Wall Street for Dummies

About Wall Street for Dummies

There are 90 million American workers who have collectively own $14 trillion in their 401k accounts. They face both challenges and opportunities. The largest opportunity is that their accounts are investment accounts, not savings accounts, and for the past three decades, many have grown their balances in the low double digit range. Those with the highest return have constructed portfolios that focus on index funds and avoided target date funds. The main challenge 401k owners face is that there are required to make their investment decisions by choosing from a limited menu of mutual funds. 42% of 401k participants have found that including index funds in their portfolio has provided them with results that optimize their investment experience. The 90 million 401k account owners can be divided into 3 categories. The first are those who could care less about their money and are willing to just take what they are given. The second group, NEWBIES, are inexperienced in the investment process, but are willing to become engaged in the management of their hard-earned dollars. The third group, NERDS, are those who have a modicum of investment expertise and are willing to devote the time and energy to expand their investments skills. My mission is to motivate 401k participants and their employer plan providers to become engaged in their account and then train them how to optimize their results. I have a 62-years of stock market experience. I have been a stockbroker, finance professor and individual investor. I have no investment products to sell. All I have to offer are the objective observations of one who has been there and done that.

Publisher

george l. morgan

Category

business

Language

en

Explicit

No

First episode

5 Feb 2025

Latest episode

23 Sept 2026

Latest episodes

42 episodes in the feed.

1. 

   23 Sept 2026

   Season 2 Episode 15 Stock Market News from the Planet Melmac

   Send us Fan Mail Last week my wife and I got together with a few friends for a burger and a chitchat. Our booth was surrounded by big screen TVs, several of which were tuned to national news programs. We were inundated with talking heads spewing forth commentary about the price of oil, Trump’s catastrophic tariffs, the unrepentant Fed and of course the unconstitutional war in Iran. Before heading to a 15-minute commercial brake, many closed with undocumented rants about how these events have ...

2. 

   14 Aug 2026

   Season 2 Episode 14 It's Not a Tug of War When Both Sides Pull in the Same Direction

   Send us Fan Mail Ninety million American workers have a company sponsored 401k retirement program. The percentage of large businesses that offer 401k plans is 98 percent, while the percentage of the small businesses that offer a 401k plan is close to 62 percent. A partial explanation for this disparity lies in the time, expense and effort small business owners must expend in order to put a plan in place and maintain it. But, over the course of the past five years, the number of small business...

3. 

   10 Jul 2026

   Season 2 Episode 12 Pulling Back the Curtain on Target Date Funds

   Send us Fan Mail The Wizard of Oz is a story about a girl from Kansas, who gets sucked up in a tornado, connects with a bunch of odd ball characters and follows a yellow brick road looking for a benevolent wizard. When they get to the wizard’s palace, they pull back the curtain and find that the wizard is nothing more than a con man from Omaha, Nebraska. 40 million Americans own at least one target date fund in their 401K account. What began as a simple, low-cost investment vehicle has...

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

1 ratings

Spotify

5.0 / 5

2 ratings

Podcast Authority Score: 29 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

45

Social presence

0

YouTube

0

Engagement

32