Join in on the conversation with host Ramesh Kumar, CEO and Co-Founder of zakipoint Health, as he interviews key self-funding experts and dives deep into impactful topics and perspectives surrounding the self-funding industry.
Make sure you continue to tune in to hear unparalleled perspectives in each upcoming episode! We will cover a diverse mix of topics ranging from the challenges that TPAs face, price transparency, competitive implications,
and more.
Episode 49 Beyond the Rate: A Smarter Approach to Level Funding
Tom Stein, CEO of American Trust Administrators and author of The Noble Agent’s Guide to Level Funding, joins Voices of Self-Funding to discuss how brokers and TPAs can help smaller employers make the move to level funding. He explores cost-containment strategies, plan design and why a more consultative approach can help brokers move beyond simply selling a lower rate to deliver greater long-term value.
For more information on level-funded health plans and other self-funding topics, visit www.hcaa.org.
This episode is sponsored by zakipoint Health.
6 Aug 2026
Episode 48 Stop-Loss Beyond the Policy: Why Partnership Matters More Than Price
What separates a great stop-loss partner from an average one? According to Joe Dore, President and CEO of USBenefits, it's not just pricing; it's proactive collaboration. In this episode of Voices of Self-Funding, Joe joins host Tom Testa to share how early intervention, strategic partnerships, and a consultative approach can help employers avoid costly surprises, reduce high-dollar claims, and make smarter decisions in an increasingly challenging healthcare environment.
For more information on stop-loss coverage and other self-funding topics, visit www.hcaa.org.
This episode is sponsored by zakipoint Health.
24 Jul 2026
Voices of TPA Summit: Matthew McCormick, TALON
Tom sits down with Matthew to tease his upcoming TPA Summit session: Building Health Plans that Consumers Understand and Love. The complexities of Consumer Simplification for TPAs and Administrators.
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