About The boring sh!t in business Podcast with Amy Bajada
Ahh, the boring sh!t in business … you know the sh!t I’m talking about! Profit margins, cash flow, forecasting, strategy — the stuff that makes most business owners’ eyes roll. But here’s the truth: these numbers are the heart and soul of your business.
This podcast is for small business owners who want to finally get clear on their cash flow, boost their profit, and build a business that lasts. Each episode breaks down complex financial concepts into straight-talking, practical tips you can actually use. Think of it as your no-BS guide to money management, pricing, and business growth.
I’ve built this platform to bust the stigma that finance is boring. Here, you’ll find education, fun, a little sass, and plenty of real-world strategies that will change the way you look at your numbers. Don’t believe me? Hit play and see how cash flow can actually be kinda sexy. A x
EPISODE 246 : Your Customers Are Going on Holidays. Is Your Money Going With Them?
Your customers are preparing for Christmas. But have you thought about what happens to the money they still owe you?
As the holiday season approaches, businesses start closing, accounts departments move to skeleton staff, and the person responsible for paying your invoices suddenly isn’t available until January.
Meanwhile, your business expenses aren’t taking a holiday!
But here’s a thought...
What if getting paid faster wasn’t about chasing customers harder, offering discounts or extending payment terms? What if it was simply about making it easier for your customers to pay you?
In this episode, we’re talking about practical, creative ways to improve your accounts receivable and collect outstanding invoices before the Christmas shutdown — without sacrificing your profit.
We’ll explore:
How to break larger invoices into smaller payments while keeping the original due date.
Why communicating the benefit to your customer can make payment conversations easier.
How to get ahead of Christmas closures and final accounts payable runs.
Simple ways to remove the administrative roadblocks that delay payments.
What to do when customers already have overdue invoices.
Why discounting shouldn’t be your first strategy for getting paid.
And most importantly, how to make the payment process work better for both your business AND your customers.
Because there’s a big difference between being flexible about HOW someone pays you and WHETHER they pay you.
Before your customers disappear for Christmas, let’s make sure your money doesn’t disappear with them.
🎧 Listen now and take away some simple strategies you can put into action this week.
Want to feel more in control of the money moving through your business? Explore my Small Business Cashflow Course or reach out to book a discovery call.
#SmallBusinessCashflow #AccountsReceivable #InvoicePayments #SmallBusinessFinance #GettingPaid #CashflowManagement
20 Oct 2026
EPISODE 245 : The EFTPOS Surcharge Ban: The Cost You Don't See
EFTPOS surcharges are gone in Australia. But does removing the surcharge mean removing the cost? And could the decisions businesses make in response actually cost them more?
With Australian businesses facing changes to card payment surcharges, many are questioning whether accepting EFTPOS is still worth it. Some are even considering moving back to cash-only transactions.
But before you ditch EFTPOS to save on merchant fees, there’s a much bigger conversation we need to have.
What if the cost you’re trying to eliminate is actually helping your business make money?
In this episode, we explore the impact of Australia’s EFTPOS surcharge ban on small businesses, the psychology behind consumer spending, and whether removing a fee customers have complained about for years could actually create new opportunities.
We’re talking about the real cost of cash payments, the convenience consumers have come to expect, the potential impact on sales and customer loyalty, and why the cheapest way to process a transaction isn’t necessarily the most profitable.
And importantly, what business owners can do to protect their margins without making it harder for customers to spend.
Because here’s the message at the heart of this conversation:
Don’t make a business decision based on the cost you can see without considering the cost you can’t.
If you’re a small business owner navigating rising operating costs, merchant fees, cashflow pressures or pricing decisions, this episode will challenge you to look beyond the obvious expense and consider the bigger financial picture.
🎧 Tune in to Episode 245 and discover why saving money today isn’t always the same as protecting your profitability tomorrow.
13 Oct 2026
EPISODE 244 : Stop Being Your Customers’ Bank
Amy Bajada discusses how small business owners can protect their cashflow by avoiding becoming their customers' bank, even while maintaining strong relationships.
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