Who Keeps Blocking Black Wealth
Claim This Podcastby Leoler Shanklin
Podcast Overview
<p><strong>Who Keeps Blocking Black Wealth?</strong> is a conversation at the intersection of faith, financial literacy, and responsibility.</p><p>Hosted by Dana—an MBA, Bible-believing truth-teller—and Harold—a sharp, skeptical voice who doesn’t let excuses slide—the show challenges popular narratives about money while naming real systems and personal agency.</p><p>This podcast isn’t about get-rich-quick schemes or motivational hype. It’s about understanding how money actually works, why so many of us were never taught, and what we can still control today. Each episode blends cultural insight, practical wisdom, and honest dialogue to help listeners move from confusion to clarity.</p><p>If you’ve ever heard “they don’t want us to have money” and wondered what to do next, this show is for you.</p><p></p><p>New episodes explore habits, faith, responsibility, and legacy—without guilt, without shame, and without pretending money doesn’t matter.</p>
Language
🇺🇲
Publishing Since
1/30/2026
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Recent Episodes
June 7, 2026
Episode 14: The Structures — What Holds Your Financial Estate
<p>Last episode, Dana and Harold mapped the financial locations:</p><p>Taxable City.</p><p>The Partially Taxed Suburb.</p><p>And Tax-Free Land.</p><p>This week, they move from location to construction.</p><p>What structures are holding your money?</p><p>What was each one designed to do?</p><p>And do your checking accounts, retirement plans, insurance policies and investment accounts work together as an intentional financial estate—or are they simply scattered property with no blueprint?</p><p>In Part 4 of the WKBBW Retirement Planning Series, Dana and Harold examine:</p><p>• The government parking structure: Social Security and Medicare • Employer-sponsored structures, including pensions, 401(k)s, 403(b)s, 457 plans and deferred compensation • The Rainy Day garage • Traditional, Roth, SEP and SIMPLE IRA garages • The non-qualified garage • Risk-management structures, including HSAs, life insurance, disability insurance and long-term care coverage • Brokerage accounts as custodial and recordkeeping additions • SIPC protection and what it does—and does not—cover • Why having several accounts does not automatically mean you have a retirement plan</p><p>The central lesson:</p><p>Financial clutter is not the same thing as financial architecture.</p><p>Every structure should have a purpose, every account should support the broader estate, and every piece should help fund the retirement life you say you want.</p><p>And yes—Harold is still looking for gas money.</p><p></p>
May 31, 2026
Episode 13: Tax Buckets — Same Money, Different Rules
<p>This week Dana and Harold tackle one of the most misunderstood topics in personal finance: tax buckets.</p><p>Many people believe wealthy individuals simply avoid taxes altogether. The reality is often more nuanced.</p><p>In this episode we discuss:</p><p>• Fully taxable income</p><p>• Partially taxed income</p><p>• Potentially tax-free income</p><p>• Traditional IRAs and 401(k)s</p><p>• Roth accounts</p><p>• Municipal bonds</p><p>• Social Security taxation</p><p>• Required Minimum Distributions (RMDs)</p><p>• SEPP strategies</p><p>• Why structure matters as much as growth</p><p>We also explore what scripture says about taxation, governance, and adapting to systems that have existed since biblical times.</p><p>The takeaway?</p><p>Nobody avoids taxes altogether.</p><p>But understanding how different types of money are treated can help you make better decisions today and create more flexibility for tomorrow.</p><p>Because future you is counting on present you.</p><p>And present Harold still needs gas money.</p>
May 24, 2026
Who Gon Take Care of You?
<p>In this episode of Who Keeps Blocking Black Wealth?!, Dana and Harold tackle one of the most overlooked threats to retirement stability: long-term care.</p><p></p><p>Most families assume someone will “just step in” when illness, dementia, or disability changes everything. But what happens when caregiving becomes financially, emotionally, and physically overwhelming?</p><p></p><p>This episode breaks down:</p><p></p><p>long-term care realities</p><p>caregiver burnout</p><p>morbidity vs mortality</p><p>insurance and risk management</p><p>Medicaid and healthcare systems</p><p>preserving dignity in retirement</p><p>how one health crisis can financially impact an entire family</p><p>Dana also shares deeply personal experiences involving Parkinson’s, vascular dementia, family caregiving, facility care, and the painful realities many families quietly face.</p><p></p><p>Because retirement planning is not just about building wealth.</p><p></p><p>It’s about protecting your family from preventable chaos later.</p>
15 total episodes available
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Frequently asked questions
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- What is Who Keeps Blocking Black Wealth?
<p><strong>Who Keeps Blocking Black Wealth?</strong> is a conversation at the intersection of faith, financial literacy, and responsibility.</p><p>Hosted by Dana—an MBA, Bible-believing truth-teller—and Harold—a sharp, skeptical voice who doesn’t let excuses slide—the show challenges popular narratives about money while naming real systems and personal agency.</p><p>This podcast isn’t about get-rich-quick schemes or motivational hype. It’s about understanding how money actually works, why so many of us were never taught, and what we can still control today. Each episode blends cultural insight, practical wisdom, and honest dialogue to help listeners move from confusion to clarity.</p><p>If you’ve ever heard “they don’t want us to have money” and wondered what to do next, this show is for you.</p><p></p><p>New episodes explore habits, faith, responsibility, and legacy—without guilt, without shame, and without pretending money doesn’t matter.</p> - How often does this podcast release new episodes?
This podcast updates daily.
- Where can I listen to this podcast?
This podcast is available on 4 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
- Does this podcast accept guests?
No, this podcast does not typically feature guests.
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