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What The Heck, Fintech

Claim This Podcast

by Rob Sarnie

5.0(8 reviews)
55 episodes
Updated Daily
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Podcast Overview

This podcast brings the full fintech ecosystem together so you can fully experience and learn that "Fintech is FinLife". Join the host, Rob Sarnie, with his Fantastic Fintech Friends, each episode, and have a fun and fabulous fintech time.

Language

๐Ÿ‡บ๐Ÿ‡ฒ

Publishing Since

7/26/2025

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Recent Episodes

Episode thumbnail for Ralph Dangelmaier: AI, Stablecoins & Agentic Commerce Reshaping Global Payments (Part 2)

July 28, 2026

Ralph Dangelmaier: AI, Stablecoins & Agentic Commerce Reshaping Global Payments (Part 2)

<p>๐€๐ˆ ๐ข๐ฌ๐งโ€™๐ญ ๐ฃ๐ฎ๐ฌ๐ญ ๐œ๐ก๐š๐ง๐ ๐ข๐ง๐  ๐ญ๐ž๐œ๐กโ€”๐ข๐ญโ€™๐ฌ ๐ซ๐ž๐ฌ๐ก๐š๐ฉ๐ข๐ง๐  ๐†๐ฅ๐จ๐›๐š๐ฅ ๐๐š๐ฒ๐ฆ๐ž๐ง๐ญ๐ฌ.</p><p>In this 2-part series, ๐‘๐š๐ฅ๐ฉ๐ก ๐ƒ๐š๐ง๐ ๐ž๐ฅ๐ฆ๐š๐ข๐ž๐ซ breaks down how fintech is evolving from traditional banking and early internet payments into a new era powered by AI, Stablecoins, and Agentic Commerce.</p><p>From building payment systems used by banks around the world to advising startups and scaling companies, Ralph shares whatโ€™s really happening behind the scenesโ€”and whatโ€™s coming next.</p><p><br></p><p>๐Ÿ’ก In these episodes, youโ€™ll learn:</p><p>โ—† How AI is driving the next wave of global payments innovation</p><p>โ—† What โ€œAgentic Commerceโ€ really means (AI that can shop, decide, and buy for you)</p><p>โ—† Why stablecoins are poised to transform cross-border payments and reduce hidden costs</p><p>โ—† How global payment systems are evolvingโ€”and where the U.S. is ahead (and behind)</p><p>โ—† The real opportunities (and risks) as automation, bots, and identity collide in commerce</p><p>โ—† Leadership and startup lessons from building and advising fintech companies at scale</p><p>This is not theoryโ€”this is how money movement is being redefined globally in real time.</p><p><br></p><p>And itโ€™s exactly whyโ€ฆ</p><p>๐Ÿ‘‰ ๐…๐ข๐ง๐ญ๐ž๐œ๐ก ๐ข๐ฌ ๐…๐ข๐ง๐‹๐ข๐Ÿ๐ž.</p><p>Ralphโ€™s journeyโ€”from banking to building trillion-dollar payment infrastructure to coaching the next generationโ€”shows how innovation, leadership, and adaptability come together to shape the future of finance.</p><p><br></p><p>To connect and learn even more from Ralph Dangelmaier, please go to his LinkedIn profile:https://www.linkedin.com/in/ralphdangelmaier/</p>

Episode thumbnail for Ralph Dangelmaier: AI, Stablecoins & Agentic Commerce Reshaping Global Payments (Part 1)

July 21, 2026

Ralph Dangelmaier: AI, Stablecoins & Agentic Commerce Reshaping Global Payments (Part 1)

<p>๐€๐ˆ ๐ข๐ฌ๐งโ€™๐ญ ๐ฃ๐ฎ๐ฌ๐ญ ๐œ๐ก๐š๐ง๐ ๐ข๐ง๐  ๐ญ๐ž๐œ๐กโ€”๐ข๐ญโ€™๐ฌ ๐ซ๐ž๐ฌ๐ก๐š๐ฉ๐ข๐ง๐  ๐†๐ฅ๐จ๐›๐š๐ฅ ๐๐š๐ฒ๐ฆ๐ž๐ง๐ญ๐ฌ.</p><p>In this 2-part series, ๐‘๐š๐ฅ๐ฉ๐ก ๐ƒ๐š๐ง๐ ๐ž๐ฅ๐ฆ๐š๐ข๐ž๐ซ breaks down how fintech is evolving from traditional banking and early internet payments into a new era powered by AI, Stablecoins, and Agentic Commerce.</p><p>From building payment systems used by banks around the world to advising startups and scaling companies, Ralph shares whatโ€™s really happening behind the scenesโ€”and whatโ€™s coming next.</p><p><br></p><p>๐Ÿ’ก In these episodes, youโ€™ll learn:</p><p>โ—† How AI is driving the next wave of global payments innovation</p><p>โ—† What โ€œAgentic Commerceโ€ really means (AI that can shop, decide, and buy for you)</p><p>โ—† Why stablecoins are poised to transform cross-border payments and reduce hidden costs</p><p>โ—† How global payment systems are evolvingโ€”and where the U.S. is ahead (and behind)</p><p>โ—† The real opportunities (and risks) as automation, bots, and identity collide in commerce</p><p>โ—† Leadership and startup lessons from building and advising fintech companies at scale</p><p>This is not theoryโ€”this is how money movement is being redefined globally in real time.</p><p><br></p><p>And itโ€™s exactly whyโ€ฆ</p><p>๐Ÿ‘‰ ๐…๐ข๐ง๐ญ๐ž๐œ๐ก ๐ข๐ฌ ๐…๐ข๐ง๐‹๐ข๐Ÿ๐ž.</p><p>Ralphโ€™s journeyโ€”from banking to building trillion-dollar payment infrastructure to coaching the next generationโ€”shows how innovation, leadership, and adaptability come together to shape the future of finance.</p><p><br></p><p>To connect and learn even more from Ralph Dangelmaier, please go to his LinkedIn profile:https://www.linkedin.com/in/ralphdangelmaier/</p>

Episode thumbnail for Tracie Kosakowski: From Chemist, to Lawyer, to Fintech Leader (Part 2)

July 14, 2026

Tracie Kosakowski: From Chemist, to Lawyer, to Fintech Leader (Part 2)

<p>โœจ ๐ˆ๐ง ๐ญ๐ก๐ž๐ฌ๐ž ๐ญ๐ฐ๐จ ๐ž๐ฉ๐ข๐ฌ๐จ๐๐ž๐ฌ, ๐“๐ซ๐š๐œ๐ข๐ž ๐Š๐จ๐ฌ๐š๐ค๐จ๐ฐ๐ฌ๐ค๐ข ๐›๐ซ๐ข๐ง๐ ๐ฌ ๐š ๐ซ๐š๐ซ๐ž ๐š๐ง๐ ๐ฉ๐จ๐ฐ๐ž๐ซ๐Ÿ๐ฎ๐ฅ ๐ฉ๐ž๐ซ๐ฌ๐ฉ๐ž๐œ๐ญ๐ข๐ฏ๐ž ๐จ๐ง ๐Ÿ๐ข๐ง๐ญ๐ž๐œ๐ก โ€” ๐›๐ฅ๐ž๐ง๐๐ข๐ง๐  ๐ฅ๐š๐ฐ, ๐ซ๐ž๐ ๐ฎ๐ฅ๐š๐ญ๐ข๐จ๐ง, ๐ซ๐ข๐ฌ๐ค, ๐จ๐ฉ๐ž๐ซ๐š๐ญ๐ข๐จ๐ง๐ฌ, ๐›๐ฅ๐จ๐œ๐ค๐œ๐ก๐š๐ข๐ง, ๐š๐ง๐ ๐ข๐ง๐ง๐จ๐ฏ๐š๐ญ๐ข๐จ๐ง ๐ข๐ง๐ญ๐จ ๐จ๐ง๐ž ๐ซ๐ž๐š๐ฅ-๐ฐ๐จ๐ซ๐ฅ๐ ๐œ๐จ๐ง๐ฏ๐ž๐ซ๐ฌ๐š๐ญ๐ข๐จ๐ง.</p><p><br /></p><p>๐Ÿ”ฅ ๐“๐ซ๐š๐œ๐ข๐ž ๐ฌ๐ก๐š๐ซ๐ž๐ฌ ๐ก๐จ๐ฐ ๐ก๐ž๐ซ ๐œ๐š๐ซ๐ž๐ž๐ซ ๐ฐ๐ž๐ง๐ญ ๐Ÿ๐ซ๐จ๐ฆ ๐œ๐ก๐ž๐ฆ๐ข๐ฌ๐ญ๐ซ๐ฒ ๐š๐ง๐ ๐ž๐ง๐ ๐ข๐ง๐ž๐ž๐ซ๐ข๐ง๐ , ๐ญ๐จ ๐ฅ๐š๐ฐ, ๐ญ๐จ ๐›๐š๐ง๐ค๐ข๐ง๐ , ๐ญ๐จ ๐€๐Œ๐‹, ๐ฌ๐š๐ง๐œ๐ญ๐ข๐จ๐ง๐ฌ, ๐ซ๐ข๐ฌ๐ค, ๐œ๐จ๐ฆ๐ฉ๐ฅ๐ข๐š๐ง๐œ๐ž, ๐š๐ง๐ ๐ง๐จ๐ฐ ๐š๐๐ฏ๐ข๐ฌ๐ข๐ง๐  ๐š๐œ๐ซ๐จ๐ฌ๐ฌ ๐›๐š๐ง๐ค๐ฌ, ๐Ÿ๐ข๐ง๐ญ๐ž๐œ๐ก๐ฌ, ๐š๐ง๐ ๐ง๐ž๐ฑ๐ญ-๐ ๐ž๐ง ๐ญ๐ž๐œ๐ก๐ง๐จ๐ฅ๐จ๐ ๐ข๐ž๐ฌ.</p><p><br /></p><p>๐Ÿ’ก ๐–๐ž ๐ ๐จ ๐๐ž๐ž๐ฉ ๐จ๐ง:</p><p>โœฆ ๐ก๐จ๐ฐ ๐ซ๐ž๐ ๐ฎ๐ฅ๐š๐ญ๐ข๐จ๐ง ๐œ๐š๐ง ๐š๐œ๐ญ ๐š๐ฌ ๐ ๐ฎ๐š๐ซ๐๐ซ๐š๐ข๐ฅ๐ฌ ๐Ÿ๐จ๐ซ ๐ข๐ง๐ง๐จ๐ฏ๐š๐ญ๐ข๐จ๐ง</p><p>โœฆ ๐ฐ๐ก๐ฒ ๐–๐ž๐›๐Ÿ‘โ€™๐ฌ ๐›๐ข๐ ๐ ๐ž๐ฌ๐ญ ๐œ๐ก๐š๐ฅ๐ฅ๐ž๐ง๐ ๐ž ๐ฆ๐š๐ฒ ๐›๐ž ๐ ๐จ๐ฏ๐ž๐ซ๐ง๐š๐ง๐œ๐ž, ๐ง๐จ๐ญ ๐ญ๐ž๐œ๐ก๐ง๐จ๐ฅ๐จ๐ ๐ฒ</p><p>โœฆ ๐ก๐จ๐ฐ ๐›๐ฅ๐จ๐œ๐ค๐œ๐ก๐š๐ข๐ง, ๐š๐ฎ๐๐ข๐ญ๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ, ๐š๐ง๐ ๐š๐œ๐œ๐จ๐ฎ๐ง๐ญ๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ ๐œ๐จ๐ฎ๐ฅ๐ ๐ซ๐ž๐ฌ๐ก๐š๐ฉ๐ž ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ข๐ง๐Ÿ๐ซ๐š๐ฌ๐ญ๐ซ๐ฎ๐œ๐ญ๐ฎ๐ซ๐ž</p><p>โœฆ ๐ฐ๐ก๐ฒ ๐›๐ž๐ก๐š๐ฏ๐ข๐จ๐ซ ๐š๐ง๐š๐ฅ๐ฒ๐ญ๐ข๐œ๐ฌ ๐ฆ๐š๐ญ๐ญ๐ž๐ซ ๐ฆ๐จ๐ซ๐ž ๐ญ๐ก๐š๐ง ๐ฌ๐ญ๐š๐ญ๐ข๐œ ๐ข๐๐ž๐ง๐ญ๐ข๐ญ๐ฒ</p><p>โœฆ ๐ก๐จ๐ฐ ๐Ÿ๐ข๐ง๐ญ๐ž๐œ๐ก ๐ข๐๐ž๐š๐ฌ ๐œ๐š๐ง ๐š๐ฅ๐ฌ๐จ ๐ข๐ฆ๐ฉ๐ซ๐จ๐ฏ๐ž ๐ก๐ž๐š๐ฅ๐ญ๐ก๐œ๐š๐ซ๐ž, ๐๐š๐ญ๐š ๐ฌ๐ก๐š๐ซ๐ข๐ง๐ , ๐š๐ง๐ ๐ž๐ฏ๐ž๐ซ๐ฒ๐๐š๐ฒ ๐จ๐ฉ๐ž๐ซ๐š๐ญ๐ข๐จ๐ง๐ฌ</p><p>โœฆ ๐ก๐จ๐ฐ ๐…๐ข๐ง๐ญ๐ž๐œ๐ก ๐–๐จ๐ฆ๐ž๐ง ๐ข๐ฌ ๐ก๐ž๐ฅ๐ฉ๐ข๐ง๐  ๐›๐ฎ๐ข๐ฅ๐ ๐ฆ๐จ๐ซ๐ž ๐จ๐ฉ๐ฉ๐จ๐ซ๐ญ๐ฎ๐ง๐ข๐ญ๐ฒ, ๐ฏ๐ข๐ฌ๐ข๐›๐ข๐ฅ๐ข๐ญ๐ฒ, ๐š๐ง๐ ๐ฅ๐ž๐š๐๐ž๐ซ๐ฌ๐ก๐ข๐ฉ ๐Ÿ๐จ๐ซ ๐ฐ๐จ๐ฆ๐ž๐ง ๐š๐œ๐ซ๐จ๐ฌ๐ฌ ๐ญ๐ก๐ž ๐ข๐ง๐๐ฎ๐ฌ๐ญ๐ซ๐ฒ</p><p><br /></p><p>๐Ÿš€ ๐“๐ซ๐š๐œ๐ข๐ž ๐๐จ๐ž๐ฌ ๐š ๐ ๐ซ๐ž๐š๐ญ ๐ฃ๐จ๐› ๐ฌ๐ก๐จ๐ฐ๐ข๐ง๐  ๐ฐ๐ก๐ฒ โ€œ๐…๐ข๐ง๐ญ๐ž๐œ๐ก ๐ข๐ฌ ๐…๐ข๐ง๐‹๐ข๐Ÿ๐žโ€ </p><p>โ€” ๐›๐ž๐œ๐š๐ฎ๐ฌ๐ž ๐ญ๐ก๐ž ๐ฌ๐ฒ๐ฌ๐ญ๐ž๐ฆ๐ฌ, ๐ฉ๐š๐ฒ๐ฆ๐ž๐ง๐ญ๐ฌ, ๐ซ๐ž๐ ๐ฎ๐ฅ๐š๐ญ๐ข๐จ๐ง๐ฌ, ๐๐š๐ญ๐š, ๐š๐ง๐ ๐ญ๐ž๐œ๐ก๐ง๐จ๐ฅ๐จ๐ ๐ข๐ž๐ฌ ๐›๐ž๐ก๐ข๐ง๐ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฌ๐ž๐ซ๐ฏ๐ข๐œ๐ž๐ฌ ๐ญ๐จ๐ฎ๐œ๐ก ๐ž๐ฏ๐ž๐ซ๐ฒ๐ญ๐ก๐ข๐ง๐  โ€” ๐Ÿ๐ซ๐จ๐ฆ ๐ข๐ง๐ง๐จ๐ฏ๐š๐ญ๐ข๐จ๐ง ๐š๐ง๐ ๐ก๐ž๐š๐ฅ๐ญ๐ก๐œ๐š๐ซ๐ž ๐ญ๐จ ๐ญ๐ซ๐ฎ๐ฌ๐ญ, ๐จ๐ฉ๐ฉ๐จ๐ซ๐ญ๐ฎ๐ง๐ข๐ญ๐ฒ, ๐š๐ง๐ ๐ž๐ฏ๐ž๐ซ๐ฒ๐๐š๐ฒ ๐ฅ๐ข๐Ÿ๐ž.</p><p><br /></p><p>๐Ÿ”— ๐“๐จ ๐œ๐จ๐ง๐ง๐ž๐œ๐ญ ๐š๐ง๐ ๐ฅ๐ž๐š๐ซ๐ง ๐ž๐ฏ๐ž๐ง ๐ฆ๐จ๐ซ๐ž ๐Ÿ๐ซ๐จ๐ฆ ๐“๐ซ๐š๐œ๐ข๐ž ๐Š๐จ๐ฌ๐š๐ค๐จ๐ฐ๐ฌ๐ค๐ข, ๐ฉ๐ฅ๐ž๐š๐ฌ๐ž ๐ ๐จ ๐ญ๐จ ๐ก๐ž๐ซ ๐‹๐ข๐ง๐ค๐ž๐๐ˆ๐ง ๐ฉ๐ซ๐จ๐Ÿ๐ข๐ฅ๐ž:https://www.linkedin.com/in/tracie-kosakowski/</p>

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What is What The Heck, Fintech?

This podcast brings the full fintech ecosystem together so you can fully experience and learn that "Fintech is FinLife". Join the host, Rob Sarnie, with his Fantastic Fintech Friends, each episode, and have a fun and fabulous fintech time.

How often does this podcast release new episodes?

This podcast updates daily.

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Yes, this podcast regularly features guests.

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