<strong>“Broken Healthcare” isn’t just another podcast exposing flaws in the healthcare system—it’s a movement. Hosted by the entertaining and knowledgeable Ray Kober, we pull back the curtain on the hidden forces driving up costs and making care confusing. Whether you’re an employer, an industry insider, or just someone tired of overpriced, low-quality care, we arm you with the insights to fight back. Get real stories, expert insights, and actionable solutions to take control of healthcare decisions—because better choices start with better information.</strong><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>
Broken Healthcare
Claim This Podcastby Ray Kober
Podcast Authority
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Podcast Overview
<strong>“Broken Healthcare” isn’t just another podcast exposing flaws in the healthcare system—it’s a movement. Hosted by the entertaining and knowledgeable Ray Kober, we pull back the curtain on the hidden forces driving up costs and making care confusing. Whether you’re an employer, an industry insider, or just someone tired of overpriced, low-quality care, we arm you with the insights to fight back. Get real stories, expert insights, and actionable solutions to take control of healthcare decisions—because better choices start with better information.</strong><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>
Language
🇺🇲
Publishing Since
4/15/2024
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Recent Episodes
June 19, 2026
One X-Ray. Two seconds. $902. Insurer pays $78. Dr.Dana brought the receipts | Broken Healthcare #95
<p><strong>She billed me $902 for a two-second X-ray. The insurer pays $78. </strong></p><br><p>In this episode of Broken Healthcare, Ray Kober sits down with Dr. Dana Mincer DO - physician, Direct Primary Care founder, and certified yoga instructor - to break down what really happens when a doctor becomes a patient and gets the bill.</p><br><p>Dana slipped on the ice on New Year's Eve, fractured her elbow, spent an hour in the ER, saw a PA for 7 minutes, and never met a physician. The bill? Over $3,300. She brought slides.</p><br><p>In this episode:</p><p>→ The itemized bill from Sentara Health - and what insurers actually pay for the same procedures</p><p>→ Why a physician was billed who never walked into the room - and what happened when Dana called to dispute it</p><p>→ How CPT billing codes work and why hospitals always bill at the highest possible level</p><p>→ Why the chargemaster means the same procedure has hundreds of different prices at the same hospital</p><p>→ Why most US hospital systems are for-profit organizations operating under nonprofit status</p><p>→ How auto-adjudication works - and why insurance companies are blindly paying claims nobody is reviewing</p><p>→ Why self-funded employers using United, Cigna or Aetna as their TPA are paying full retail. Always.</p><p>→ What PREVENT Consent is and why you should know it before you ever need an ER</p><p>→ How to cite EMTALA - and why it immediately changes the conversation with hospital administrators</p><p>→ Why by 2035 healthcare premiums could exceed 50% of annual household income</p><p>→ What Direct Primary Care actually looks like - same day appointments, your doctor's cell phone, no insurance billing</p><p>→ Why Ray is now 3 months alcohol-free - and what Dana thinks about it as a physician who ran an addiction medicine center</p><br><p>Plus: less than 400 food additives are approved in Europe. The US has over 10,000. They get into that too.</p><br><p>If you're an employer, a CFO, an HR Director, a patient, or just someone who has ever been shocked by a medical bill - this episode was made for you.</p><br><p>🔗 Love Health DPC: LoveHealthDPC.com</p><p>📱 Dana's Instagram: @drdanalovehealth</p><p>🎙️ Subscribe to Broken Healthcare: youtube.com/@BrokenHealthcarePodcast</p><br><p>Timestamps:</p><p>0:00 Introduction & How Ray and Dana Met</p><p>4:37 Ray's Magic Mushroom Experience & Sobriety</p><p>9:06 Dana's Response as a Physician & Addiction Medicine</p><p>13:56 The Vibroacoustic Table & Teaching the Body Calm</p><p>22:06 Hospital Consolidation & Energy Medicine in Practice</p><p>26:00 The Broker Problem & How Insurance Incentives Work</p><p>30:11 Nonprofit Hospitals Masquerading as For-Profits</p><p>33:00 Food Additives, Glyphosate & RFK Jr.</p><p>50:35 Dana's New Year's Eve ER Visit - The Story Begins</p><p>1:01:00 The Bill Arrives - What She Expected vs Reality</p><p>1:07:00 CPT Codes Explained & How Hospitals Maximize Billing</p><p>1:17:10 What Insurers Actually Pay vs What You're Billed</p><p>1:23:01 The Sentara Numbers Revealed - The Real Data</p><p>1:30:00 How Self-Funded Employers Pay Full Retail</p><p>1:37:00 How to Challenge Your Bills & Independent Auditing</p><p>1:44:00 PREVENT Consent, EMTALA & Your Patient Rights</p><p>1:57:00 Direct Primary Care Explained - The Alternative</p><p>2:03:50 Love Health DPC & How to Find Dana</p><br><p>#BrokenHealthcare #DrDanaMincer #HospitalBills #HealthcareBilling #MedicalDebt #HealthcareTransparency #DirectPrimaryCare #DPC #HealthSharing #EMTALA #HealthcareCosts #CFO #EmployerHealthcare #NonprofitHospitals #PriceTransparency #Podcast</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>
June 11, 2026
I Haven't Had a Drink in Over Two Months. Here's What Changed | Broken Healthcare Podcast #94
<p>Yeah, this one's different.</p><br><p>No guests. No healthcare policy. No claims data. Just me, sitting down and talking about something I've never talked about publicly before.</p><br><p>For years, a couple of drinks at the end of the day was just part of life. Business dinners, networking, winding down. A few glasses of Don Julio. Nothing dramatic - just a quiet daily habit that, somewhere along the way, became more than I wanted it to be.</p><br><p>A guided psilocybin journey changed that. And I haven't had a drink in over two months.</p><br><p>I'm not a doctor. I'm not here to tell anyone what to do. This is just my story - and I'm sharing it because I think too many people, especially in business, are carrying things they don't talk about. The shame around that needs to stop.</p><br><p>In this episode I talk about the months of preparation before the journey, what the experience actually felt like, the memories that surfaced - including seeing my dad, who passed away when I was two years old, and reliving the hardest conversation I ever had with my kids, but this time through their eyes. I talk about what changed after. The calm. The presence. The fact that I just... stopped thinking about drinking.</p><br><p>I also talk about what my doctor said when I told him. That part stuck with me.</p><br><p>This isn't a healthcare episode. It's a human one. If it helps one person feel less alone - that's why I recorded it.</p><br><p>⚠️ Not medical advice. Psilocybin can be dangerous for people with certain mental health histories or on specific medications - please speak to a medical professional before considering anything like this, and check the legal status in your area.</p><br><p>brokenhealthcarepodcast.com </p><p>youtube.com/@BrokenHealthcarePodcast </p><p>linkedin.com/in/raykober/</p><br><p>#BrokenHealthcare #Psilocybin #MagicMushrooms #MentalHealth #PsychedelicTherapy #Sobriety #PersonalGrowth #RayKober #MensHealth #Healing</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>
May 26, 2026
How AI Is Exposing Hidden Claims Waste in Healthcare | Broken Healthcare Podcast #93
<p><strong>Why are healthcare claims still so full of waste, friction, and missed savings?</strong></p><br><p>In this episode of Broken Healthcare, Ray Kober sits down with Stephen Carrabba, CEO and Co-Founder of Claim Informatics, to break down what’s really going on behind the scenes in healthcare claims, payment integrity, and fiduciary oversight.</p><br><p>Stephen explains how his team helps employers, TPAs, brokers, and captives uncover hidden claims waste through independent review, prepayment, post-payment recovery, and AI-powered contract analysis. We also get into why transparency matters, how conflicts of interest distort the market, and why so many plan sponsors still don’t have a full view of what they’re actually paying for.</p><br><p>If you’re an employer, benefits leader, broker, TPA, or consultant, this episode will make you look at healthcare claims very differently.</p><br><p>Topics covered:</p><br><p>- Why healthcare claims are often paid incorrectly</p><p>- How Claim Informatics finds hidden waste</p><p>- Why transparency and data access matter</p><p>- The role of ERISA, the CAA, and fiduciary duty</p><p>- How AI can help — and where it can go wrong</p><p>- Why independent oversight is so important</p><br><p>#BrokenHealthcare #HealthcareClaims #ClaimInformatics #StephenCarrabba #HealthInsurance #BenefitsConsulting #PaymentIntegrity #ERISA #HealthcareTransparency #AIinHealthcare #Podcast #EmployerBenefits #HealthcareCosts #FiduciaryDuty</p><br><p>Timestamps:</p><br><p>0:00 Why Healthcare Claims Feel Broken</p><p>2:12 How Stephen Got Into the Space</p><p>5:10 From Pharma Audits to Claim Informatics</p><p>8:20 Why Medical Claims Are More Complex</p><p>11:35 The Broker and TPA Problem</p><p>14:20 What Changed After the CAA</p><p>17:10 Why Data Access Matters</p><p>20:20 How Claims Are Audited</p><p>23:35 Prepayment vs Post-Payment</p><p>27:00 Real Savings at Scale</p><p>30:15 How Their Fee Model Works</p><p>33:20 Why Shared Savings Creates Conflicts</p><p>36:40 Independent Oversight and Fiduciary Risk</p><p>40:05 Why Recovery Gets Harder Over Time</p><p>43:10 How Much Money Gets Missed</p><p>46:20 Why Contracts Matter</p><p>49:30 The AI Layer</p><p>53:05 What Employers Should Demand</p><p>57:00 Final Thoughts</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>
103 total episodes available with 2 transcripts
Recent guests on Broken Healthcare
Guests from recent episodes — sign up to see every guest that has ever appeared on this show.
Katy Talento
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Emma Fox
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Tim Organ
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David Slepak
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Caleb Parker
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Sanju Sriram
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Al Lewis
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Randy Otto
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Chris Deacon
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Lexie Leitner
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Dr Dana Mincer
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Dr Kyle Rickner
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