Mortgage Fundamentals Podcast
Claim This Podcastby Daniel Mosqueda
Podcast Overview
<p>My name is Daniel Mosqueda. And I am a licensed and active loan officer ready to help you have a better understanding of some mortgage fundamentals.</p><p>Mortgage loan and real estate education for anyone looking to purchase a home. Even if you are a first time home buyer, or even an investor looking to expand their knowledge.</p><p>In this podcast, I will have special guests, including realtors and other subject matter experts in the real estate business, give their insight and personal experiences alongside me providing you with some mortgage knowledge to help you through the process.</p><p>We will also provide you with episodes on up-to-date changes to guidelines and market changes that could impact your ability to purchase a home.</p><p>Loan Officer NMLS 932187 1980 Festival Plaza Dr. Ste 240, Las Vegas NV 89135</p><p>PHONE 702.972.5772 EMAIL DMOSQUEDA@GUILDMORTGAGE.NET</p><p>Company NMLS #3274, Equal Housing Lender</p><p>Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (<a target="_blank" rel="noopener noreferrer nofollow" href="http://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org</a>). NV Mortgage Company #1141.</p><p>The information provided herein has been prepared by a third party company and has been distributed for education purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.</p>
Language
🇺🇲
Publishing Since
12/11/2023
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Recent Episodes
October 18, 2024
Top Home Buying Mistakes: What to Avoid Doing!
<p>Are you planning a buying your first home? Let us help you avoid some common mistakes that home buyers make before and even during the home buying process. We will go over how credit cards and other loans can hurt your chances of getting approved for more. How making changes to your employment and income (including getting tips, overtime, commissions etc) can impact and even delay you buying a home. Or even how taking a pay raise or promotion can disqualify you from down payment assistance programs. My co-host Asael Gonzalez Jr, and I go over some real estate tips that will ensure you are ready to buy a home when you're ready. </p><p>Asael Gonzalez Jr. - Realtor BS. 0146292 C. 702.885.6058 E. asael.gonzalez@cbvegas. com Social Tags SirAsaelJunior </p><p>Daniel Mosqueda -Loan Officer NMLS 932187 C. 702.972.5772 E. <a target="_blank" rel="noopener noreferrer nofollow" href="mailto:dmosqueda@guildmortgage.net">dmosqueda@guildmortgage.net</a> Website <a target="_blank" rel="noopener noreferrer nofollow" href="http://www.guildmortgage.com/danielmosqueda">www.guildmortgage.com/danielmosqueda</a> </p><p>1:06 -Listen to the Professionals </p><p>5:57 -Opening New Credit Accounts </p><p>12:45 -Cosigning is Like Taking on new Debt </p><p>17:02 -Don't Open New Credit Even While in Contract </p><p>22:25 -Avoid Making Changes to Your Employer or How You Get Paid </p><p>25:24 -Going from Employee to Self-Employed </p><p>26:46 -Pay structure and/or changes in Hours </p><p>27:42 -How Income Changes Could Impact Qualifying for a Program </p><p>30:24 -Starting a Job and/or Working for Family </p><p>34:03 -Avoid Quitting and/or Getting Fired </p><p>36:47 -Self-employed/1099 Part 2 </p><p>41:25 -Map Out a Plan </p><p>First-time Home buyer, Real estate Tips, Loan Approval, Mortgage, Mortgage Loans, Mortgage Tips, Mortgage Advice, Debt-to-Income, Credit Qualifying, Buying a home</p>
September 11, 2024
How to Save Money when Buying a Home
<p>On today's episode, Paola and I discuss tips and resources you can use to get your loan costs covered. That includes, your down payment and even your mortgage loan costs. Many buyers believe that you need a ton of cash to get into a home. That is false. We have been able to get buyers in to their homes for nearly nothing out of their own funds. </p><p>As long as your team, your agent and loan officer, are in the know on how to assist you with the resources and programs available, you should be reaping the benefits of purchasing a home. </p><p>So, if you're looking to purchase a home and want to pay less for it, listen to today's episode to find out how.</p><p>For a free consultation- contact me at 702.972.5772 or email me <a target="_blank" rel="noopener noreferrer nofollow" href="mailto:dmosqueda@guildmortgage.net">dmosqueda@guildmortgage.net</a></p><p>Give my special guest, Paola Escalona some love as well.</p><p>Paola Escalona S.188627 Las Vegas Realtor</p><p>C. 702.417.4727 E. Homes@Escalonarealty.com</p>
August 28, 2024
How We Help Union Workers Through the Home Buying Process
<p>Helping union members buy their homes and help them through the home buying process is something we enjoy doing. As a former, and sometimes still active members ourselves, we understand that sometimes it's easier to have to explain less to your lender. </p><p>Summary </p><p>In this episode of the Mortgage Fundamentals Podcast, host Daniel Mosqueda talks to real estate agents and union members Julie Nagai and Payton Frei about the process of purchasing a home for union members. They discuss the challenges and benefits of working with union members, the importance of budgeting and saving, and the current state of the housing market. They emphasize the need for union members to educate themselves and seek guidance from professionals like themselves to navigate the home buying process. </p><p>Takeaways </p><p>Union members face unique challenges when it comes to purchasing a home, but with the right guidance and education, it can be a smooth process. </p><p>Budgeting and saving are crucial for union members to prepare for homeownership, especially considering the fluctuating nature of their income. </p><p>The housing market is currently experiencing low inventory and high demand, leading to increased home prices and multiple offers on properties. </p><p>It is important for union members to separate fact from misconception and seek advice from professionals who understand their specific circumstances. </p><p>Working with real estate agents who are also union members can provide additional benefits, such as flexible scheduling and connections within the industry. </p><p>Sound Bites </p><p>"Union members have unique schedules, and we understand that flexibility is important when it comes to viewing homes." </p><p>"Helping union members achieve homeownership is rewarding, especially seeing them build wealth and create generational wealth." </p><p>"Don't listen to misconceptions about home prices and the home buying process; seek advice from professionals who understand the current market." </p><p>Chapters </p><p>00:00 Introduction and Background of Guests </p><p>05:06 Flexibility and Benefits for Union Members </p><p>12:08 Challenges of Budgeting and Saving for Homeownership </p><p>16:07 The Current State of the Housing Market </p><p>23:14 Separating Fact from Misconception in Home Buying </p><p>29:21 The Benefits of Working with Real Estate Agents who are Union Members </p><p>32:35 Conclusion </p><p>CONTACT LINKS- Julie Nagai Email- <a target="_blank" rel="noopener noreferrer nofollow" href="mailto:JulieNagai@harbisonrealestate.com">JulieNagai@harbisonrealestate.com</a> IG-@Jewels_inthedesert Tik Tok-Julie Nagai1 Realtor-Las Vegas S.0190726 </p><p>Payton Frei Email- <a target="_blank" rel="noopener noreferrer nofollow" href="mailto:PaytonFrei@gmal.com">PaytonFrei@gmal.com</a> IG- PaytonFrei Tik Tok- PaytonaAltman Realtor-Las Vegas S.0197847</p>
12 total episodes available
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- What is Mortgage Fundamentals Podcast?
<p>My name is Daniel Mosqueda. And I am a licensed and active loan officer ready to help you have a better understanding of some mortgage fundamentals.</p><p>Mortgage loan and real estate education for anyone looking to purchase a home. Even if you are a first time home buyer, or even an investor looking to expand their knowledge.</p><p>In this podcast, I will have special guests, including realtors and other subject matter experts in the real estate business, give their insight and personal experiences alongside me providing you with some mortgage knowledge to help you through the process.</p><p>We will also provide you with episodes on up-to-date changes to guidelines and market changes that could impact your ability to purchase a home.</p><p>Loan Officer NMLS 932187 1980 Festival Plaza Dr. Ste 240, Las Vegas NV 89135</p><p>PHONE 702.972.5772 EMAIL DMOSQUEDA@GUILDMORTGAGE.NET</p><p>Company NMLS #3274, Equal Housing Lender</p><p>Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (<a target="_blank" rel="noopener noreferrer nofollow" href="http://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org</a>). NV Mortgage Company #1141.</p><p>The information provided herein has been prepared by a third party company and has been distributed for education purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.</p> - How often does this podcast release new episodes?
This podcast updates weekly.
- Where can I listen to this podcast?
This podcast is available on 8 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
- Does this podcast accept guests?
Information about guest appearances is not available.
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