Coin Flip

About Coin Flip

Financial decisions for people who hate financial decisions. We break down the choices that actually matter - and help you stop overthinking the rest. Hosted by financial planner Derek Wu, each episode cuts through the noise to give you clear, practical takes on money moves without the jargon or judgment.

Publisher

Coin Flip

Category

business

Language

en

Explicit

No

First episode

28 Mar 2026

Latest episode

19 Oct 2026

Latest episodes

17 of 24 episodes have a transcript.

1. 

   19 Oct 2026TRANSCRIPT

   The Fed Hiked. Here's the Savings Move That Works Either Way.

   Host Derek Wu interviews himself on a savings strategy that works regardless of Federal Reserve rate changes, offering actionable advice for managing your money effectively.

2. 

   12 Oct 2026TRANSCRIPT

   I Bonds: Buy in October or Wait for November 1?

   Financial advisor Derek Wu interviews listeners about whether to buy I Bonds in October or wait for the November 1 rate reset, offering a simple filter for choosing the best savings vehicle.

3. 

   5 Oct 2026TRANSCRIPT

   The Auto-Renew Trap: What Your ACA Plan Does If You Do Nothing

   Derek Wu explains how ACA auto-renewal traps listeners into unsuitable plans, urging proactive checks before enrollment deadlines.

Inside a recent episode

The Fed Hiked. Here's the Savings Move That Works Either Way.

Published 19 Oct 2026 · Transcript excerpt

[…] That pile sits in the savings account where you can reach it any day. The second pile is money you honestly won't need for a year. Maybe it's a cushion you've never touched. That pile goes in the CD and you can stop checking on it. Now run the two outcomes. If the Fed hikes, the savings rate may rise and the CD keeps its locked number. If the Fed holds, the savings rate may stay about where it is and the CD still keeps its locked number. In both cases, You made a sensible choice before the news. Hold or hike. Neither bucket is a disaster. The flexible one adjusts. The locked one stays put. You never had to guess. […]

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

27 ratings

Contact Coin Flip

Guest appearances

Does not typically book guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

Questions about Coin Flip