Overtime Earnings

About Overtime Earnings

Overtime Earnings discusses financial topics in a real and practical way. Ken Handy and Dave Baker, CFP®, ChFC®, CLU®, RICP®, AIF® discuss various aspects of financial planning in an understandable, energetic fashion. No matter if you are just starting your financial journey or are nearing retirement and looking to determine what's next, the discussions will be lively and topical. Ken and Dave have a combined 40+ years helping people prepare their financial futures. David Baker and Kenneth Handy offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax, accounting or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This pod cast does not constitute financial advice or an offer of any kind. Phoenix Private Wealth is not owned or operated by Equitable Advisors or Equitable Network. CFP® and CERTIFIED FINANCIAL PLANNER® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements. PPG-8732943.1(01/26) (Exp.01/30)

Publisher

Ken Handy and David Baker, CFP®, ChFC®, CLU®, RICP®, AIF®

Category

business

Language

en

Explicit

No

First episode

2 Feb 2026

Latest episode

27 Oct 2026

Latest episodes

51 episodes in the feed.

1. 

   27 Oct 2026

   Quick Tip Tuesday - How Business Owners Can Accelerate Retirement Savings

   Dave and Ken explain how a cash balance plan can supplement a traditional 401(k) and potentially allow eligible, high-income business owners to make substantially larger pre-tax retirement contributions. The conversation covers the types of owners who may be a good fit, how these plans are established and administered, and how they may support retirement catch-up and business-exit planning. We also stress the importance of working with qualified tax, legal, actuarial and financial professionals.

2. 

   23 Oct 2026

   You Don’t Have to Navigate It Alone: Planning for a Child with Special Needs with Katie Thomas

   When a child has a disability, learning difference, or complex medical need, families can quickly feel overwhelmed by unfamiliar laws, financial considerations, and difficult decisions. In this episode of Overtime Earnings, we welcome special education attorney Katie Thomas of Ally Legal Planning to explain IEPs, 504 plans, guardianship, ABLE accounts, special needs trusts, and the importance of seeking guidance early. Katie combines professional expertise with her personal experience as a parent and gives a powerful reminder that they do not have to navigate the journey alone. PPG-8996774.1(08/26)(exp.08/30)

3. 

   20 Oct 2026

   Quick Tip Tuesday - Life Insurance and Estate Taxes: What Families Should Know

   In this Quick Tip Tuesday episode, Ken Handy and David Baker explain how an irrevocable life insurance trust, or ILIT, can own a life insurance policy and they discuss the trade-offs, including giving up control, and handling annual administrative requirements. PPG-9072023.1(10/26)(exp.10/30)

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

4.4 / 5

7 ratings

Spotify

5.0 / 5

3 ratings

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