About You Have My Interest - Getting Personal With Property Finance
You Have My Interest is the podcast to help you make smart moves with your money, by giving you tips, tricks and tools to navigate your wealth journey.
Each week award winning mortgage broker Evelyn Clark and expert guests equip you with the insights and solutions you need for your property and financial success.
Remember to subscribe to the show on your favourite podcast player.
To find out more about how Everlend can empower you to achieve your goals with finance and property, just visit us at https://everlend.com.au/podcast at book in a free discovery call.
Breaking: 5% Deposits Start Oct 1 - What To Do NOW
The Federal Government has announced that the expanded 5% deposit Home Guarantee Scheme will now start on 1 October 2025 - three months earlier than planned. This means no income caps, no limit on places, and higher property price caps across the country.
But what does this mean for you as a buyer? And could this actually fuel house price growth just as the spring property market ramps up?
In this episode, Evelyn breaks down:
✅ The exact changes from October 1 (price caps, unlimited places, 5% deposit, no LMI).
✅ How this could impact house prices in the short vs the long term.
✅ An action plan for First Home Buyers to be “Oct-1 ready.”
✅ Myths and risks you must understand before diving in.
This is your need-to-know guide to getting ahead of the rush.
🔗 Resources & Links
Government announcement (ABC): Click here (https://www.abc.net.au/news/2025-04-12/election-2025-labor-five-per-cent-deposits-first-homebuyers/105169984?utm_source=chatgpt.com)
Housing Australia – new price caps by state: Click here (https://ensurelegal.com.au/first-homebuyer-guarantee-scheme-relaunching-1-january-2026-legal-insights-for-buyers/?utm_source=chatgpt.com)
PBO costing on expanded scheme: Click here (https://www.pbo.gov.au/elections/2025-general-election/2025-election-commitments-costings/Delivering-100000-homes-and-5-deposits-all-first-home-buyers?utm_source=chatgpt.com)
Discovery Call with Everlend (20 mins): Book here (https://www.everlend.com.au/contact-us/)
🎧 Related Episodes to Catch Up On
Borrowing vs Purchase Capacity (30 Jul) (https://mail.google.com/mail/u/0/#m_18529473797954179_)
Buy First or Sell First? (6 Aug) (https://mail.google.com/mail/u/0/#m_18529473797954179_)
Finance File – FHB Solo at 95% No LMI (26 Jun) (https://mail.google.com/mail/u/0/#m_18529473797954179_)
Disclaimer: This episode provides general information only. It does not take into account your personal objectives, financial situation, or needs. Always seek personalised advice from a qualified mortgage broker, financial advise, or tax professional before acting.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book your free initial consultation at https://www.everlend.com.au/ (https://www.everlend.com.au/)
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast (https://everlend.com.au/podcast) and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal, and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend (https://everlend.com.au/) today for a free consultation. Everlend are authorised credit representative of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Real Time Virtual Assistance (https://www.realtimeva.com.au/)
21 Aug 2025
Deep Dive - Goodbye LMI: How 2026’s FHB Scheme Changes Could Shift Property Prices
In this Deep Dive episode of You Have My Interest, we unpack the big changes coming to the First Home Buyer Government Guarantee Scheme from 1 January 2026.
These updates include the removal of income caps and significant increases to property price caps across Australia, meaning more buyers will be eligible to purchase with just a 5% deposit, avoid Lenders Mortgage Insurance (LMI), and access competitive home loan rates.
We break down what these updates mean in practice and explore how they could impact first home buyers, increase market activity, and potentially shift property prices. With 2026 right around the corner, now is the perfect time to start planning ahead and getting ready to make your move. Whether you’re planning to buy soon or want to understand how the scheme could affect the housing market, this episode is packed with insights to help you prepare.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book your free initial consultation at https://www.everlend.com.au/ (https://www.everlend.com.au/)
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast (https://everlend.com.au/podcast) and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend (https://everlend.com.au/) today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Real Time Virtual Assistance (https://www.realtimeva.com.au/)
6 Aug 2025
Deep Dive - Should You Buy First or Sell First? Let’s Break It Down
This week on You Have My Interest, we're diving into one of the biggest questions for homeowners looking to upsize - should you buy first or sell first? It’s a tricky decision with a lot of moving parts.
We’ll walk through the pros and cons of each option, explain how bridging finance can come into play, and share tips on negotiating longer settlements or flexible clauses to help align timelines.
If you’re trying to figure out the best approach for your next move, this episode is packed with practical advice and real examples from clients we've worked with.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book your free initial consultation at https://www.everlend.com.au/ (https://www.everlend.com.au/)
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast (https://everlend.com.au/podcast) and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend (https://everlend.com.au/) today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Real Time Virtual Assistance (https://www.realtimeva.com.au/)
Reach and audience
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YouTube views
12,615
Score snapshot 15 Sept 2025
Spotify
4.8 / 5
26 ratings
Podcast Authority Score: 76 / 100
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Quality
90
Social presence
0
YouTube
72
Engagement
82
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