Money can be one of the most powerful tools in your household — when you know how to talk about it. Money Dates is hosted by a pair of married financial planners who have spent years in their professional and personal lives perfecting this very topic. Natalie and Dan have witnessed the benefits of having open, honest conversations about money. Each episode, they share personal stories, practical financial advice, and mindset shifts that help you grow wealth and confidence —together. Whether you're navigating joint finances or dreaming up big financial goals, these are the money dates that matter.
Money Dates
Claim This Podcastby Natalie Slagle and Dan Slagle
5.0(20 reviews)
37 episodes
Updated Daily
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Podcast Overview
Money can be one of the most powerful tools in your household — when you know how to talk about it. Money Dates is hosted by a pair of married financial planners who have spent years in their professional and personal lives perfecting this very topic. Natalie and Dan have witnessed the benefits of having open, honest conversations about money. Each episode, they share personal stories, practical financial advice, and mindset shifts that help you grow wealth and confidence —together. Whether you're navigating joint finances or dreaming up big financial goals, these are the money dates that matter.
Language
🇺🇲
Publishing Since
6/5/2025
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Recent Episodes
August 6, 2026
Are We Worse Off Than Previous Generations?
<p>“On paper, millennials are doing better than boomers were at the same age.”</p><p>Every generation insists it got the raw deal, so our hosts, Natalie and Dan Slagle, decided to check the math instead of just complaining.</p><p>Adjusted for inflation, millennials at 34 hold $1.35 for every dollar boomers had at that age, according to St. Louis Fed research, thanks largely to post-pandemic gains in stocks and home equity.</p><p>But two structural gaps complicate the "we're fine" story. Homeownership sits up to nine points lower than it was for boomers and Gen X at the same age, and student loan debt, averaging $30,000-$45,000 per borrower, has outpaced wage growth as tuition nearly tripled since 1990.</p><p>Layer on three major economic shocks packed into one working lifetime, the 2008 financial crisis, the pandemic, and the fastest interest-rate spike in 40 years, plus a generational shift from pensions to self-managed 401(k)s, and the "doing better on paper" claim starts to feel more fragile than it looks.</p><p>Dan and Natalie land somewhere more nuanced on the spectrum of this debate. Millennials, as a whole, aren't clearly worse off than boomers were, but the generation may be more internally unequal, with tech workers, finance professionals, and pre-2021 homebuyers pulling far ahead while others carry outsized debt into a slower-growth economy.</p><p>As Natalie puts it, averages hide the fact that nobody actually lives at the average.</p><p></p><p><strong>Key Topics:</strong></p><ul><li>Are Millennials Really Worse Off? (04:13)</li><li>Millennials at 34 vs. Boomers at 34 (08:50)</li><li>The Great Wealth Transfer (Maybe) (11:55)</li><li>Student Loan Debt Outpacing Wages (18:44)</li><li>Three Economic Shocks, One Working Lifetime (27:34)</li><li>Pensions vs. 401(k)s: Who Holds the Risk Now (28:15)</li><li>Not Worse Off, Just More Unequal (35:15)</li></ul><br/><p></p><p><strong>Resources:</strong></p><ul><li>See full resource/reference list on the blog post: <a href="https://www.fyoozfinancial.com/podcasts/are-we-worse-off-than-previous-generations" rel="noopener noreferrer" target="_blank">www.fyoozfinancial.com/podcasts/are-we-worse-off-than-previous-generations</a></li></ul><br/><p></p><p><strong>Schedule a Free Consultation:</strong> Go to <a href="https://www.fyoozfinancial.com" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com</a> and click the button in the upper right-hand corner</p><p></p><p><strong>Join our newsletter to stay up to date on the latest financial resources:</strong> <a href="https://www.fyoozfinancial.com/signup" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com/signup</a></p><p></p><p>Natalie Slagle, CFP® and Dan Slagle, CFP® are the founding partners and lead financial planners at <a href="https://www.fyoozfinancial.com/" rel="noopener noreferrer" target="_blank">Fyooz Financial Planning</a> <a href="https://www.fyoozfinancial.com/" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com/</a> — an independent firm dedicated to helping high-earning couples in their 30s and 40s confidently navigate the complexities of managing money together.</p><p>At Fyooz, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.</p><p>Disclaimer: For updated disclosures, please visit <a href="https://www.fyoozfinancial.com/" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com/</a></p>
July 23, 2026
Can You Afford a Pay Cut? Here's How to Calculate It
<p>“Can my finances support the life I want to live going forward?”</p><p>In recent years, many high earners have been walking away from lucrative jobs in search of more fulfilling careers. Are you in the same boat? If so, it’s important to have a strategy before making the leap! Our hosts, Natalie and Dan Slagle, break it down in this episode of Money Dates!</p><p>USA Today found that 64% of job switchers between 2022 and 2024 also changed careers, not chasing a bigger paycheck, but chasing remote work, better balance, or work that finally feels meaningful.</p><p>The dilemma, as Dan frames it, is that flexibility and money often pull in opposite directions, and you may not get to choose both. So before running any numbers, he and Natalie walk through questions meant to separate what someone is actually after: a new career, a sabbatical, less stress, more presence at home.</p><p>Then comes the math. Using a hypothetical couple, they model a household earning $430,000 down to the dollar, including what they spend, what they save, what they can trim, and which tax bracket they fall into (among other details).</p><p>The exercise finds $16,500 in painless annual cuts and a savings rate that can drop from 22% to 18% without derailing long-term goals. Natalie's hypothetical salary floor lands at $188,000, a real but survivable step down from $250,000.</p><p>Beyond the spreadsheet, Dan and Natalie remind listeners that salary is only one line item. As Dan puts it, financial planning isn't only about building wealth; it's about buying yourself the freedom to choose how you spend this one, precious life.</p><p></p><p><strong>Key Topics:</strong></p><ul><li>Can You Afford a Pay Cut? (02:17)</li><li>From Job-Hopping to Full Career Pivots (04:21)</li><li>Remote Work, Balance, and Meaning (07:35)</li><li>Questions to Ask Yourself Before You Jump (11:18)</li><li>Step One: Building the Budget (13:16)</li><li>Case Study: A $430K Household Asks What the Floor Is (16:14)</li><li>Cutting $16,500, Lowering the Savings Rate, and Landing on $188K (21:15)</li><li>Beyond Salary: Benefits, PTO, and the Tax Upside of Earning Less (28:39)</li></ul><br/><p></p><p><strong>Resources:</strong></p><ul><li><strong>BLOG FOR THIS EPISODE</strong>: <a href="https://www.fyoozfinancial.com/moneymatters-blog" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com/moneymatters-blog</a></li></ul><br/><p></p><p><strong>Schedule a Free Consultation:</strong> Go to <a href="https://www.fyoozfinancial.com" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com</a> and click the button in the upper right-hand corner</p><p></p><p><strong>Join our newsletter to stay up to date on the latest financial resources:</strong> <a href="https://www.fyoozfinancial.com/signup" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com/signup</a></p><p></p><p>Natalie Slagle, CFP® and Dan Slagle, CFP® are the founding partners and lead financial planners at <a href="https://www.fyoozfinancial.com/" rel="noopener noreferrer" target="_blank">Fyooz Financial Planning</a> <a href="https://www.fyoozfinancial.com/" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com/</a> — an independent firm dedicated to helping high-earning couples in their 30s and 40s confidently navigate the complexities of managing money together.</p><p>At Fyooz, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.</p><p>Disclaimer: For updated disclosures, please visit <a href="https://www.fyoozfinancial.com/" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com/</a></p>
July 9, 2026
Too Much of a Good Thing: Diversifying Out of a Single Stock Without a Massive Tax Bill
<p>“It really scares me when clients have done really well with a certain stock, and they tell me, ‘There's no way this isn't going to keep doing well.’ That, to me, is a red flag.”</p><p>For high earners at tech and growth companies, wealth often arrives not as salary but as equity. It accumulates quietly until a single position dominates the portfolio.</p><p>Our hosts, Natalie and Dan Slagle, call this the concentration trap, and with SpaceX going public, a new wave of employees may soon find themselves exactly here.</p><p>Enormously wealthy on paper, enormously exposed in practice.</p><p>The mechanics are one thing. The psychology is another.</p><p>Tax fear is the most common reason people don't sell. The capital gains bill feels like a certain loss, while the stock's future feels like a potential win.</p><p>But as Natalie puts it, don't let the tax tail wag the investment dog. A BlackRock study of the Russell 3000 over 38 years found that two-thirds of individual company stocks underperformed the index itself, and a third actually lost money.</p><p>What Dan and Natalie advocate is a plan built on systematic selling. Not price targets, but agreed-upon share amounts or dollar intervals.</p><p>Charitable contributions through donor-advised funds can absorb some of the tax drag.</p><p>Natalie and Dan remind listeners to always return to their actual goals. If an 8 to 10% return in a diversified portfolio provides you with the life you want, the concentration and the risk tied to it may not be necessary.</p><p></p><p><strong>Key Topics:</strong></p><ul><li>A Client Story: Millions in One Stock, a Couple at Odds (04:34)</li><li>RSUs, ESPPs, and Stock Options (08:43)</li><li>When the IPO Creates the Trap (15:33)</li><li>Why People Don't Sell (18:47)</li><li>BlackRock's 38-Year Study: The Math Against Single Stocks (21:52)</li><li>Overconfidence and the "There's No Way This Fails" Mindset (24:57)</li><li>RSUs and the Price Anchoring Problem (30:27)</li><li>Building the Plan: Systematic Selling and the Tax Conversation (32:28)</li><li>Three Reframes: Jimmy's Stock, the Fresh Start, and Your Goals (36:03)</li></ul><br/><p></p><p><strong>Resources:</strong></p><ul><li><a href="https://www.bairdwealth.com/siteassets/pdfs/hidden-cost-holding-concentrated-position.pdf" rel="noopener noreferrer" target="_blank">The Hidden Cost of Holding A Concentrated Stock Position</a> - Baird Private Wealth Management Research. <a href="https://www.bairdwealth.com/siteassets/pdfs/hidden-cost-holding-concentrated-position.pdf" rel="noopener noreferrer" target="_blank">https://www.bairdwealth.com/siteassets/pdfs/hidden-cost-holding-concentrated-position.pdf</a></li><li><a href="https://www.blackrock.com/us/financial-professionals/literature/brochure/boom-or-bust-one-pager.pdf" rel="noopener noreferrer" target="_blank">Boom or Bust; the surprising danger of Concentrated Stock</a> – BlackRock <a href="https://www.blackrock.com/us/financial-professionals/literature/brochure/boom-or-bust-one-pager.pdf" rel="noopener noreferrer" target="_blank">https://www.blackrock.com/us/financial-professionals/literature/brochure/boom-or-bust-one-pager.pdf</a></li></ul><br/><p></p><p><strong>Schedule a Free Consultation:</strong> Go to <a href="https://www.fyoozfinancial.com" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com</a> and click the button in the upper right-hand corner</p><p></p><p><strong>Join our newsletter to stay up to date on the latest financial resources:</strong> <a href="https://www.fyoozfinancial.com/signup" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com/signup</a></p><p></p><p>Natalie Slagle, CFP® and Dan Slagle, CFP® are the founding partners and lead financial planners at <a href="https://www.fyoozfinancial.com/" rel="noopener noreferrer" target="_blank">Fyooz Financial Planning</a> <a href="https://www.fyoozfinancial.com/" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com/</a> — an independent firm dedicated to helping high-earning couples in their 30s and 40s confidently navigate the complexities of managing money together.</p><p>At Fyooz, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.</p><p>Disclaimer: For updated disclosures, please visit <a href="https://www.fyoozfinancial.com/" rel="noopener noreferrer" target="_blank">https://www.fyoozfinancial.com/</a></p>
37 total episodes available
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