Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
The Risk of Getting a Property Valuation Right Now | Episode 540
A property valuation can open up your options or make your next move a whole lot harder.In this episode, we unpack when getting a registered valuation makes sense, how falling property values affect usable equity, what to do if a valuation comes in lower than expected, and why having less than a 20% deposit doesn’t necessarily stop you from buying your next home.Next Steps: If you’re thinking about your next property move and want to understand your equity and borrowing options, speak with our Lighthouse Mortgage team (https://cutt.ly/jycRllpQ).For more money tips, follow us on:Facebook (https://www.facebook.com/lighthousefinancialnz/)Instagram (https://www.instagram.com/lighthousefinancialnz/)The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
19 Sept 2026
NZ Property Market: Forget 7% Property Growth. Is 3% the New Normal? Ft. Nick Goodall | Episode 539
Has New Zealand’s property market finally reset?Nick Goodall, Head of Research at Cotality, joins James and Mike to unpack what’s changed since the 2021 property boom, from improving mortgage affordability and regional differences to investor returns, economic confidence and what realistic house price growth could look like from here.Next Steps: Explore Cotality’s latest Pain & Gain Report (https://cutt.ly/6ycRxTOM) Learn more about Cotality (https://cutt.ly/6ycRz9Mu) and its latest research and insights into the New Zealand property market.If you’re thinking about buying, investing or making your next move in the property market, get in touch with the Lighthouse Mortgage (https://cutt.ly/jycRllpQ) or Property (https://cutt.ly/pycRzoKx) team to understand your options and build a strategy around where the market is today.For more money tips, follow us on:Facebook (https://www.facebook.com/lighthousefinancialnz/)Instagram (https://www.instagram.com/lighthousefinancialnz/)The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
17 Sept 2026
Could Helping Your Kids Ruin Your Retirement? | Episode 538
Helping your kids shouldn’t come at the cost of your retirement. James and Jess unpack the Bank of Mum and Dad, how much support is too much, the difference between giving your kids a head start and funding their lifestyle, and how to work out what you can actually afford to give without compromising your own financial future.Next Steps: see if you’re on track for retirement with our free Retirement Calculator. (https://cutt.ly/Fyx5kWVT)Listen to our previous episode (https://cutt.ly/Iyx5ldsB)exploring why family wealth is often lost across generations.If you want to help your kids without putting your own retirement at risk, get in touch with the Lighthouse Wealth (https://cutt.ly/9yjQIVPf) team to build a financial plan around what you can actually afford to give. For more money tips, follow us on:Facebook (https://www.facebook.com/lighthousefinancialnz/)Instagram (https://www.instagram.com/lighthousefinancialnz/)The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Who has been a guest on Cheques & Balances
Names identified in recent episode analyses. Showing up to five guests.
Vinay Reddy
Matt Harris
Mahesh Muralidhar
Matthew Harris
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
YouTube views
148,371,369
Score snapshot 15 Sept 2025
Apple Podcasts (US)
5.0 / 5
2 ratings
Spotify
4.7 / 5
238 ratings
Podcast Authority Score: 86 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
99
Social presence
0
YouTube
93
Engagement
93
Pitching Cheques & Balances
Guest appearances
Books guests
Based on episode analysis; this does not confirm that the show is currently accepting pitches.
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