嗨伊~凹因万是一档记录大湾区生活实录的播客，主播是两位港深都市野人。 在这里，我们聊职场、生活、旅行、金融、法律以及个人能量场相关的一切元素。
西西🍉：港中文社科硕士，北京互联网大厂到香港金融保险从业，悲观的搞钱艺术家，浮动人生🌊 （微信：kwunwj） 小木🐰：北大硕士，科技公司知识产权律师，副业散步学小博士，致力于美食届吗喽严选，以色列留过学📍深圳/北京
做简单生活的脚注，All in One, 欢迎来玩🦦
凹因万｜All in One
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Podcast Overview
嗨伊~凹因万是一档记录大湾区生活实录的播客，主播是两位港深都市野人。 在这里，我们聊职场、生活、旅行、金融、法律以及个人能量场相关的一切元素。 西西🍉：港中文社科硕士，北京互联网大厂到香港金融保险从业，悲观的搞钱艺术家，浮动人生🌊 （微信：kwunwj） 小木🐰：北大硕士，科技公司知识产权律师，副业散步学小博士，致力于美食届吗喽严选，以色列留过学📍深圳/北京 做简单生活的脚注，All in One, 欢迎来玩🦦
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Publishing Since
8/17/2024
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Recent Episodes
October 14, 2025
EP20-朋友们，让生活流动起来吧！
<p>“希望你活成诗</p><p>去喜欢的城市</p><p>有好玩的想法</p><p>做聪明的傻瓜”</p><p>--《U。U》陈粒</p><p></p><p>断更回归，首先，祝本台知名主播西西生日快乐！(≧∇≦)/🎂</p><p></p><p>————————————————</p><p>本期是久违的闲聊播客，我们从两个人最近生活的变化，聊到生活与精神的流动性。</p><p></p><p>我们时常对生活抱着田园诗一样的向往，一头扎进去，却又一不小心被各种琐事困住手脚，挣扎亦或是抱怨，感觉生命在日常的几点一线中凝固。"We are all in the gutter, but some of us are looking in the stars".</p><p></p><p><strong>Shownotes</strong></p><p>01:48 生活中感受到的流动性与凝固</p><p>07:19 生活被卡住的时刻，又如何自处<br></p><p></p><p>11:10 生活中重大变化是需要积蓄能量和勇气的</p><p>15:30 于是我们发散到对于好的亲密关系的想象</p><p>19:43 物理空间的流动性带来的文化碰撞<br></p><p></p><p>32:42 做饭这件小事延长了生活的长度</p><p>34:05 当我们开始学会关注自己的身体</p><p>41:45 向全世界安利周末的solotrip！</p><p><br></p><p>48:24 项飙-构建自己的小世界</p><p>50:12 《清醒的活》-让情绪流过自己</p><p></p><p></p><p></p><p>BGM：U。U - 陈粒</p>
July 13, 2025
EP19 给普通人的保险指南｜为什么要买重疾险？香港重疾险特点
<p>嗨伊~凹因万是一档记录大湾区生活实录的播客，主播是两位港深都市野人。</p><p>在这里，我们聊职场、生活、旅行、金融、法律以及个人能量场相关的一切元素。</p><p>西西🍉：港中文社科硕士，北京互联网大厂到香港金融保险从业，悲观的搞钱艺术家，浮动人生🌊 （微信：kwunwj）</p><p>小木🐰：北大硕士，科技公司知识产权律师，副业散步学小博士，致力于美食届吗喽严选，以色列留过学📍深圳/北京</p><p>做简单生活的脚注，All in One, 欢迎来玩🦦</p><p>——————————————————————————————</p><p>各位互联网邻居们好～时隔一个多月再次更新，抱歉让大家等了这么久🥹（希望《凹因万》还被记得）。6月对小木和西西来说都是繁忙的一个月，小木赴美在几个城市之间开会出差，西西7*24小时online奔波在不同的客户间，如今彼此都忙过一个阶段，终于有所喘息。</p><p>这一期，我们迎来给普通人的保险指南第5期，讲一讲对每个人都至关重要的险种——重疾险。作为风险防护的底层基石，到底重疾险的作用在哪里？</p><p>（也许我们这一生99%都不会罹患严重病，但只要有1%的可能，这份担忧以及背后沉甸甸的现实负担就会影响到生的质量。做好应对1%发生的对策，当得知底线在哪里，或许我们当下的生活能更轻盈些）</p><p>本期内容：</p><p>Part1</p><p>01:23 人类的归途｜我们因何离世？ 重大疾病数据与治疗</p><p>06:15 重疾险介绍-花多少</p><p>07:36 重疾险介绍-保多少</p><p>09:41 重疾险介绍-保什么</p><p>12:33 重疾险介绍-理赔or退保</p><p>Part2</p><p>13:44 有了医保，为什么还要重疾险？</p><p>14:22 大病治疗高昂成本，医保报销比例无法完全覆盖</p><p>15:47 有爱又恨的自费药与治疗技术</p><p>17:03 除了治病支出，算算一场疾病背后的账单</p><p>Part3</p><p>18:59 市面上主流的产品类型</p><p>22:26 如何挑选适合自己的产品？</p><p>26:11 什么时候买？买的时候需要做哪些身体健康告知？</p><p>Part4</p><p>30:00 香港重疾险为什么火了这么多年？</p><p>31:12 疾病定义和理赔触发政策的不同</p><p>33:09 医疗通胀比消费通胀更可怕</p><p>34:32 用资金的流动性换取几十年风险转嫁</p><p>37:46 30出头得了甲状腺癌，好像也没有很可怕</p><p>takeaway：</p><figure><img src="https://image.xyzcdn.net/FrjpZaAGxOlYpy7WLdPfrRCesDqE.png"/></figure><p>数据来源：</p><p><a href="https://www.who.int/zh/news-room/fact-sheets/detail/the-top-10-causes-of-death#:~:text=全球最主要的死亡原因（按死亡总人数排列）与两大主题有关：一是心血管疾病（缺血性心脏病、中风），二是呼吸系统疾病（COVID-19、慢性阻塞性肺病、下呼吸道感染），其中COVID-19是该年全球第二大死因%E3%80%82,死亡原因可分为三类：传染性（传染病和寄生虫病以及产妇、围产期和营养状况）、非传染性（慢性）和伤害%E3%80%82">世卫组织｜前十位死亡原因</a></p><p><a href="https://www.who.int/zh/news/item/01-02-2024-global-cancer-burden-growing--amidst-mounting-need-for-services">世卫组织｜癌症负担数据</a></p><p><a href="https://journals.lww.com/cmj/fulltext/2023/07050/projected_burden_of_stroke_in_china_through_2050.12.aspx?utm_source=chatgpt.com">中华医学杂志｜中国人中风患病数据</a></p><p><a href="https://www.nature.com/articles/s41392-025-02269-w">CAR-T细胞治疗</a></p>
May 25, 2025
EP18 城市散步指南-日本关西，社畜文化、风俗店、古建筑和神社
Hosts 西西🍉 and 小木🐰 share their recent travel experiences in Japan's Kansai region, discussing its culture, architecture, and shrines from an outsider's perspective in this interview episode.
22 total episodes available
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