Hosted by Michael Houghton, creator of The Irish FIRE Podcast, The Irish Property Podcast explores the real world of property investing in Ireland. Each episode dives into deal breakdowns, investor stories, financing strategies, landlord lessons and the occasional disaster that comes with building a property portfolio. Whether you're starting out or already investing, this show shares practical insights and real experiences from the Irish property market.
The Irish Property Podcast
Claim This Podcastby Michael Houghton
5 episodes
Updated Daily
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Podcast Overview
Hosted by Michael Houghton, creator of The Irish FIRE Podcast, The Irish Property Podcast explores the real world of property investing in Ireland. Each episode dives into deal breakdowns, investor stories, financing strategies, landlord lessons and the occasional disaster that comes with building a property portfolio. Whether you're starting out or already investing, this show shares practical insights and real experiences from the Irish property market.
Language
🇺🇲
Publishing Since
3/23/2026
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Recent Episodes
June 21, 2026
Property bidding strategies
<p>In this episode, Michael reflects on the reality of bidding wars in the Irish property market and the different strategies buyers can use when trying to go sale agreed. He explains how even the highest bid is not always enough if a vendor’s expectations are higher than the market is willing to pay.</p><p>Michael shares examples from two friends who recently went sale agreed on their first homes. Ian succeeded by being flexible on location, widening his search area, making his strongest bid early, and staying in position when other bidders dropped out. Isa took a different approach, focusing strongly on location, building relationships with auctioneers, and trusting the process until the right property eventually came along.</p><p>Michael also discusses his own recent buy-to-let purchase, where he placed a strong offer above asking with a seven-day deadline in an effort to avoid a drawn-out bidding war. The episode finishes with the reminder that while bidding strategies matter, buying property is ultimately a numbers game: the more suitable properties a buyer views, and the more reasonable bids they make, the better their chances of eventually getting sale agreed.</p><p><strong>Show Notes:</strong></p><p>Michael's interview with Sean Moncrieff:</p><p><a href="https://www.newstalk.com/podcasts/highlights-from-moncrieff/is-there-a-right-way-to-bid-on-a-home" target="_blank" rel="ugc noopener noreferrer">https://www.newstalk.com/podcasts/highlights-from-moncrieff/is-there-a-right-way-to-bid-on-a-home</a></p><p>Subscribe to The Irish Property Podcast newsletter:</p><p><a href="https://www.propertypodcast.ie" target="_blank" rel="ugc noopener noreferrer">https://www.propertypodcast.ie</a></p><p>This episode is sponsored by <a href="https://mortgageline.ie" target="_blank" rel="ugc noopener noreferrer">MortgageLine</a>. Stephen Hamilton Financial Services Ltd trading as is regulated by the Central Bank of Ireland.</p>
May 20, 2026
The property purchase check list
<p>In this episode, Michael walks through his property purchasing checklist, using a recent real-life purchase as the example. The property had been sitting on the market for around six months, needed a fair bit of work, and wasn’t presented particularly strongly online - but the numbers, location, auctioneer relationship, and vendor circumstances all created an opportunity.</p><p>Michael breaks down the key questions he asks before buying: is the property still available, is there a rent cap, would he live there, does he trust the auctioneer, is the BER workable, does the yield stack up, will the bank valuation and engineering report support the purchase, what repairs or furniture are needed and is the vendor reasonable. The main message is that good property investing is not about falling in love with a house or chasing a bargain blindly - it is about having a process, knowing the numbers, and understanding the risks before committing.</p><p>Sometimes the best opportunities are not the shiny turnkey homes with perfect photos and lots of interest. They can be tired properties with poor presentation, realistic vendors, straightforward auctioneers, and enough room in the numbers to spend sensibly and add value. In this episode, Michael explores how to spot those opportunities and how to avoid emotional decisions by sticking to a clear checklist.</p><p><strong>Show Notes:</strong></p><p>Subscribe to The Irish Property Podcast newsletter:</p><p><a href="https://www.propertypodcast.ie" target="_blank" rel="ugc noopener noreferrer">https://www.propertypodcast.ie</a></p><p>This episode is sponsored by <a href="https://mortgageline.ie" target="_blank" rel="ugc noopener noreferrer">MortgageLine</a>. Stephen Hamilton Financial Services Ltd trading as <a href="https://mortgageline.ie" target="_blank" rel="ugc noopener noreferrer">MortgageLine</a> is regulated by the Central Bank of Ireland.</p>
April 20, 2026
The art of property financing
<p>In this episode, Michael explores the fundamentals of property financing in Ireland, sharing how investors move beyond simply “getting a mortgage” to using finance as a strategic tool for growth. He reflects on his own journey, highlighting the importance of building strong relationships with mortgage brokers and lenders, and explains why many investors turn to specialist lenders like ICS rather than traditional banks. Michael outlines the key criteria lenders look for—such as deposit size, yield, and location—and emphasises that, unlike pillar banks, these lenders focus more on the strength of the deal than on personal financial circumstances.</p><p>Michael then introduces one of the most powerful concepts in property investing: recycling your deposit. Using a real-world example, he explains how refinancing a property after it has increased in value can release equity, which can then be used as a deposit for further investments. This approach shifts the strategy from generating short-term cashflow to building long-term wealth through leverage, allowing investors to scale their portfolios more quickly. He contrasts this with a traditional cashflow-focused approach, noting that holding too much equity in a single property can limit growth potential.</p><p>Finally, Michael highlights the risks involved, including market fluctuations and interest rate changes, while reinforcing the importance of conservative assumptions and a long-term mindset. He also underlines the value of working with a mortgage broker, who can help structure deals, navigate lender requirements, and speed up the process. The episode sets the foundation for understanding property finance as a repeatable system, and tees up the next discussion on how to evaluate property deals beyond just the numbers.</p><p><strong>Show Notes:</strong></p><p>Subscribe to The Irish Property Podcast newsletter:</p><p><a href="https://www.propertypodcast.ie" target="_blank" rel="ugc noopener noreferrer">https://www.propertypodcast.ie</a></p><p>This episode is sponsored by <a href="https://mortgageline.ie" target="_blank" rel="noopener noreferer">MortgageLine</a>. Stephen Hamilton Financial Services Ltd trading as <a href="https://mortgageline.ie" target="_blank" rel="noopener noreferer">MortgageLine</a> is regulated by the Central Bank of Ireland.</p>
5 total episodes available
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- What is The Irish Property Podcast?
- How often does this podcast release new episodes?
This podcast updates daily.
- Where can I listen to this podcast?
This podcast is available on 4 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
- Does this podcast accept guests?
No, this podcast does not typically feature guests.
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