirement: Move, Renovate, or Stay Put?
A housing change in retirement can affect far more than where you live. In this episode, the team looks at why major home decisions need to be coordinated with the rest of your financial plan before emotions or deadlines take over. The right move is often the one that gives you the lifestyle you want without creating unnecessary pressure elsewhere in retirement.
Here’s some of what we discuss in this episode:
🏠 Housing Costs: Expectations need a reset
🔁 Housing Options: Move, expand, or renovate
💸 Mortgage Decisions: Debt can still fit
⚖️ Tax Trade-Off: Compare interest with taxes
🧾 Home-Sale Taxes: Understand gains and exemptions
For more, visit us online: https://baschrock-fg.com/
20 Aug 2026
Market Talk: The Role of Dividends in Your Portfolio (Part 2)
Dividends can be an important part of an investor’s total return, but there’s often confusion about how they actually work. Ben and Keith break down the basics of dividend investing and explain why changes in a stock’s price do not necessarily mean changes in the income it produces. Understanding the numbers can help investors look beyond daily price movements and see the bigger picture.
Here’s some of what we discuss in this episode:
💵 Dividend Basics: Dividends can provide income and contribute to total return
📉 Market Volatility: Falling share prices don’t automatically mean falling dividends
📊 Dividend Yield: Yield changes as a stock’s market price changes
⚖️ Portfolio Strategy: Dividend stocks can help balance growth and volatility
🧾 Tax Considerations: Dividend taxation depends on account and dividend type
For more, visit us online: https://baschrock-fg.com/
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
YouTube views
1,150,089,933
Score snapshot 15 Sept 2025
Apple Podcasts (US)
5.0 / 5
4 ratings
Spotify
5.0 / 5
3 ratings
Podcast Authority Score: 66 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
67
Social presence
0
YouTube
93
Engagement
68
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