Where can I listen to this podcast?

This podcast is available on 9 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.

Does this podcast accept guests?

Yes, this podcast regularly features guests.

Protecting & Preserving Wealth

Claim This Podcast

by Bruce Hosler

5.0(1 reviews)

89 episodes

Updated Weekly

Accepts GuestsHas SponsorsLocation 🇺🇸

Podcast Overview

In the Protecting & Preserving Wealth podcast, Bruce Hosler discusses and provides timely answers to important topics for our listeners: • Tax Reduction Strategies • Financial & Estate Planning • Investment Management • Retirement Planning • Insurance Strategies • Business Owner Exit-Planning Strategies • Current Events and their Market Effects We started the podcast because a number of clients have questions, and this is a way for us to give them a venue to listen to different answers on all the things they're concerned about today. First and foremost, foundationally, for most people, taxes are a very important thing. We always start with taxes and then we go from there and work on financial planning issues like retirement. Am I going to have enough? How am I going to leave my stuff to my legacy, to my kids and family? In estate planning, we include asset management because everybody wants to know where their money's invested and how safe and how protected it can be. And how can it grow in the face of this inflation that we're facing today. And finally, we use insurance strategies to make sure that when the moment of truth arrives, everything's okay for the family. Throughout this podcast, we're going to meet the Hosler team and how each of them plays a role in securing your financial future. Hosler Wealth Management can be reached in their Prescott office at (928) 778-7666, in their Scottsdale office at (480) 994-7342, or on the web at https://www.hoslerwm.com/. Disclosure: Investment advisory services are offered through Mutual Advisors, LLC DBA Hosler Wealth Management, a SEC registered investment adviser. Securities are offered through Mutual Securities, Inc., member FINRA/SIPC. Mutual Advisors, LLC and Mutual Securities, Inc. (collectively “Mutual Group”) are affiliated companies. Forward-looking commentary should not be misconstrued as investment or financial advice. The advisor associated with this podcast is not monitored for comments and any comments should be given directly to the office at the contact information specified. Any tax advice contained in this communication, including any attachments, is not intended or written to be used and cannot be used for the purpose of 1) avoiding federal or state tax penalties, 2) promoting marketing or recommending to another party any transaction or matter addressed herein, and 3) Tax preparation and accounting services are offered independently through Hosler Wealth Management Tax Services. Any tax advice provided by tax professionals under Hosler Wealth Management Tax Services is separate and unrelated to any advisory or security services offered through Mutual Group. The accuracy, completeness, and timeliness of the information contained in this podcast cannot be guaranteed. Mutual Group does not provide legal or tax advice. You should consult a legal or tax professional regarding your individual situation. Accordingly, Hosler Wealth Management does not warranty, guarantee or make any representations or assume any liability with regard to financial results based on the use of the information in this podcast. Protecting & Preserving Wealth (podcast) is owned and produced by Hosler Wealth Management Prescott Office: 700 S Montezuma St Prescott, AZ 86303 Tel. (928) 778-7666 Scottsdale Office: 7400 E Pinnacle Peak Rd Suite #100 Scottsdale, AZ 85255 Tel. (480) 994-7342 #HoslerWealthManagement #Protecting&PreservingWealthPodcast #BruceHosler #ProtectingWealthPodcast

Language

🇺🇲

Publishing Since

5/11/2022

Visit Website View on Apple Podcasts RSS Feed

2 verified contact emails on file for Protecting & Preserving Wealth

Pitch yourself as a guest, propose sponsorships, or reach out directly to the host.

See contact details

Recent Episodes

July 1, 2026

Lifetime Gifting Strategies For Successful Families

Lifetime gifting strategies are how financially successful families can pass wealth to the next generation while still alive. Gifting is not just for the ultra-wealthy. It is a practical tool for families who want to see their children benefit from their financial success in real time. Having a foundational financial plan allows us to determine how much can be gifted without putting retirement at risk. 📚 Get Bruce’s Book: Moving To Tax-Free (on Amazon) <a href="https://amzn.to/4msRo2k" rel="noopener noreferrer">https://amzn.to/4msRo2k</a> Today we break down the current gifting rules and highlight that the annual gift exclusion is $19,000 per recipient. We warn against gift splitting with a single check because it triggers a gift tax return that must be maintained permanently. Instead, each spouse should gift separately to avoid unnecessary paperwork. Also, there is no limit on the number of recipients, which allows families to spread wealth efficiently without tax consequences. Gifting often comes at critical life moments such as buying a home, starting a family, or making a career move. These are times when financial support can have the greatest impact. 529 plans are also a powerful strategy; families can front-load up to five years of gifts into these accounts, allowing for significant tax-free growth while supporting education. We caution against gifting appreciated assets like stocks or real estate because recipients inherit the original cost basis and may face capital gains taxes. Instead, we suggest using those assets for charitable giving through donor-advised funds (DAFs). These allow families to receive a tax deduction, avoid capital gains, and involve future generations in philanthropy. We also address estate tax planning for larger estates. We explain that amounts above the exemption threshold can face a 40% tax, so strategic gifting can reduce future tax burdens. Even gifting above the annual limit can be beneficial if properly reported. We close by discussing the emotional side of gifting. We explain that parents must balance generosity with letting their children learn from experience. We stress the value of financial guidance for the next generation and the importance of preparing them to manage wealth responsibly. Ultimately, we highlight that lifetime gifting is not just about tax efficiency. It is about creating meaningful impact and strengthening family legacy. ⏱️ Chapters & Timestamps (01:44) Supporting Children at Key Life Moments (02:16) Financial Planning Before Gifting (03:00) Gift Tax Rules and Common Mistakes (05:17) 529 Plans and Front-Loading Strategy (06:25) Risks of Gifting Appreciated Assets (08:00) Donor Advised Funds Explained (10:17) Estate Tax Strategy for Large Estates (14:24) Letting Children Learn Financial Lessons (17:52) Privacy and Financial Guidance (18:32) How to Contact Hosler Wealth Management For more information about anything related to your finances, contact Bruce Hosler and the team at Hosler Wealth Management: Visit us online at <a href="https://www.hoslerwm.com/" target="_blank">https://www.hoslerwm.com/</a>Contact Our Team:  <a href="https://hoslerwm.com/contact-us/" target="_blank">https://hoslerwm.com/contact-us/</a>Or call them in their Prescott office at (928) 778-7666 or their Scottsdale office at (480) 994-7342.For more podcast episodes, visit our podcast website at <a href="https://hoslerwm.com/protectingwealthpodcast/" target="_blank">https://hoslerwm.com/protectingwealthpodcast/</a>Limitation of Liability Disclosures:  <a href="https://www.hoslerwm.com/disclosures/" target="_blank">https://www.hoslerwm.com/disclosures/</a>Link Disclosure: The information being provided is strictly as a courtesy. When you link to any of the websites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information, and programs made available through this website. When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to.Copyright © 2022-2026 Hosler Wealth Management | All Rights Reserved.  Produced by JAG Podcast Productions - <a href="http://www.jagpodcastproductions.com" target="_blank">www.jagpodcastproductions.com</a>. #ProtectingWealthPodcast  #ProtectingandPreservingWealthPodcast #HoslerWealthManagement #BruceHosler

June 17, 2026

The Foundational Financial Plan™

Today we discuss the idea of a foundational financial plan and explain why it is essential for anyone preparing for retirement or managing long term wealth. This is a comprehensive system that brings together multiple areas of financial life into one coordinated strategy. Without a clear plan, people are often guessing about their future instead of making informed decisions. At Hosler Wealth Management, the plan is broken down into 7 areas: <ol> <li>Retirement Income Plan</li> <li>Tax Planning and Roth Conversion</li> <li>Estate, Legacy, and Beneficiary Planning</li> <li>Social Security Strategies</li> <li>Insurance Planning</li> <li>Risk Analysis</li> <li>Investment Plan</li> </ol> We start by breaking down the first component, which is a dynamic retirement income plan powered by advanced financial planning software. Tools like Monte Carlo simulations run thousands of scenarios to estimate the probability of success. This allows us to adjust for real world variables like inflation, taxes, and market volatility. This replaces outdated methods like spreadsheets and gives clients clarity when making decisions such as increasing spending or buying a second home. We then move into tax planning and Roth conversion strategies, challenging the traditional belief that tax deferred accounts are always the best option. Future tax rates may be higher and that proactive planning today can help move assets into tax free environments. Strategic use of current tax brackets can improve long term outcomes. Next, we cover estate planning and beneficiary strategies, explaining the importance of avoiding probate, properly titling assets, and ensuring documents like trusts and powers of attorney are in place. We also discuss how new technology and AI tools can review estate documents for errors and gaps, improving efficiency and accuracy. We highlight the importance of proper trust funding and tax advantages like step up in cost basis. Social security planning: thousands of claiming strategies exist and decisions should consider both financial outcomes and personal health factors. Timing and coordination with other income sources are critical. We then address insurance planning, focusing on long-term care and newer asset-based strategies that provide more stability. Life insurance can be a tool for creating tax free income in retirement. Finally, we explain risk analysis and investment planning. Modern tools assign a numerical risk score and align portfolios accordingly. We outline a bucket strategy that separates short term income needs from long-term growth investments, helping clients manage risk while still pursuing returns. Having this full plan in place provides confidence and peace of mind because clients can clearly see their financial future and make informed decisions. 📚 Get Bruce’s Book: Moving To Tax-Free (on Amazon) <a href="https://amzn.to/4msRo2k" rel="noopener noreferrer">https://amzn.to/4msRo2k</a> ⏱️ Chapters & Timestamps (00:00) Intro (00:21) What a “Real” Financial Plan Should Include (02:46) Why Excel Can’t Plan Your Retirement (03:35) The Power of “What If” Planning (04:22) Can You Actually Spend More in Retirement? (05:22) The Tax Trap That Could Cost You Thousands (06:43) Estate Planning Mistakes That Hurt Families (07:01) The Documents Everyone Needs (But Most Don’t Have) (09:21) How AI Is Changing Estate Planning (09:32) The Most Common (and Costly) Trust Mistake (11:17) Social Security Strategies Nobody Talks About (14:58) Are You Taking the Wrong Amount of Risk? (17:04) Why Planning = Peace of Mind (18:00) How to Get Help from Hosler Wealth Management For more information about anything related to your finances, contact Bruce Hosler and the team at Hosler Wealth Management: Visit us online at <a href="https://www.hoslerwm.com/" target="_blank">https://www.hoslerwm.com/</a>Contact Our Team:  <a href="https://hoslerwm.com/contact-us/" target="_blank">https://hoslerwm.com/contact-us/</a>Or call them in their Prescott office at (928) 778-7666 or their Scottsdale office at (480) 994-7342.For more podcast episodes, visit our podcast website at <a href="https://hoslerwm.com/protectingwealthpodcast/" target="_blank">https://hoslerwm.com/protectingwealthpodcast/</a>Limitation of Liability Disclosures:  <a href="https://www.hoslerwm.com/disclosures/" target="_blank">https://www.hoslerwm.com/disclosures/</a>Copyright © 2022-2026 Hosler Wealth Management | All Rights Reserved.  Produced by JAG Podcast Productions - <a href="http://www.jagpodcastproductions.com" target="_blank">www.jagpodcastproductions.com</a>. #ProtectingWealthPodcast  #ProtectingandPreservingWealthPodcast #HoslerWealthManagement #BruceHosler

June 3, 2026

Grandparents, Be Very Careful When Opening Trump Accounts!

In this episode of Protecting and Preserving Wealth, we talk about the new Trump accounts and why grandparents need to be careful before trying to open one for a grandchild. The team is excited about the concept because these accounts could help young people learn about investing early, build long-term wealth, and become more financially aware. But the main warning is clear: grandparents should not rush to open these accounts themselves. 📚 Get Bruce’s Book: Moving To Tax-Free (on Amazon) https://amzn.to/4msRo2k ⏱️ Chapters & Timestamps (00:00) Intro (00:34) Why Bruce likes the idea of Trump accounts (01:17) Why grandparents need to be careful (02:17) Who can open accounts for children born after January 1, 2025 (03:30) Rules for children born before January 1, 2025 (04:15) Penalty of perjury concerns (06:40) What grandparents should do instead (08:01) Using Trump accounts to start family financial conversations (09:18) Tax planning opportunity with Roth conversions (10:45) Teaching children not to spend the account (12:09) How to contact Hosler Wealth Management Bruce explains that while grandparents may be eager to help, the proposed rules create a specific order for who can establish a Trump account. For children born on or after January 1, 2025, parents or legal guardians are generally the ones who should open the account. A grandparent may only be able to open one if the child is their dependent or they are the legal guardian. For children born before January 1, 2025, grandparents are even further down the line. A legal guardian, parent, or adult sibling would generally have priority before a grandparent could step in. The concern is that the form may not clearly warn grandparents about what they are certifying. If a grandparent opens the account when someone with higher authority is available, they may be making a statement under penalty of perjury. That is why Bruce urges listeners to wait for clearer IRS guidance before taking action. The practical message is simple. Parents should open the account after July 4, 2026, and grandparents can help by contributing. The team discusses the possibility of contributing up to $5,000 a year and using broad stock market indexes such as the S&P 500 or NASDAQ 100. They also emphasize that the account can create a powerful opportunity for long-term growth. Bruce closes by explaining the tax planning angle. If the account grows until the child turns 18 and then converts into a traditional IRA, there may be a window when the young adult is in a low tax bracket. That could create an opportunity to convert the account to a Roth IRA and let the money grow tax-free for decades. The key is teaching the child to treat the account as retirement money, not spending money. The broader takeaway is that Trump accounts may become a useful wealth-building tool, but families should understand the rules before acting. They should also use the topic as a chance to talk across generations about saving, investing, taxes, and long-term financial planning. For more information about anything related to your finances, contact Bruce Hosler and the team at Hosler Wealth Management: Visit us online at <a href="https://www.hoslerwm.com/" target="_blank">https://www.hoslerwm.com/</a>Contact Our Team:  <a href="https://hoslerwm.com/contact-us/" target="_blank">https://hoslerwm.com/contact-us/</a>Or call them in their Prescott office at (928) 778-7666 or their Scottsdale office at (480) 994-7342.For more podcast episodes, visit our podcast website at <a href="https://hoslerwm.com/protectingwealthpodcast/" target="_blank">https://hoslerwm.com/protectingwealthpodcast/</a>Limitation of Liability Disclosures:  <a href="https://www.hoslerwm.com/disclosures/" target="_blank">https://www.hoslerwm.com/disclosures/</a>Copyright © 2022-2026 Hosler Wealth Management | All Rights Reserved.  Produced by JAG Podcast Productions - <a href="http://www.jagpodcastproductions.com" target="_blank">www.jagpodcastproductions.com</a>. #ProtectingWealthPodcast  #ProtectingandPreservingWealthPodcast #HoslerWealthManagement #BruceHosler

89 total episodes available

Recent guests on Protecting & Preserving Wealth

Guests from recent episodes — sign up to see every guest that has ever appeared on this show.

Jason

Guest

Rob Kanyur

Guest

Bruce Hosler

Guest

Jason Hosler

Guest

See every guest on Protecting & Preserving Wealth

Deep-dive analytics for Protecting & Preserving Wealth

Frequently asked questions

Have a different question and can't find the answer you're looking for? Reach out to our support team by sending us an email and we'll get back to you as soon as we can.

What is Protecting & Preserving Wealth?: In the Protecting & Preserving Wealth podcast, Bruce Hosler discusses and provides timely answers to important topics for our listeners:

• Tax Reduction Strategies • Financial & Estate Planning • Investment Management • Retirement Planning • Insurance Strategies • Business Owner Exit-Planning Strategies • Current Events and their Market Effects

We started the podcast because a number of clients have questions, and this is a way for us to give them a venue to listen to different answers on all the things they're concerned about today. First and foremost, foundationally, for most people, taxes are a very important thing. We always start with taxes and then we go from there and work on financial planning issues like retirement. Am I going to have enough? How am I going to leave my stuff to my legacy, to my kids and family?

In estate planning, we include asset management because everybody wants to know where their money's invested and how safe and how protected it can be. And how can it grow in the face of this inflation that we're facing today. And finally, we use insurance strategies to make sure that when the moment of truth arrives, everything's okay for the family.

Throughout this podcast, we're going to meet the Hosler team and how each of them plays a role in securing your financial future.

Hosler Wealth Management can be reached in their Prescott office at (928) 778-7666, in their Scottsdale office at (480) 994-7342, or on the web at https://www.hoslerwm.com/.

Disclosure: Investment advisory services are offered through Mutual Advisors, LLC DBA Hosler Wealth Management, a SEC registered investment adviser. Securities are offered through Mutual Securities, Inc., member FINRA/SIPC. Mutual Advisors, LLC and Mutual Securities, Inc. (collectively “Mutual Group”) are affiliated companies. Forward-looking commentary should not be misconstrued as investment or financial advice. The advisor associated with this podcast is not monitored for comments and any comments should be given directly to the office at the contact information specified.

Any tax advice contained in this communication, including any attachments, is not intended or written to be used and cannot be used for the purpose of 1) avoiding federal or state tax penalties, 2) promoting marketing or recommending to another party any transaction or matter addressed herein, and 3) Tax preparation and accounting services are offered independently through Hosler Wealth Management Tax Services. Any tax advice provided by tax professionals under Hosler Wealth Management Tax Services is separate and unrelated to any advisory or security services offered through Mutual Group. The accuracy, completeness, and timeliness of the information contained in this podcast cannot be guaranteed. Mutual Group does not provide legal or tax advice. You should consult a legal or tax professional regarding your individual situation. Accordingly, Hosler Wealth Management does not warranty, guarantee or make any representations or assume any liability with regard to financial results based on the use of the information in this podcast.

Protecting & Preserving Wealth (podcast) is owned and produced by Hosler Wealth Management

Prescott Office: 700 S Montezuma St Prescott, AZ 86303 Tel. (928) 778-7666

Scottsdale Office: 7400 E Pinnacle Peak Rd Suite #100 Scottsdale, AZ 85255 Tel. (480) 994-7342

#HoslerWealthManagement #Protecting&PreservingWealthPodcast #BruceHosler #ProtectingWealthPodcast
How often does this podcast release new episodes?: This podcast updates weekly.
Where can I listen to this podcast?: This podcast is available on 9 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
Does this podcast accept guests?: Yes, this podcast regularly features guests.

Legal Disclaimer

Pod Engine is not affiliated with, endorsed by, or officially connected with any of the podcasts displayed on this platform. We operate independently as a podcast discovery and analytics service.

All podcast artwork, thumbnails, and content displayed on this page are the property of their respective owners and are protected by applicable copyright laws. This includes, but is not limited to, podcast cover art, episode artwork, show descriptions, episode titles, transcripts, audio snippets, and any other content originating from the podcast creators or their licensors.

We display this content under fair use principles and/or implied license for the purpose of podcast discovery, information, and commentary. We make no claim of ownership over any podcast content, artwork, or related materials shown on this platform. All trademarks, service marks, and trade names are the property of their respective owners.

While we strive to ensure all content usage is properly authorized, if you are a rights holder and believe your content is being used inappropriately or without proper authorization, please contact us immediately at hey@podengine.ai for prompt review and appropriate action, which may include content removal or proper attribution.

By accessing and using this platform, you acknowledge and agree to respect all applicable copyright laws and intellectual property rights of content owners. Any unauthorized reproduction, distribution, or commercial use of the content displayed on this platform is strictly prohibited.