Wealth, Words and Wisdom

About Wealth, Words and Wisdom

“Where life conversations lead to financial clarity.” Wealth, Words and Wisdom is a conversation-driven podcast where real-life topics—like parenting, marriage, business, faith, and leadership—naturally lead into deeper discussions about financial understanding, long-term planning, and wise stewardship.

Publisher

Wealth, Words and Wisdom

Category

business

Language

en

Explicit

No

First episode

3 Feb 2026

Latest episode

19 May 2026

Latest episodes

16 episodes in the feed.

1. 

   19 May 2026

   16: The Real Cost of Market Losses: Why “Breaking Even” Isn’t Winning

   Losing money in the market is something many people have experienced — but what most don’t realize is what it truly costs long-term. In this episode, we share a real-life story of a $600,000 loss in a retirement account and unpack what happened next. While the account eventually recovered back to its original value, the reality is much deeper than simply “getting the money back.” We break down: • Why recovering to the same number isn’t the same as growth • How losses impact time, compounding, and future opportunity • The math behind why losses are harder to recover from than gains • How market downturns affect those near or in retirement • Why “just ride it out” can come with hidden consequences This episode is about shifting your perspective — because it’s not just about what you lose… it’s about what that money could have become if it had never been lost. If you’re approaching retirement or want to make sure your money is positioned to protect what you’ve built, this conversation is one you don’t want to miss. If you feel like it’s time to explore your options or review your current strategy, email us at: wealthwordsandwisdompodcast@gmail.com No pressure — just clarity.

2. 

   12 May 2026

   15: Honoring Mothers: Legacy, Love, and the Impact That Lasts Generations

   Motherhood is more than a role — it’s a legacy. In this special Mother’s Day episode, we take time to honor the heart, the strength, and the influence of mothers in every season. From raising young children to guiding teenagers, from building families to nurturing others, we reflect on the many ways motherhood shows up in our lives. We also hold space for women whose journey looks different — those who long to be mothers, those in seasons of waiting, and those who mother through love, mentorship, and presence. In this episode, we talk about: • The different seasons and challenges of motherhood • The unseen work and sacrifices that often go unnoticed • The emotional and spiritual impact of a mother’s role • How motherhood connects to legacy — not just emotionally, but financially • The importance of preparing and building for future generations Through faith, real-life experiences, and honest conversation, we’re reminded that the influence of a mother doesn’t stop — it multiplies. Whether you are a mother, hope to be one, or have been impacted by one, this episode is for you. If this episode spoke to you and you’re thinking more intentionally about your family, your future, and your finances, we’d love to connect with you: 📧 wealthwordsandwisdompodcast@gmail.com

3. 

   5 May 2026

   14: Where Your Money Is Sitting Is Costing You

   Most people focus on how much money they make… but far fewer stop to ask what their money is actually doing. In this episode, we break down the three most common places people keep their money — checking accounts, savings accounts, and 401(k)s — and reveal what’s really happening behind the scenes. We cover: • Why your checking account is built for convenience, not growth • How savings accounts can feel safe but quietly lose value over time • The truth about 401(k)s and market exposure • The hidden cost of leaving your money without a clear purpose • How to start thinking differently about where your money should be positioned This episode is all about shifting your perspective — because it’s not just about how much money you have… it’s about what that money is doing for you. Once you understand that, everything changes. If you feel like it’s time to take a closer look at your own financial strategy, we’d love to help you walk through it. 📧 wealthwordsandwisdompodcast@gmail.com No pressure — just clarity.

4. 

   28 Apr 2026

   13: Retirement Isn’t What You Think: The Truth Most People Miss

   Most people think retirement is something you reach at a certain age — but in reality, it’s a financial position that requires intentional planning. In this episode, we unpack the truth about retirement and the gaps that many people don’t realize until it’s too late. From market volatility to income planning, we break down what really matters when you’re approaching or living in retirement. We cover: • Why retirement is about income — not just account balances • The risks most people overlook, including market downturns and timing • How traditional retirement accounts can fall short when you need stability • The difference between growing your money and protecting it • Why having a strategy matters more than simply “saving enough” This episode is for anyone approaching retirement, already retired, or simply wanting to feel more confident about their financial future. Because retirement shouldn’t feel uncertain after a lifetime of hard work — it should feel secure. If you feel like it’s time to review your current plan or explore your options, email us at: wealthwordsandwisdompodcast@gmail.com No pressure — just education and clarity.

5. 

   21 Apr 2026

   12:What to Do With a Lump Sum of Money (Before You Make a Costly Mistake)

   Receiving a lump sum of money can feel like a blessing — but without a plan, it can quickly become overwhelming. In this episode, we break down what to do before you make any big financial decisions. Whether your money comes from an inheritance, a legal settlement, selling a business, or years of saving, the way you handle it now can shape your financial future for years to come. We cover: • The biggest mistake people make when receiving a lump sum • Why slowing down is often the smartest first move • How to protect your money before trying to grow it • The emotional side of managing large amounts of money • Common pitfalls that can cost you long-term • A simple way to structure your money for stability, growth, and flexibility This episode is for anyone who wants to make intentional, informed decisions instead of reacting under pressure. Because it’s not just about how much money you receive… it’s about what you do with it next. If you feel like it’s time to explore your options or want help creating a plan that fits your situation, email us at: wealthwordsandwisdompodcast@gmail.com No pressure — just education and clarity.

6. 

   14 Apr 2026

   11: Infinite Banking Explained: The Truth About Borrowing and Accessing Your Money

   One of the biggest questions we get about Infinite Banking is simple: “What does it actually cost to use my money… and how much can I access?” In this episode, we break down the real mechanics of policy loans in a clear, practical way so you can fully understand how this strategy works in real life. We cover: • The true cost of borrowing against your policy • Why you’re not “withdrawing” your money — and why that matters • How interest works and how to think about it differently • How much you can realistically borrow based on your cash value • A simple comparison to traditional bank loans and collateral • Common misconceptions that confuse most people We also walk through real-life style examples to help you understand how your money can continue growing even while you’re using it — and why that’s such a powerful shift. This episode is all about clarity, because once you understand how access and borrowing really work, the entire Infinite Banking strategy starts to make a lot more sense. If you feel like it’s time to explore your options or see how this could work in your situation, email us at: wealthwordsandwisdompodcast@gmail.com No pressure — just education and clarity.

7. 

   7 Apr 2026

   10: Choose Your Hard: Discipline Now or Regret Later

   Life isn’t easy — but neither is avoiding the things that matter most. In this episode, we talk about the concept of “choosing your hard” and how every decision we make comes with a trade-off. Whether it’s your health, your finances, your home, or your mindset, you’re either choosing discipline now or facing difficulty later. We walk through real-life examples and honest conversations around: • Taking care of your health now vs. dealing with consequences later • Staying consistent in your finances vs. feeling stressed and unprepared • Handling responsibilities daily vs. becoming overwhelmed over time • Having hard conversations in parenting vs. facing bigger challenges later • Building something now vs. feeling stuck in the future This episode is a reminder that you’re not avoiding hard — you’re choosing when it shows up. Because the small, intentional choices you make today are shaping the life you live tomorrow. If you feel like it’s time to start choosing differently or want guidance on building a more intentional financial future, email us at: wealthwordsandwisdompodcast@gmail.com No pressure — just education and clarity.

8. 

   31 Mar 2026

   9: Expanding Your Income: Creating Freedom and Flexibility

   Expanding Your Income: Creating Freedom and Flexibility Relying on one source of income used to feel secure — but in today’s world, more people are realizing that true stability comes from diversification. In this episode, we’re talking about what it really looks like to expand your income in a way that creates more freedom, flexibility, and control over your life. We share real-life examples from our own journeys — from business ownership and specialized services to farming, health partnerships, and financial strategies — and how each stream serves a different purpose. We cover: • Why relying on one income stream can leave you vulnerable • The different types of income and how they work together • How we’ve built multiple streams in real, practical ways • Where financial tools like FIAs, IULs, and cash value life policies fit into your overall strategy • Common misconceptions about starting additional income streams • Simple ways to begin expanding your income without feeling overwhelmed This episode is for anyone who wants more options, more security, and more alignment in how they earn and grow their money — without burning out trying to do everything at once. Because expanding your income isn’t just about making more money… it’s about creating a life with more freedom and flexibility. If you feel like it’s time to explore your options, email us at: wealthwordsandwisdompodcast@gmail.com

9. 

   24 Mar 2026

   8: IUL vs Infinite Banking: Which Strategy is Right for You?

   Indexed Universal Life (IUL) insurance is one of the most talked-about — and often misunderstood — financial strategies today. In this episode, we break down what IULs really are, how they work, and who they’re best suited for. We walk through the benefits, address common questions, and explain how IULs compare to Infinite Banking so you can better understand where each strategy fits. We cover: • What an IUL is and how it differs from traditional life insurance • How cash value growth is tied to market indexes (without direct market risk) • The role of caps, participation rates, and protection floors • Common misconceptions and what people often get wrong • How IULs can be used for tax-advantaged income in retirement • The difference between IUL and Infinite Banking strategies Most importantly, we talk about why no one strategy fits everyone — and how proper planning starts with understanding your goals, income, and stage of life before choosing the right financial tools. If you’ve ever wondered whether an IUL makes sense for you, this episode will give you clarity and a strong foundation to start asking the right questions. If you feel like it’s time to explore your options, email us at: wealthwordsandwisdompodcast@gmail.com No pressure — just education and clarity.

10. 

    17 Mar 2026

    7: Motherhood in This Season: The Real Challenges We're Facing as Moms

    Motherhood looks different in every season — and this year has brought its own unique challenges. In this episode, we open up about the realities we’re navigating right now as moms. From raising teenagers and teaching independence, to homeschooling, running businesses, and balancing the many roles we carry, we share an honest conversation about what this season of motherhood really looks like. We talk about: • Parenting children in very different stages of life • Teaching responsibility, work ethic, and financial awareness • The pressures moms face while trying to “do it all” • Navigating business, family life, and personal growth • Giving ourselves grace while raising the next generation This episode is a real, unfiltered conversation for moms who are doing their best, learning along the way, and showing up for their families every day. Because no matter what season you're in, the work you're doing as a mom matters more than you realize. 💛 Have questions or things you'd like to hear on a future episode? Email us at wealthwordsandwisdompodcast@gmail.com

11. 

    10 Mar 2026

    6: Why Have We Normalized Losing Money?

    At some point, losing money became something people were told to simply accept. Phrases like “the market goes up and down” or “just ride it out” have made volatility feel normal — even when the money at risk is meant to support retirement. In this episode, we challenge that mindset and ask an important question: why have we normalized losing money in the first place? We discuss: • Why market losses are often dismissed as part of the plan • How volatility impacts people who are retired or close to retirement • The hidden risks of relying solely on traditional retirement accounts • Why protecting what you’ve already built can be just as important as growing it We also talk about who this conversation is really for — individuals who may be retired, transitioning careers, sitting on old 401(k)s from previous employers, or those who have recently received a lump sum from an inheritance, settlement, or major life event. Finally, we explain how repositioning retirement funds with a 401(k) rollover can offer an alternative approach that focuses on protection, stability, and income planning — and how these rollovers are not dependent on age or health when done properly. If you’re questioning whether your money is positioned correctly for the stage of life you’re in, this episode will give you a different perspective on what financial security can look like. If you feel like it’s time to explore your options, email us at: wealthwordsandwisdompodcast@gmail.com No pressure — just education and clarity.

12. 

    3 Mar 2026

    5: Infinite Banking for Entrepreneurs: Taking Back Control of Business Capital

    Entrepreneurs don’t just build income — they build opportunity. But too often, business owners rely on banks, credit lines, and outside lenders to fund growth. In this episode, we break down how Infinite Banking can become a powerful financial tool for entrepreneurs. We discuss how properly structured policies can help business owners create liquidity, maintain control of their capital, and finance opportunities without interrupting long-term growth. We cover: • Why traditional business financing keeps entrepreneurs dependent • How Infinite Banking works inside a business strategy • Real-life scenarios where business owners use policy loans • The difference between operating capital and control capital • Why cash flow management is the real entrepreneurial superpower This episode is for business owners who are tired of asking permission to access their own money and are ready to build systems that support long-term stability and legacy. If you’re an entrepreneur and feel like it’s time to explore your options, email us at: wealthwordsandwisdompodcast@gmail.com No pressure — just education and clarity.

13. 

    24 Feb 2026

    4: Train Up a Child: Parenting with Purpose, Faith, and Financial Intention

    “Train up a child in the way he should go…” isn’t just a beautiful verse — it’s a lifelong calling. In this episode, we share real-life motherhood moments, personal reflections, and practical wisdom on raising children with purpose, faith, and financial intention. From navigating different seasons of parenting to teaching kids responsibility, saving, and preparation for real life, we open up about what it looks like to lead our families with clarity in today’s world. You’ll hear conversations around:• Motherhood in different seasons• Teaching kids financial responsibility early• Preparing children emotionally and financially for adulthood• Leading by example — even when it’s hard• Why intentional parenting matters more than perfection This episode is for every mom doing her best, trusting God, and building a foundation that will last for generations. ✨ If you feel like it’s time to explore your options or continue the conversation, email us at:wealthwordsandwisdompodcast@gmail.com

14. 

    17 Feb 2026

    3: The Modern Way to Create Guaranteed Income for Life

    Fixed Indexed Annuities: The Modern Way to Create Guaranteed Income for Life What if your retirement income didn’t depend on market performance? In this episode, we break down Fixed Indexed Annuities (FIAs) — how they’ve evolved from the annuities of the past, why they’re designed for today’s retirees, and how they can help create protected growth and guaranteed income you can’t outlive. You’ll learn: • What makes FIAs different from traditional annuities • How FIAs protect your principal while allowing market-linked growth • Why guaranteed lifetime income matters more than ever • How FIAs can turn your savings into a reliable retirement paycheck This isn’t about chasing returns — it’s about creating certainty, peace of mind, and a retirement you can actually enjoy. If you feel like it’s time to explore your options, email us at: wealthwordsandwisdompodcast@gmail.com No pressure — just education.

15. 

    10 Feb 2026

    2: How to Take Back Control of Your Money

    What if your money could grow while you use it—instead of disappearing every time you spend it? In this episode, we break down Infinite Banking in simple terms and explain how families are using this strategy to stop relying on traditional banks, protect their capital, and create long‑term financial control. You’ll learn: * Why most people unknowingly lose thousands to banks * How Infinite Banking actually works * Why wealthy families have used this strategy for decades * How this system creates liquidity, peace of mind, and legacy This episode is about more than money — it’s about freedom, control, and certainty. If something you heard today resonated with you, and you'd like to explore your financial options, we offer complimentary strategy sessions. There's no obligation and no pressure. You can reach out to us at wealthwordsandwisdompodcast@gmail.com.

16. 

    3 Feb 2026

    1: Why Financial Decisions Are Rarely About Money

    Most people believe their biggest financial challenge is not having enough money. But what if the real issue isn’t income — it’s clarity? In this first episode of Wealth, Words & Wisdom, hosts Ashley Carter and Kari Boatner share why they started this podcast and the patterns they’ve seen again and again with families who work hard, earn well, and still feel uncertain about their financial decisions. Through real‑life stories and honest conversation, they explore: Why doing “everything right” still doesn’t always feel right How words, beliefs, and pressure shape money decisions Why clarity and wisdom matter more than quick fixes And how understanding before action leads to long‑term confidence This episode sets the foundation for the conversations to come — calm, thoughtful, and focused on helping you approach money with greater intention and peace. Because wealth isn’t built by guessing — it grows where wisdom leads.

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Apple Podcasts (US)

5.0 / 5

3 ratings

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