Wealth is a Journey Podcast. Welcome to my Podcast where we talk about all things growth surrounding finances, personal development, fatherhood, marriage and entrepreneurship. Take this journey with me as we figure out this thing called life and win in the process!I help families living paycheck to paycheck live the life they want to live through budgeting and investing. Check out my website and book a free call to see if I can help you set up a budget so you can start building longterm wealth for you and your family! www.wealthisajourney.com
What if, instead of reaching for a credit card every time a major expense comes up, you could use your own money—and then pay yourself back?
In this episode of the Wealth is a Journey Podcast, I’m talking about what it means to be your own bank.
My wife and I recently needed new carpet in our home. Instead of putting it on a credit card and creating another monthly payment with interest, we used money from our savings. Then, through our monthly budget, we began putting that money back into our savings—essentially paying ourselves back.
That didn’t happen overnight. It came from intentionally reducing expenses, building savings, and creating room in our budget.
I’ll talk about:
- Why your budget is about more than just paying bills
- How reducing expenses can create financial breathing room
- Why building savings can reduce your dependence on credit cards
- How we “borrowed” from ourselves and paid ourselves back
- Why your money should eventually be working for you—not constantly going toward debt and interest
You may not be in a position to do this today, and that’s okay. The goal is to start building the financial habits that can put you in that position in the future.
Believe. Plan. Execute.
11 Oct 2026
Assets Over Liabilities. Ep 186
Most people would say they don’t want to be poor—but wanting more financially and knowing how to get there are two different things.
In this episode, I break down a few simple steps that can put you on the road toward becoming a millionaire. Building wealth isn’t necessarily about making a huge income. It starts with changing what you believe is possible, being willing to adjust your plan, and understanding the importance of ownership.
I talk about why my desire to change my financial future became the starting point, why budgeting and reducing expenses allowed me to invest more of my income, and why owning assets is so important when building your net worth.
We’ll focus on three areas:
• Desire & Belief — believing a different financial future is possible
• Be Open to How It Happens — reduce expenses, budget your money, and create room to invest
• Ownership — build assets and understand that becoming a millionaire is about net worth, not just income
You don’t have to have everything figured out today. Start with what you have, make intentional decisions with your money, and keep moving forward.
Remember: a millionaire isn’t necessarily someone who earns $1 million a year. It’s someone whose assets minus liabilities equal at least $1 million.
Believe. Plan. Execute.
4 Oct 2026
My Wake Up Call. Ep 185
What did I do differently to change the financial direction of my family?
Growing up, I always had a desire for more. I remember seeing other kids with the cars, clothes, and things I wanted and believing that one day I could have those things too. God blessed me with a strong work ethic, and eventually I was able to afford many of them.
But somewhere along my journey, I had a wake-up call: looking successful and building wealth are two completely different things.
Generations of families can remain financially stuck simply because no one was taught how the financial system works. Once we learn better, we have an opportunity to do something different.
In Episode 185 of the Wealth is a Journey Podcast, I talk about my transition from spending money to enjoy the moment to intentionally using money to build generational wealth. And it doesn't stop with us. We have to teach our children what we learned so they don't have to figure everything out on their own.
The goal isn't just to change your life.
It's to change what your children start with.
Believe. Plan. Execute.
Who has been a guest on Wealth is a Journey Podcast
Names identified in recent episode analyses. Showing up to five guests.
Tanerra Willis
Lisa Lewis
Lamar Waples
Christina Waples
Thenard Valentin
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
Apple Podcasts (US)
5.0 / 5
2 ratings
Podcast Authority Score: 42 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
71
Social presence
0
YouTube
0
Engagement
32
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Questions about Wealth is a Journey Podcast
Who hosts Wealth is a Journey Podcast?
Wealth is a Journey Podcast and Wealth is a Journey Podcast Host and Che Willis and host host the show. Published by Che Willis.
How often do new episodes come out?
The show publishes weekly, based on its RSS feed.
Does Wealth is a Journey Podcast take guests?
Yes. Guests have been identified in episode analyses.
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