הפודקאסט של נדל”ן ולעניין

About הפודקאסט של נדל”ן ולעניין

בפודקאסט זה אנחנו מראיינים יזמי נדלן בארצות הברית שהשתתפו בפורום נדלן ולעניין בפייסבוק

Publisher

Lior Lustig

Category

business

Language

he

Explicit

No

First episode

17 Sept 2022

Latest episode

23 Aug 2026

Latest episodes

626 episodes in the feed.

1. 

   23 Aug 2026

   Mortgage Rates August 22, 2026: Why Rates Are Moving So Fast

   Mortgage rates took some surprising turns this Saturday, showing just how volatile the housing market has become. The average 30-year fixed mortgage rate climbed 14 basis points to 6.64% while the 15-year fixed rate dropped to 5.88%. And the biggest move came from the 51 ARM, which jumped 49 basis points to 6.74%. So, what's driving these sudden changes? The biggest factor is the bond market. Mortgage rates are heavily influenced by longer-term bond yields, and investors are currently watching inflation, government borrowing, and the growing federal deficit very closely. US government debt has now moved above $40 trillion, while the July budget deficit exceeded $432 billion. That doesn't mean debt automatically causes mortgage rates to rise, but larger government borrowing can affect treasury yields, and those yields can influence mortgage pricing. For home buyers, today's market highlights an important point. Mortgage rates don't necessarily move in a straight line. One day, rates can improve, the next they can move sharply higher. That's why buyers should focus less on predicting the perfect rate and more on whether the complete cost of the home fits their budget. And don't look only at the headline interest rate. Compare points, closing costs, loan terms, monthly payments, and the amount of cash required at closing. Adjustable rate mortgages also deserve careful attention. With the 51 ARM now at 6.74%, borrowers should ask whether taking on future rate uncertainty actually provides enough benefit compared with a fixed rate loan. For homeowners considering refinancing, the same principle applies. Calculate the closing costs and determine your break even point before making a decision. The bottom line, mortgage rates remain highly volatile. The 30-year fixed rate is at 6.64%. And current conditions suggest borrowers should prepare for continued movement rather than assume rates will steadily decline. If you're buying, refinancing, or investing in real estate, the smartest strategy is to evaluate the numbers that work for your situation, not try to predict the exact bottom of the market. Contact us today for a real tailored consultation where our real expert advice turns potential into profitable reality. The content has been reviewed before publication and is provided for educational and formational purposes only. 🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇 https://nadlancapitalgroup.com/ Continue reading on our site: https://www.forumnadlanusa.com/mortgage-rates-august-22-2026-bond-market-volatility/ #MortgageRates #MortgageNews #Homebuyers #HousingMarket #RealEstateInvesting

2. 

   23 Aug 2026

   HOA Foreclosures Are Surging: The Hidden Risk of Homeownership

   HOA fees may look like a small part of the monthly housing payment, but for some homeowners, they can become a serious financial risk. New data shows that HOA related foreclosures have increased nearly 40% over the past 2 years, while associations filed approximately 284,933 leans in 2025, up 8.6% from the previous year. Why is this happening? HOAs are facing higher operating costs, especially for insurance, maintenance, and major repairs. In fact, nearly 93% of surveyed associations reported higher property and casualty insurance premiums with some communities seeing increases of more than 100%. At the same time, many associations don't have enough money in their reserves to handle major future expenses. That can lead to higher monthly dues, special assessments, and more aggressive collection efforts when homeowners fall behind. Here's the important part. You can be current on your mortgage and still face serious consequences from unpaid HOA dues. Depending on state law, an unpaid HOA balance can result in a lean and potentially foreclosure proceedings. That's why buyers need to look beyond the mortgage payment when purchasing a condo, townhouse, or property in an HOA community. Before buying, review the association's budget, reserve funding, insurance costs, recent fee increases, pending assessments, and major planned repairs. For investors, HOA costs can directly affect cash flow and returns. A property that looks profitable at first can become much less attractive if association fees continue rising. And for homeowners already struggling with payments, ignoring HOA notices can make a small delinquency much more expensive. The bottom line, the true cost of owning a home isn't just the mortgage. In an HOA community, the financial health of the association can have a direct impact on your monthly costs, property value, and financial risk. If you're buying an HOA property, or evaluating an investment, make sure you understand the complete financial picture before you close. Contact us today for a real tailored consultation where our real expert advice turns potential into profitable reality. The content has been reviewed before publication and is provided for educational and formational purposes. 🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇 https://nadlancapitalgroup.com/ Continue reading on our site: https://www.forumnadlanusa.com/hoa-foreclosures-rise-2026/ #HOA #Homeownership #RealEstateInvesting #HousingMarket #RealEstateNews

3. 

   23 Aug 2026

   New-Home Demand Falls 5.7%; Are Builders Getting More Flexible?

   The US new home market is starting to feel the pressure of higher mortgage rates. New data shows that mortgage applications for newly built homes fell 5.7% from a year ago in July, while applications also slipped 1% from June. The estimated annualized pace of new single family home sales dropped to 647,000 units below June's 667,000 pace and below the 664,000 average for the first half of 2026. So what's driving the slowdown? The biggest issue is still affordability. With mortgage rates around or above 6.5%, buyers are becoming more cautious. Some are looking for less expensive homes, others are putting more money down, and some are simply waiting. But there is an interesting opportunity developing for buyers. New home inventory remains relatively elevated. That means builders may have more reason to compete for buyers through mortgage rate incentives, closing cost assistance, price reductions, upgrades, and other concessions. And buyers should pay close attention to those incentives. A home with a slightly higher purchase price could actually be more affordable if the builder offers a meaningful rate buy down or closing cost assistance. The average new home mortgage also edged down from $375,218 in June to $374,438 in July. and not a sign that buyers may be becoming more cautious about the amount they're willing to finance. For builders, the message is clear. Higher rates can quickly reduce demand even when people still want new homes. Fornbuyers, however, a slower market can create negotiating power. Don't just compare the listing price. Look at the entire package. mortgage rate, incentives, closing cost, taxes, insurance, HOA fees, and the final monthly payment. The bottom line, new home demand is weakening, but that doesn't necessarily mean buyers should walk away. It could mean the opposite. If builders are competing for fewer buyers, prepared buyers may have an opportunity to negotiate better terms. If you're considering a new construction purchase, investment property, or mortgage, make sure you're comparing the complete financing picture before making a decision. Contact us today for a real tailored consultation where our real expert advice turns potential into profitable reality. The content has been reviewed before publication and is provided for educational and informationational purposes 🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇 https://nadlancapitalgroup.com/ Continue reading on our site: https://www.forumnadlanusa.com/new-home-demand-mortgage-applications-july-2026/ #NewHomeSales #HousingMarket #MortgageRates #HomeBuying #RealEstateInvesting

Who has been a guest on הפודקאסט של נדל”ן ולעניין

Names identified in recent episode analyses. Showing up to five guests.

• Brad Zrihan
• Tanya Lipchin
• Alex Lipchin
• Korin Barak
• Uri Ferag

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

1 ratings