Your Retirement Blueprint with Michael is a podcast about holistic financial planning that helps listeners align money with life goals. Michael explores different topics of your financial plan such as retirement planning, tax, insurance, cashflow, and the behavioral choices that shape long-term outcomes. Each episode combines practical guidance and a planning-first approach so you can feel confident about your future.
25 - Nearing Retirement? Here's what to prioritize during your delay period
Nearing retirement and delaying social security or your official retirement date? Your delay period is one of the most powerful planning windows you'll ever have. If you have less time then now is more important than ever to get your financial plan ready.
I break down the essential steps ever near-retiree should take during the delay period, including social security optimization, tax-efficient withdrawal planning, and portfolio risk adjustment. These stratgies can help you reduce future RMDs, lower lifetime taxes, and build a more predictable retirement income stream.
If you're within 5-10 years of retirement, this is your moment to get intentional. Your future self will thank you.
Want a personalized retirement strategy/ Send me a message - I help near-retirees build confident, tax-smart retirement plans
Schedule your free complimentary consultation with Michael: tinyurl.com/michaelplans (https://tinyurl.com/michaelplans)
23 May 2026
24 - Not sure when to claim social security?
Deciding when to take Social Security is one of the most important retirement choices you’ll ever make — and one of the most misunderstood. In this episode, Michael, Certified Financial Planner® retirement timing expert breaks down how claiming age affects your monthly benefit, longevity planning, taxes, and long‑term financial security. You’ll learn the key factors to evaluate before choosing an age, common mistakes to avoid, and how to align your Social Security strategy with your broader retirement plan. Perfect for anyone approaching retirement and wanting to make a confident, informed decision.
Schedule your free consultation with Michael here https://tinyurl.com/michaelplans (https://tinyurl.com/michaelplans)
7 Mar 2026
23 - Little unkown things to do when your spouse passes
Losing your spouse is a life-changing event and during such a difficult time, it's hard to think about other things such as your finances.
While filing as a married filing jointly during the 2 years after death or qualified surviving spouse, you can take advantage of the larger tax bracket to do roth conversions. You may have inheritances that you can redeploy for other uses.
You should revisit your financial plan to best position yourself for the future. It can be an overwhelming time but you do not have to do it alone. If you or someone you know just lost a spouse, it's not too late. If there are any other topics you're curious about, let me know
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