Wealth is a choice Podcast

About Wealth is a choice Podcast

The Wealth is a Choice podcast is here to help you build a healthy relationship with money and make clear, confident financial decisions. Through candid interviews with estate planners, CPAs, and many other professionals in the financial industry, episodes will break down complex topics into practical takeaways you can actually use.

Publisher

James Studinger

Category

business

Language

en

Explicit

No

First episode

10 Jun 2025

Latest episode

9 Aug 2026

Latest episodes

34 episodes in the feed.

1. 

   9 Aug 2026

   #34 Michael Lux Student - Loans How to Borrow Smarter & Repay Smarter

   Student loans are one of the biggest financial decisions many families will ever make, but they’re also one of the least understood. In this episode of the Wealth Is a Choice Podcast, James sits down with Michael Lux, one of the nation's leading student loan experts and Director of the Student Loan Repayment Division for the State of Michigan. Together, they break down the entire student loan journey—from choosing a school and understanding financial aid to selecting the right loans and creating a repayment strategy that fits your long-term financial goals. Whether you're a student, parent, recent graduate, or someone still paying off student debt years later, this conversation provides practical guidance to help you make informed decisions and avoid costly mistakes. In this episode, you'll learn: • How to decide whether a college degree is a good financial investment • Why families should discuss college costs before applications are submitted • The differences between federal, Parent PLUS, nonprofit, and private student loans • How FAFSA, scholarships, grants, and financial aid packages fit together • Income-driven repayment plans and Public Service Loan Forgiveness (PSLF) explained • Common repayment mistakes that can cost borrowers thousands of dollars • How to evaluate student debt against your expected starting salary • Practical strategies to reduce borrowing and build a realistic repayment plan Michael also shares why “hope is not a strategy” when it comes to student loan forgiveness. While forgiveness programs can be incredibly valuable for those who qualify, borrowers need to understand the specific rules and build a repayment plan based on their own circumstances—not assumptions about future policy changes. If you're preparing for college, helping a child navigate higher education, or looking for a smarter way to manage existing student loans, this episode is packed with actionable advice that can save you time, stress, and money. Connect with JPStudinger Wealth Advisors: https://jpstudinger.com

2. 

   26 Jun 2026

   33 Scott Brown - Commitment, Character & Choosing Contentment

   What does it really mean to finish what you start? In this episode of Wealth Is A Choice, James sits down with Scott Brown, longtime Tour Da Yoop rider, veterinarian, leader, and man of deep faith, for a conversation about commitment, perseverance, purpose, and living a life of contentment. Scott shares the defining experiences that shaped his character, from watching his mother overcome a life-threatening illness, to learning the importance of unwavering commitment, servant leadership, and helping others reach their potential. Through stories from Tour Da Yoop, his professional career, and his personal life, Scott offers practical wisdom on leadership, communication, goal setting, and finding meaning beyond success. Together, James and Scott discuss why true wealth isn't measured by money alone, but by the choices we make, the people we serve, and the purpose we pursue. In this conversation, you'll learn: • Why commitment matters more than achievement • The difference between being content and being complacent • How small daily victories lead to extraordinary goals • Lessons on leadership through listening instead of speaking • Why understanding another person's perspective transforms communication • How faith, family, and service shaped Scott's life • The culture of support and perseverance found through Tour Da Yoop • Why "never leave your wingman" is a principle that extends far beyond cycling Whether you're leading a team, pursuing a difficult goal, raising a family, or simply trying to become a better person, this conversation offers timeless lessons on living with purpose, integrity, and compassion. Learn more about JPStudinger Wealth Advisors: https://www.jpstudinger.com/ Listen now and discover why true wealth begins with the choices we make every day. #WealthIsAChoice #ScottBrown #Leadership #Purpose #Character #Contentment #Faith #GoalSetting #PersonalGrowth #TourDaYoop #Communication #LeadershipDevelopment #Resilience #FinancialPlanning #JPStudinger

3. 

   26 Jun 2026

   32 Karl Bohnak - A Voice of the U.P.

   What happens when a trusted meteorologist steps away from broadcasting and into public service? In this episode of Wealth Is A Choice, James Studinger sits down with Representative Karl Bohnak, former longtime TV6 Chief Meteorologist and current Michigan State Representative for the 109th District. Karl shares his remarkable journey from forecasting weather across Michigan's Upper Peninsula to representing its residents in Lansing. Drawing from more than 30 years in broadcasting and his experience in state government, Karl offers a thoughtful perspective on leadership, public service, energy policy, economic development, and what makes the Upper Peninsula such a unique place to call home. Together, James and Karl discuss: • Karl's transition from meteorology to public office • Why reliable energy is essential for economic growth in the Upper Peninsula • The challenges of representing one of Michigan's largest geographic districts • Mining, tourism, and balancing conservation with economic opportunity • How legislation is created and how representatives evaluate complex policy • Why staying informed and involved matters more than ever • Lessons from a lifetime of following curiosity and pursuing meaningful work • Karl's definition of wealth—and why he believes it's about living a blessed life, not simply accumulating money Karl also reflects on memorable Upper Peninsula winters, the famous Blizzard of 1978, his unexpected path into meteorology, and the advice he'd give young people who are trying to discover their own direction in life. Whether you're interested in Michigan politics, the future of energy, leadership, or simply love hearing stories about the Upper Peninsula, this conversation offers practical insights and an inspiring reminder that meaningful work often begins by following your curiosity. Learn more about Representative Karl Bohnak: https://gophouse.org/member/RepKarlBohnak/about Learn more about JPStudinger Wealth Advisors: https://www.jpstudinger.com/ Listen now and discover why wealth isn't just measured in dollars—it's built through purpose, service, and pursuing what you're called to do. #WealthIsAChoice #KarlBohnak #UpperPeninsula #MichiganPolitics #Leadership #EnergyPolicy #EconomicDevelopment #PublicService #Meteorology #Michigan #UP #JPStudinger

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

1 ratings

Spotify

5.0 / 5

1 ratings

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Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.