Days before the Federal Budget, the property tax reform being discussed has shifted into something fundamentally different... and the structural mechanics of the new policy may do the exact opposite of what it claims to do. We unpack what's actually being proposed, why it's designed to fail at its own stated objective, and what it actually means for property investors right now.
See you on the inside!
Recorded 30 April 2026
--
IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.
---
0:00 - The 3am discovery
3:39 - From CGT discount to indexation
9:49 - What inflation indexation actually means
11:48 - The maths: indexation vs current discount
17:58 - Why this policy is structurally designed to fail
18:43 - Negative gearing: what's actually being proposed
21:57 - The tax incidence problem
26:11 - Why holding costs go up and entry gets harder
33:38 - The supply problem nobody is solving
37:40 - The dogmatic belief problem in policy design
46:32 - The doom loop: why we can't get out of it
50:58 - What property investors should actually do
53:57 - Goose's prediction
--
Watch this episode on Youtube:
The Property Tax Pivot Nobody Saw Coming (https://www.youtube.com/live/YisBpsC8AZI?si=tStkaszShRWULJzx)
--
RESOURCES TO HELP:
Mentioned Episode - 'Cashflow Jiujitsu'
* https://youtu.be/1zfo9QejloE?si=xSVbMGeN6lQlQc9g (https://youtu.be/1zfo9QejloE?si=xSVbMGeN6lQlQc9g)
Join The Investor Lab Free Community:
The home for freedom-seeking investors ✨
https://bit.ly/jointheTILcommunity (https://bit.ly/jointheTILcommunity)
Want a team in your corner as you build your property portfolio?
Join Dashdot: https://bit.ly/3E0wKGa (https://bit.ly/3E0wKGa)
Need finance guidance?
Chat with the Dashdot Finance team: http://hey.dashdotfinance.com.au/discoverycall (http://hey.dashdotfinance.com.au/discoverycall)
Got a question or some feedback? We're all ears!
https://bit.ly/tilqs (https://bit.ly/tilqs)
--
Goose McGrath and Gabi Billing are the founders of Dashdot — portfolio growth partners who combine data science, strategy, and human insight to help Australians build property portfolios that create lasting freedom. As hosts of The Investor Lab, they explore the intersection of markets, money, and mindset, challenging conventional wisdom and empowering people to think differently about wealth, purpose, and the future.
Connect:
https://www.dashdot.com.au (https://www.dashdot.com.au)
https://youtube.com/@theinvestorlab (https://youtube.com/@theinvestorlab)
https://instagram.com/dashdotproperty (https://instagram.com/dashdotproperty)
https://instagram.com/goosemcgrath (https://instagram.com/goosemcgrath)
https://instagram.com/gabi.billing (https://instagram.com/gabi.billing)
18 Apr 2026TRANSCRIPT
We Ran the Maths on CGT Changes... Here's What We Found
The CGT discount conversation is back in the headlines. Investors are starting to ask whether the whole thesis still holds. Some are even getting cold feet.
This week, we're sitting down to work through it honestly. We walk through the history of how CGT got to where it is, what's actually being proposed for the May budget, and what the numbers really show when you run them across every scenario.
We get into why the leverage available to a property investor changes the maths in ways most of the commentary completely misses, why the reform might actually push rents and prices up rather than down, and whether any of it even solves the affordability problem the government says it's trying to fix.
Not a hot take. Just an honest look at what the maths says.
If you're trying to think clearly about the CGT debate before the May budget, this is the conversation.
* Read Goose's full report: tools.dashdot.com.au/cgtanalysis
* Get The Signal (weekly macro intelligence for property investors): dashdot.com.au/thesignal
See you on the inside.
--
IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.
--
To check out the research and charts, watch this episode on Youtube:
We Ran the Maths on CGT Changes... Here's What We Found (https://www.youtube.com/live/Be23YF0EWVQ?si=UQh4_hOCgENVDwB1)
(https://youtu.be/1zfo9QejloE?si=lmfFV23ZswooQ3Ve)
---
RESOURCES TO HELP:
Join the conversation: The Investor Lab Community (https://theinvestorlab.circle.so/join?invitation_token=223037761a53a5963252a2eae4268d6d62ef26a9-8b530745-2474-41bd-8b7c-e33dc5c0c811)
Want a team in your corner as you build your property portfolio?
Book a no-obligation discovery call with Dashdot: https://bit.ly/3E0wKGa (https://bit.ly/3E0wKGa)
Need finance guidance? Chat with the Dashdot Finance team:
http://hey.dashdotfinance.com.au/discoverycall (http://hey.dashdotfinance.com.au/discoverycall)
Got a question or some feedback? We're all ears!
https://bit.ly/tilqs (https://bit.ly/tilqs)
--
Connect:
dashdot.com.au (https://www.dashdot.com.au)
youtube.com/@theinvestorlab (https://youtube.com/@theinvestorlab)
instagram.com/dashdotproperty (https://instagram.com/dashdotproperty)
instagram.com/goosemcgrath (https://instagram.com/goosemcgrath)
instagram.com/gabi.billing (https://instagram.com/gabi.billing)
See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information.
4 Apr 2026TRANSCRIPT
Should I Be Investing in Times Like These?
Fuel prices have nearly doubled. Two back-to-back rate hikes. Consumer confidence at its lowest point in over 50 years. A war in the Middle East.
Should you be investing right now? It's a fair question.
This week, we sit down and work through it honestly. We unpack what's actually happening with fuel supply (it's not what the headlines suggest), what the 1970s oil crisis tells us about investing through periods like this, and what Australian property has done through every major crisis since 2001.
We also run through a scenario analysis overlaying 1970s conditions onto today's market, and talk through how to think clearly about your own situation when everything around you feels chaotic.
Not a pep talk. Just an honest conversation.
If you're looking for signal in all this noise, this is it.
Check out the oil scenario analysis: tools.dashdot.com.au/oilscenarios (tools.dashdot.com.au/oilscenarios)
See you on the inside.
--
IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.
--
To check out the research and charts, watch this episode on Youtube:
Should I Be Investing in Times Like These? (https://www.youtube.com/live/DEuRq9gMuR0?si=3yPFQA7WydlYTYpH)
(https://youtu.be/1zfo9QejloE?si=lmfFV23ZswooQ3Ve)
---
RESOURCES TO HELP:
Join the conversation: The Investor Lab Community (https://theinvestorlab.circle.so/join?invitation_token=223037761a53a5963252a2eae4268d6d62ef26a9-8b530745-2474-41bd-8b7c-e33dc5c0c811)
Want a team in your corner as you build your property portfolio?
Book a no-obligation discovery call with Dashdot: https://bit.ly/3E0wKGa (https://bit.ly/3E0wKGa)
Need finance guidance? Chat with the Dashdot Finance team:
http://hey.dashdotfinance.com.au/discoverycall (http://hey.dashdotfinance.com.au/discoverycall)
Got a question or some feedback? We're all ears!
https://bit.ly/tilqs (https://bit.ly/tilqs)
--
Connect:
dashdot.com.au (https://www.dashdot.com.au)
youtube.com/@theinvestorlab (https://youtube.com/@theinvestorlab)
instagram.com/dashdotproperty (https://instagram.com/dashdotproperty)
instagram.com/goosemcgrath (https://instagram.com/goosemcgrath)
instagram.com/gabi.billing (https://instagram.com/gabi.billing)
See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information.
Inside a recent episode
The Property Tax Pivot Nobody Saw Coming
Published 1 May 2026 · Transcript excerpt
[…] So the actual answer is not tax reform or building approval reform. It's actually governmental reform. That's actually the problem. And so the government runs the system and actually what needs to happen is a complete overhaul of the governmental system. So the government can reform tax. Who's going to reform the government? Who sits over the top of that? Because unless that happens, you don't get a large enough system change to affect a meaningful difference. Because you need to do things like you need to stop monetary debasement. You need to increase property supply. You need to change the taxation model completely. […]
Pod Engine is an independent podcast discovery and analytics service and is not affiliated with or endorsed by this podcast. Artwork and show content belong to their owners. Full legal notice.
Explore this show Podcast research with Pod Engine
