I’m Zulf, and for 18 years I’ve lived the 'Work For Yourself' life . I started with Zulf Talks Photography 10 seasons of mastering the craft. But a craft without a business is just a hobby. I scaled my work into Trusted Creators, a company built to house the content and strategies that actually make money in the current economy. This podcast is the bridge between being a 'creative' and being a 'business owner.' No academic fluff just real-world experience from someone who has actually done it. Join me over seasons 11 to 20 as I dive into the raw reality of working for yourself.

Working For Yourself
Claim This Podcastby ZulfTalks
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Podcast Overview
I’m Zulf, and for 18 years I’ve lived the 'Work For Yourself' life . I started with Zulf Talks Photography 10 seasons of mastering the craft. But a craft without a business is just a hobby. I scaled my work into Trusted Creators, a company built to house the content and strategies that actually make money in the current economy. This podcast is the bridge between being a 'creative' and being a 'business owner.' No academic fluff just real-world experience from someone who has actually done it. Join me over seasons 11 to 20 as I dive into the raw reality of working for yourself.
Language
🇺🇲
Publishing Since
11/29/2019
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Recent Episodes

June 29, 2026
The 20p Guy - Why Most Millionaires Look Poor S18ep13
<p><strong>Is the person next to you in the coffee shop a secret millionaire?</strong> ☕🧥In this episode, I’m talking about the <strong>"Invisible Wealthy."</strong> I share a personal story about a man in a bobbled fleece arguing over 20p who turned out to be a property mogul with a £2.4m secret. We’re exploring the "wealth filter" and why the people we think are rich are often just one missed paycheck away from a crisis.</p><p>I’ve documented my own journey from a 9-5 role to becoming the Director of my own company, and I’m sharing the three habits you can steal from the invisible wealthy to navigate your own career transition with true financial power.</p><p>🔗 <strong>Access the Wealth vs. Status Audit and full resources here:</strong> <a href="https://trustedcreators.org/S18ep13" target="_blank" rel="noopener noreferer">https://trustedcreators.org/S18ep13</a></p><p><strong>📍 Episode Chapters</strong><br>00:00 - The Coffee Shop Fool: Judging by the Fleece<br>01:32 - Arthur: The Factory Worker with a £2.4m Secret<br>02:51 - The Status Signaling Tax in 2026<br>04:14 - The Volvo Factor: Financed Luxury vs. Owned Reliability<br>05:03 - The Wealth vs. Status Paradox<br>06:01 - Three Habits to Steal from the Invisible Wealthy<br>08:02 - Closing Advice: Stay Invisible, Stay Wealthy</p><p><strong>🎙️ About Zulf Talks</strong><br>Think of this as a chat between friends. I share business tips and advice on how I transitioned from a 9-5 office role to a Director of my own company. Expect banter, financial freedom talk, and the reality of a documented career journey.</p><p><strong>Connect with me:</strong><br>Got a story about invisible wealth? Reach out!<br>#UkCreators #InvisibleWealth #ZulfTalksPodcast #WealthMindset #StatusTax</p><p><strong>📢 Please Note:</strong><br>The information shared is for educational purposes and does not constitute financial advice. I am not regulated by the Financial Conduct Authority (FCA) and cannot address your specific requirements. Do your own research and seek independent advice.</p>

June 22, 2026
Are You Hitting Your Financial Milestones S18ep12
<p><strong>Are you moving forward, or just drifting in the fog?</strong> 🌫️✈️ In this episode, I’m talking about <strong>"Financial Fog" </strong>that overwhelming feeling where you’re working hard but can’t actually see the finish line. I’m clearing the air by sharing three clear, data-backed markers for your 30s, 40s, and 50s based on the <strong>2026 FCA updates.</strong></p><p>We dive into "The Pilot Audit" and how to calculate your salary multiples to see if you’re on track. I’ve documented my own journey from the 9-5 grind to becoming a Director, and I’m sharing these notes to help you build a flight plan that actually lands.</p><p>🔗 <strong>Access the Pilot Audit Calculator and full resources here:</strong> <a href="https://trustedcreators.org/S18ep12" target="_blank" rel="noopener noreferer">https://trustedcreators.org/S18ep12</a></p><p><strong>📍 Episode Chapters</strong><br>00:00 - Financial Fog vs. The Flight Plan<br>00:55 - Gary and Amina: Hiker vs. Pilot<br>01:59 - The 30s Milestone: The 1x Salary Foundation<br>03:18 - The 40s Milestone: The 3x Salary Pivot<br>04:18 - The 50s Milestone: The 6x Salary Bridge<br>05:20 - The Pilot Audit: Calculating Your Multiple<br>06:12 - Breaking the Social Clock in 2026<br>08:13 - Closing Advice: Clear the Fog</p><p><strong>🎙️ About Zulf Talks</strong><br>Think of this as a chat between friends about business, career transitions, and financial freedom. I document my journey from a 9-5 office role to Director level, offering tips and motivation to help you navigate your own path.</p><p><strong>Connect with me:</strong><br>Got a question about your milestones? Reach out!<br>#UkCreators #FinancialFog #ZulfTalksPodcast #WealthMilestones #CareerTransition</p><p><strong>📢 Please Note:</strong><br>The information shared is for educational purposes and does not constitute financial advice. I am not regulated by the Financial Conduct Authority (FCA) and cannot address your specific requirements. Do your own research and seek independent advice.</p>

June 15, 2026
Is Everyone Actually Making Money 2026 Reality s18ep11
<p><strong>Is the "Side Hustle" actually a second job in disguise?</strong> 🛠️📈 It feels like everyone has a link in their bio or a side business on TikTok, but what is the real profit? In this episode, I’m breaking down the <strong>2026 UK Secondary Income data</strong>. We explore the "Side Hustle Illusion," the reality of the £200 median profit, and the <strong>HMRC Tax Trap</strong> that catches most creators off guard.</p><p>I’ve documented my own journey from a 9-5 role to becoming the Director of my own company, and I’m sharing these notes to help you decide if your side project is a <strong>Battery</strong> (draining you) or a <strong>Generator</strong> (powering you).</p><p>🔗 <strong>Access the Side Hustle Audit and full resources here:</strong> <a href="https://trustedcreators.org/s18ep11" target="_blank" rel="noopener noreferer">https://trustedcreators.org/s18ep11</a></p><p><strong>📍 Episode Chapters</strong><br>00:00 - The Side Hustle Illusion: Is everyone rich?<br>01:05 - Chloe vs. Dan: Battery vs. Generator<br>02:20 - 2026 Benchmarks: The £200 Median Income<br>04:57 - The Invisible Costs of Competing in 2026<br>06:06 - The Hourly Rate Audit Challenge<br>07:01 - The HMRC Tax Trap and Trading Allowance<br>09:24 - Closing Advice: Serve Your Life, Don't Consume It</p><p><strong>🎙️ About Zulf Talks</strong><br>A chat between friends about the reality of the 9-5 grind, building a company, and finding financial freedom. Expect business tips, banter, and a look behind the scenes of a documented career journey.</p><p><strong>Connect with me:</strong><br>Got a question about starting a side business? Reach out!<br>#UkCreators #SideHustleReality #ZulfTalksPodcast #SecondaryIncome #HMRCTax</p><p><strong>📢 Please Note:</strong><br>The information shared is for educational purposes and does not constitute financial advice. I am not regulated by the Financial Conduct Authority (FCA) and cannot address your specific requirements. Do your own research and seek independent advice.</p>
352 total episodes available
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- What is Working For Yourself?
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This podcast updates daily.
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This podcast is available on 9 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
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Yes, this podcast regularly features guests.
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