Insurance Gone Wild,” hosted by Dennis Settlemoir and Stephanie Lencioni, the discussion centers around the intricate and often frustrating world of insurance as it relates to YOU the consumer. <br /><br />Our Motto is ”We are consumers too! And those payments can SUCK!”
Insurance Gone Wild
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59 episodes
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Podcast Overview
Insurance Gone Wild,” hosted by Dennis Settlemoir and Stephanie Lencioni, the discussion centers around the intricate and often frustrating world of insurance as it relates to YOU the consumer. <br /><br />Our Motto is ”We are consumers too! And those payments can SUCK!”
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Publishing Since
2/11/2025
2 verified contact emails on file for Insurance Gone Wild
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Recent Episodes
June 26, 2026
Don't Make Your Family Guess | The End-of-Life Planning Nobody Talks About
<p>Nobody likes talking about death.</p><p>But your family will have to.</p><p>In this deeply personal episode of <strong>Insurance Gone Wild</strong>, Dennis shares what he's experiencing firsthand while helping settle the affairs of an elderly couple—and why it's convinced him that life insurance is only one piece of the puzzle.</p><p>The conversation goes far beyond policies and premiums. Dennis and Stephanie discuss the emotional, financial, and logistical chaos families face when there's no plan, no instructions, and no organization.</p><p>From finding life insurance policies and dealing with banks to navigating funeral arrangements, powers of attorney, and estate documents, they explain why one simple decision today can save your loved ones months—or even years—of stress.</p><p>Inside this episode:</p><ul><li>Why life insurance is only part of protecting your family</li><li>The documents every family should have organized</li><li>Why "I'll get to it later" creates chaos for everyone else</li><li>The biggest mistakes families make after losing a loved one</li><li>How to remove the guesswork for the people you love most</li><li>Why writing your wishes down may be the greatest gift you'll ever leave</li></ul><p>This isn't a conversation about preparing to die.</p><p>It's a conversation about making life easier for the people you love after you're gone.</p><p>⏱️ Chapters</p><p><strong>00:00</strong> – The Storm That Started This Conversation<br><strong>02:23</strong> – Life Can Change in an Instant<br><strong>07:33</strong> – Why Life Insurance Matters More Than You Think<br><strong>10:48</strong> – Don't Leave Your Family Guessing<br><strong>13:23</strong> – The Hidden Cost of Poor Planning<br><strong>15:55</strong> – No Family Has Ever Turned Down a Life Insurance Check<br><strong>16:36</strong> – Choosing the Right Policy for Your Stage of Life<br><strong>19:18</strong> – Why Even Single People Should Have a Plan<br><strong>22:06</strong> – You Can't Predict the Storm<br><strong>24:24</strong> – The Nightmare of Finding Important Documents<br><strong>27:02</strong> – Why the System Makes Everything Harder<br><strong>30:39</strong> – The One Thing Dennis Wishes Everyone Would Do Today</p>
June 9, 2026
Feelings vs. Facts: The Life Insurance Debate Nobody Wants to Have
<p>Is life insurance a scam? Is investing your money instead a better idea? And do you really need it if you're young and healthy?</p><p>In this episode of Insurance Gone Wild, Dennis and Stephanie respond to real comments from listeners and tackle some of the biggest misconceptions surrounding life insurance.</p><p>The conversation gets passionate as they explain why term life insurance is often far more affordable than people think, why waiting can be one of the most expensive financial mistakes you'll ever make, and why protecting your family isn't about making someone rich—it's about buying them time when they need it most.</p><p>They also dive into another hot topic: public adjusters. Are they worth hiring on every roof claim, or can they actually end up costing homeowners more money?</p><p>Whether you agree or disagree, this episode challenges some of the most common opinions circulating online and separates feelings from facts when it comes to protecting your financial future.</p><p>If you've ever wondered whether life insurance is really necessary, this is an episode you don't want to miss.</p><p>⏱️ Chapters</p><p>00:00 – Responding to Your Comments<br>01:25 – "If You Can't Afford It, You Can't Afford NOT to Have It"<br>04:30 – Feelings vs. Facts About Life Insurance<br>07:03 – Why Young Families Need Protection<br>09:59 – Investing vs. Buying Life Insurance<br>11:25 – Life Insurance Buys Time During Crisis<br>15:33 – Protecting Stay-at-Home Parents & Breadwinners<br>16:28 – The Biggest Misconceptions About Life Insurance<br>22:29 – Do Single People Need Life Insurance?<br>24:19 – Should You Hire a Public Adjuster?<br>27:25 – When Public Adjusters Actually Make Sense<br>29:40 – Final Thoughts & Listener Questions</p><p><br>Email: Contact@IGWpodcast.com<br>Facebook: https://www.facebook.com/InsuranceGoneWild</p><p>Get a Quote!<br>Panatela Group: https://panatelagroup.com/<br>Call: 817-753-0093</p>
May 30, 2026
Choose Your Discomfort | The Reality of Insurance in 2026
<p>It started as a conversation about insurance...</p><p>And quickly turned into a therapy session for just about everyone living in 2026.</p><p>In this episode of <strong>Insurance Gone Wild</strong>, Dennis and Stephanie tackle the growing frustration many consumers are feeling as prices continue to rise, health insurance becomes increasingly difficult to navigate, and information overload leaves people feeling stuck.</p><p>From skyrocketing health insurance premiums and shrinking benefits to the constant pressure of being connected 24/7, this conversation explores why so many people feel exhausted—and what can actually be done about it.</p><p>Along the way, they discuss:</p><ul><li> Why health insurance costs continue to rise </li><li> The reality behind ACA plans and alternative coverage options </li><li> How employers are struggling with massive renewal increases </li><li> The concept of "choosing your discomfort" when evaluating coverage </li><li> Why information overload is creating decision paralysis </li><li> The difference between health insurance and actual healthcare </li><li> How consumers and agents are dealing with the same frustrations </li></ul><p>This episode is less about policies and paperwork—and more about the real-world impact insurance, healthcare, inflation, and uncertainty are having on everyday people.</p><p>If you've ever looked at a renewal and thought, "You've got to be kidding me," this episode is for you.</p><p>⏱️ Chapters</p><p><strong>00:00</strong> – It's Been a Long Year Already<br> <strong>02:09</strong> – Information Overload & Decision Paralysis<br> <strong>04:34</strong> – Protecting Your Family in Uncertain Times<br> <strong>06:11</strong> – Are Insurance Markets Finally Stabilizing?<br> <strong>07:20</strong> – Why Health Insurance Keeps Getting More Expensive<br> <strong>09:16</strong> – Alternatives to Traditional ACA Coverage<br> <strong>10:04</strong> – "Choose Your Discomfort"<br> <strong>11:07</strong> – The Employer Health Insurance Crisis<br> <strong>13:24</strong> – Why People Shut Down When Talking About Insurance<br> <strong>14:38</strong> – We're Consumers Too<br> <strong>17:25</strong> – The Sticker Shock of Health Insurance Renewals<br> <strong>18:40</strong> – Is the Healthcare System Reaching a Breaking Point?<br> <strong>20:19</strong> – Health Insurance vs. Healthcare<br> <strong>22:42</strong> – Why Nobody Knows What to Believe Anymore<br> <strong>23:19</strong> – Living in a 24/7 World<br> <strong>24:24</strong> – Society Is Tired, Confused & Overwhelmed<br> <strong>25:05</strong> – Final Thoughts & Listener Feedback</p><p>Email: Contact@IGWpodcast.com<br>Facebook: https://www.facebook.com/InsuranceGoneWild</p><p>Get a Quote!<br>Panatela Group: https://panatelagroup.com/<br>Call: 817-753-0093</p>
59 total episodes available
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