Join Jill Steeples QFA RPA and Kelly-Anne Quinn QFA RPA SIA FPRA CFP®, on their podcast “Ms Moneypennies”, where they have created a space for judgement-free finance chats. With their wealth of experience, they are amplifying female financial voices to every day money matters. Their mission? To demystify financial planning by stripping away the jargon and simplifying concepts, making it approachable for all. Tune in to join their conversations and submit the questions you’ve been longing to ask!
Have you got a question for Ms Moneypennies? Get in touch
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice. We recommend when considering financial decisions, you seek the appropriate professional advice.
Credit: Pixabay Music by Sergio Prosvirini from Pixabay
EP 54 - Budget takeaways, tax changes, and what they mean for your pocket
Kelly-Anne and Jill break down the latest budget announcements, focusing on what could change for employees, employers, investors, homeowners, and pension savers.
They also share practical examples to help make the numbers easier to understand. The conversation covers wage and employer cost changes, capital gains and exit tax, personal tax credits, inheritance thresholds, the state pension, rental relief, Help to Buy, and the proposed personal investment account.
Key topics
Capital gains tax falls from 33% to 31%, while exit tax falls to 35%. They recommend planning ahead and checking whether reliefs such as entrepreneur or retirement relief may apply.
They explain personal tax credit changes using examples, and urge people with multiple jobs, pensions, or split credits to check their tax credit certificate.
They discuss inheritance tax threshold increases and the case for a family home exemption.
The state pension increase of €10 a week is welcomed, while the hosts note that long-term retirement planning should not rely on it alone.
Rental room relief and the Help to Buy threshold increase are discussed as supports for homeowners, students, and first-time buyers.
They examine the proposed personal investment account, including questions around the 1% flat tax and deemed disposal.
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice. We recommend when considering financial decisions, you seek the appropriate professional advice
1 Oct 2026
Ep 53: What Should Your Adviser Do For You?
In this episode of Ms Moneypennies Jill and Kelly-Anne answer a listener question: what should a financial advisor actually do for me? They break down the real role of an advisor beyond products and paperwork, showing how advice should be built around goals, risk, reviews, and clear communication.The conversation also makes the case for ongoing relationship-based advice. Jill and Kelly-Anne explain why good advice is about listening, planning, adjusting, and keeping clients calm when life or markets change.
Key topics
In this episode, they explain that a good financial advisor should start by listening to your goals, not by pushing a product.
They use a sat nav analogy to show how advice should help map the most appropriate route based on your destination and your risk tolerance.
They discuss why emergency funds matter, including the warning that many people are only a couple of pay slips away from trouble.
Explain why money needed in the short term should not be left in volatile investments, especially if it is earmarked for something like a renovation.
They stress that different people have different priorities, such as protecting income, saving for a renovation, or funding a pension.
They talk about the importance of plain-English explanations so clients understand what they are signing up for before they leave the meeting.
Reviews are a major theme, with both hosts saying an advisor should revisit your plan regularly as your circumstances, goals, and legislation change.
The episode closes with a reminder that if you do not feel comfortable with your advisor, it may be time to have an honest conversation or find a better fit.
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice. We recommend when considering financial decisions, you seek the appropriate professional advice
17 Sept 2026
What Does Mortgage Protection Cover?
Summary
In this episode, Kelly-Anne and Jill explore the essentials of mortgage protection, clarifying misconceptions and offering practical advice on choosing the right cover to protect your family and financial future.
Key Topics
What mortgage protection covers and what it doesn'tThe importance of understanding decreasing vs. level term coverThe benefits of dual life cover and joint policiesThe significance of conversion options in policiesHow to review and update your protection plans
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice. We recommend when considering financial decisions, you seek the appropriate professional advice
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
Spotify
5.0 / 5
12 ratings
Podcast Authority Score: 19 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
15
Social presence
0
YouTube
0
Engagement
60
Contact Ms Moneypennies
Guest appearances
Does not typically book guests
Based on episode analysis; this does not confirm that the show is currently accepting guests.
Pod Engine is an independent podcast discovery and analytics service and is not affiliated with or endorsed by this podcast. Artwork and show content belong to their owners. Full legal notice.
Explore this show Podcast research with Pod Engine
