Welcome to Your Money on Easy Mode, the show that teaches you how to build wealth with minimal effort. Your host, Damien, is here to teach you how to save more, invest for your future, and enjoy the process.
Damien is that weird friend who obsesses over credit card bonuses, high-yield savings account interest rates, and index fund expense ratios so you don't have to. Every week he exposes important news and tackles meaty money topics to give you an unfair advantage in the financial arena.
Let's put YOUR MONEY ON EASY MODE!
Most Costco members are paying sixty-five dollars a year and activating maybe half the value. The rest is sitting on every trip, waiting.
This episode covers a framework for getting full value from every warehouse visit. The safety net: a thirty-day price adjustment window where you can claim the difference on any price drop, without returning anything. The signal system: a .97 price ending means a manager markdown, an asterisk means the item is discontinued. The perimeter play: the gas station and pharmacy at the edges of the warehouse, including one that is open to non-members by federal law.
If you have a Costco card and you have never claimed a price adjustment or noticed the asterisk system, this episode is your reset.
Chapters
00:00 Costco Membership Savings Secrets
00:58 The Costco Safety Net
03:32 Decoding Costco's Price Tags
07:06 Play the Perimeter: Costco Gas and Pharmacy
10:03 The Importance of Activating Membership Benefits
Get my free guide to where to spend your next dollar: https://stan.store/YMOEM/p/get-the-easy-mode-money-ladder-now (https://stan.store/YMOEM/p/get-the-easy-mode-money-ladder-now)
Get my guide on how to destroy your debt: https://stan.store/YMOEM/p/get-the-easy-mode-guide-to-destroy-your-debt (https://stan.store/YMOEM/p/get-the-easy-mode-guide-to-destroy-your-debt)
5 Jul 2026
44: What Is Paze? Is It Safe? And the 10x Points Trick
Seven of the biggest U.S. banks quietly built their own digital wallet to rival Apple Pay. If you bank with Chase, Wells Fargo, or Capital One, you're probably already enrolled. It's called Paze, and most people have no clue what it is or whether they should touch it.
In this episode, we keep it simple: what Paze actually is, whether it's safe (short answer: yes, and here's why), and the limited-time Chase promo handing out 10x points on purchases you're already making. We cover the fine print (the monthly cap, eligible cards, and how to stack it) so you grab the value without overthinking it.
No hype, no finance-bro nonsense. Just whether this thing is worth five minutes of your attention. Subscribe for more money on easy mode.
Chapters
00:00 Paze: A New Digital Wallet
00:35 What Paze Actually Is
02:08 Is Paze Safe?
03:45 By Itself, Is Paze Even Worth It?
06:06 The 10x Points Promo (The Reason to Care)
07:48 The Smart Way to Use It
09:50 Homework and Wrap-Up
Get my free guide to where to spend your next dollar: https://stan.store/YMOEM/p/get-the-easy-mode-money-ladder-now (https://stan.store/YMOEM/p/get-the-easy-mode-money-ladder-now)
Get my guide on how to destroy your debt: https://stan.store/YMOEM/p/get-the-easy-mode-guide-to-destroy-your-debt (https://stan.store/YMOEM/p/get-the-easy-mode-guide-to-destroy-your-debt)
21 Jun 2026
43: The Costco Membership Math Nobody Checks
Most Costco members picked their membership tier at signup and have not looked at it since. That gap has a specific price.
This episode introduces the Costco ROI Ladder: three spending tiers that tell you whether the $65 Executive upgrade earns back its cost, and when adding the Costco Anywhere Visa by Citi pushes your return to 4% on warehouse purchases or 5% on Costco Travel. The breakeven is $3,250 in annual qualifying spend. Most households are close enough to that threshold that the math check takes less than twenty minutes.
If you have a Costco membership and have never run these numbers, this one gives you a clear answer.
Chapters
00:00 Understanding Costco Membership Tiers
01:23 The Breakeven Math
04:45 The Citi Card Layer
07:38 Navigating the Consumer Trap in Costco Rewards
08:09 The Consumer Trap
11:56 Final Thoughts on Costco Membership Strategies
Get my free guide to where to spend your next dollar: https://stan.store/YMOEM/p/get-the-easy-mode-money-ladder-now (https://stan.store/YMOEM/p/get-the-easy-mode-money-ladder-now)
Get my guide on how to destroy your debt: https://stan.store/YMOEM/p/get-the-easy-mode-guide-to-destroy-your-debt (https://stan.store/YMOEM/p/get-the-easy-mode-guide-to-destroy-your-debt)
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
Apple Podcasts (US)
5.0 / 5
3 ratings
Spotify
5.0 / 5
3 ratings
Podcast Authority Score: 49 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
73
Social presence
0
YouTube
0
Engagement
60
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