December 3, 2025
Regulation as a Catalyst
<div class="OutlineElement Ltr SCXW215970720 BCX8"> <p class="Paragraph SCXW215970720 BCX8" role="heading" aria-level= "3"><span class="TextRun SCXW215970720 BCX8" lang="EN-US" xml:lang= "EN-US" data-contrast="auto"><span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">In this episode of Banking Bytes, host Matt Williamson is joined by</span> <span class="NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle="heading 3">Ezequiel Canestrari, Chief Operating Officer,</span> <span class= "NormalTextRun SpellingErrorV2Themed SCXW215970720 BCX8" data-ccp-parastyle="heading 3">ClearBank</span> <span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">Europe</span><span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle="heading 3">, to explore how regulation is evolving from constraint to catalyst across the financial industry.</span></span><span class= "EOP SCXW215970720 BCX8" data-ccp-props= "{"134245418":true,"134245529":true,"335559738":160,"335559739":80}"> </span></p> </div> <div class="OutlineElement Ltr SCXW215970720 BCX8"> <p class="Paragraph SCXW215970720 BCX8" role="heading" aria-level= "3"><span class="TextRun SCXW215970720 BCX8" lang="EN-US" xml:lang= "EN-US" data-contrast="auto"><span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">From</span> <span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">PSD3</span> <span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">and the AI Act to</span> <span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">ISO 20022</span> <span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">migration and digital assets, Ezequiel shares how</span> <span class= "NormalTextRun SpellingErrorV2Themed SCXW215970720 BCX8" data-ccp-parastyle="heading 3">ClearBank</span> <span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">embeds compliance into innovation</span><span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">,</span> <span class="NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle="heading 3">turning regulatory change into competitive advantage. He also discusses the importance of collaboration across banks,</span> <span class= "NormalTextRun SpellingErrorV2Themed SCXW215970720 BCX8" data-ccp-parastyle="heading 3">fintechs</span> <span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">and regulators and how Europe</span><span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">'</span><span class="NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle="heading 3">s evolving frameworks are shaping the next phase of growth.</span></span><span class= "EOP SCXW215970720 BCX8" data-ccp-props= "{"134245418":true,"134245529":true,"335559738":160,"335559739":80}"> </span></p> </div> <div class="OutlineElement Ltr SCXW215970720 BCX8"> <p class="Paragraph SCXW215970720 BCX8" role="heading" aria-level= "3"><span class="TextRun SCXW215970720 BCX8" lang="EN-US" xml:lang= "EN-US" data-contrast="auto"><span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">You</span><span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">'</span><span class="NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle="heading 3">ll</span> <span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">learn:</span></span><span class= "EOP SCXW215970720 BCX8" data-ccp-props= "{"134245418":true,"134245529":true,"335559738":160,"335559739":80}"> </span></p> </div> <div class="ListContainerWrapper SCXW215970720 BCX8"> <ul class="BulletListStyle1 SCXW215970720 BCX8" role="list"> <li class="OutlineElement Ltr SCXW215970720 BCX8" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="4" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="1" data-aria-level="1"> <p class="Paragraph SCXW215970720 BCX8" role="heading" aria-level= "3"><span class="TextRun SCXW215970720 BCX8" lang="EN-US" xml:lang= "EN-US" data-contrast="auto"><span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">Why regulation can be a driver of innovation</span><span class="NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle="heading 3">,</span> <span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">not a blocker</span></span><span class= "EOP SCXW215970720 BCX8" data-ccp-props= "{"134245418":true,"134245529":true,"335559738":160,"335559739":80}"> </span></p> </li> </ul> </div> <div class="ListContainerWrapper SCXW215970720 BCX8"> <ul class="BulletListStyle1 SCXW215970720 BCX8" role="list"> <li class="OutlineElement Ltr SCXW215970720 BCX8" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="4" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="2" data-aria-level="1"> <p class="Paragraph SCXW215970720 BCX8" role="heading" aria-level= "3"><span class="TextRun SCXW215970720 BCX8" lang="EN-US" xml:lang= "EN-US" data-contrast="auto"><span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">How</span> <span class= "NormalTextRun SpellingErrorV2Themed SCXW215970720 BCX8" data-ccp-parastyle="heading 3">ClearBank</span> <span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">builds compliance into product design from day one</span></span><span class="EOP SCXW215970720 BCX8" data-ccp-props= "{"134245418":true,"134245529":true,"335559738":160,"335559739":80}"> </span></p> </li> </ul> </div> <div class="ListContainerWrapper SCXW215970720 BCX8"> <ul class="BulletListStyle1 SCXW215970720 BCX8" role="list"> <li class="OutlineElement Ltr SCXW215970720 BCX8" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="4" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="3" data-aria-level="1"> <p class="Paragraph SCXW215970720 BCX8" role="heading" aria-level= "3"><span class="NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle="heading 3">What PSD3, DORA and the AI Act mean for financial institutions</span><span class= "EOP SCXW215970720 BCX8" data-ccp-props= "{"134245418":true,"134245529":true,"335559738":160,"335559739":80}"> </span></p> </li> </ul> </div> <div class="ListContainerWrapper SCXW215970720 BCX8"> <ul class="BulletListStyle1 SCXW215970720 BCX8" role="list"> <li class="OutlineElement Ltr SCXW215970720 BCX8" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="4" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="4" data-aria-level="1"> <p class="Paragraph SCXW215970720 BCX8" role="heading" aria-level= "3"><span class="TextRun SCXW215970720 BCX8" lang="EN-US" xml:lang= "EN-US" data-contrast="auto"><span class= "NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW215970720 BCX8" data-ccp-parastyle="heading 3">How</span> <span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">digital assets and stablecoins are transforming cross-border payments</span></span><span class= "EOP SCXW215970720 BCX8" data-ccp-props= "{"134245418":true,"134245529":true,"335559738":160,"335559739":80}"> </span></p> </li> </ul> </div> <div class="ListContainerWrapper SCXW215970720 BCX8"> <ul class="BulletListStyle1 SCXW215970720 BCX8" role="list"> <li class="OutlineElement Ltr SCXW215970720 BCX8" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="4" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="5" data-aria-level="1"> <p class="Paragraph SCXW215970720 BCX8" role="heading" aria-level= "3"><span class="TextRun SCXW215970720 BCX8" lang="EN-US" xml:lang= "EN-US" data-contrast="auto"><span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">What</span><span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">'</span><span class="NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle="heading 3">s</span> <span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">next for European banking </span></span><span class="EOP SCXW215970720 BCX8" data-ccp-props= "{"134245418":true,"134245529":true,"335559738":160,"335559739":80}"> </span></p> </li> </ul> </div> <div class="OutlineElement Ltr SCXW215970720 BCX8"> <p class="Paragraph SCXW215970720 BCX8" role="heading" aria-level= "3"><span class="TextRun SCXW215970720 BCX8" lang="EN-US" xml:lang= "EN-US" data-contrast="auto"><span class= "NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">Tune in to hear how regulation is becoming</span> <span class="NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle= "heading 3">a</span> <span class="NormalTextRun SCXW215970720 BCX8" data-ccp-parastyle="heading 3">new engine of innovation in banking.</span></span><span class="EOP SCXW215970720 BCX8" data-ccp-props= "{"134245418":true,"134245529":true,"335559738":160,"335559739":80}"> </span></p> </div>